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Data Liberation: Impact of CFPB 1033 on the Finance Industry

Tom Spencer

The financial industry has undergone a seismic shift over the past decade, driven by advances in technology and regulatory changes. This regulation is designed to enhance consumer access to financial data, much like how the General Data Protection Regulation ( GDPR ) has transformed data privacy and protection in Europe.

Finance 88
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2008 Financial Crisis – Causes and historical context

Tom Spencer

My friends and I walked out of the Big Short several years ago feeling like a group of global financial crisis experts. Many an economics and finance course later, I see that the layers of complexities to the 2008 financial crisis are innumerable. MBS are financial assets with a claim on a pool of mortgages.

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How the Financial World Adapts to Climate Change

Tom Spencer

Knowing the ins and outs of upcoming trends in finance is indispensable for any aspiring consultant. A prime example for such a question is how finance is adapting to the issue of climate change, and might assist its mitigation. Green Finance. Resilience Bonds. Final thoughts.

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The age old tale of financial crises

Tom Spencer

The story of the 2008 financial crisis begins somewhere shortly after the death of Jesus Christ himself. Not 33 years after Christ’s passing did Emperor Tiberius of the Roman Empire have to rescue his constituents’ financial sanctity through the age-old process of quantitative easing.

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New Zealand’s Financial Crises Resilience

Tom Spencer

I have written multiple financial crises articles in the past but have yet to touch on my home turf, New Zealand. Gabriel Makhlouf, former Reserve Bank Secretary, gave five major reasons (pdf) why New Zealand had managed to avoid the fate suffered by other advanced economies. Reading Time: 5 minutes. lower than in March.

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Consulting or Banking

Tom Spencer

This post provides you with a high level comparison of management consulting and investment banking. Investment banks help companies raise money for various purposes including investment, acquisitions, and provision of working capital. People in the “sales and trading” division buy and sell financial products. Nature of the job.

Banking 60
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Hilarious Transcripts of Fed Minutes from 2008 Reveal Completely Clueless Fed

MishTalk

Today the Fed released minutes of meetings at the start and during the great financial crisis. Here is a list of FOMC Transcripts and Other Historical Materials, 2008 Notes I purposely cherry picked statements of various Fed governors. percentage point to GDP growth in 2008 and 0.3 percentage point to GDP growth in 2008 and 0.3