How Banks Can Avoid a Repeat of the 2008 Foreclosure Crisis
Harvard Business
JULY 9, 2020
Mitigate, don’t litigate.
2008 Related Topics 
How to set boundaries at work – with examples
Halo Psych
NOVEMBER 12, 2024
Proceedings of the 2008 Conference on Human Factors in Computing Systems, CHI 2008, 2008, Florence, Italy, April 5-10, 107-110. The effects of acute work stress and appraisal on psychobiological stress responses in a group office environment. Psychoneuroendocrinology, 121 , 104837. Liu, Y., & Headrick, L.
Examples 
123
123 Join 55,000+
Insiders
Sign Up for our Newsletter
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Research: Resume Gaps Still Matter
Harvard Business
JULY 31, 2024
Drawing on both current studies as well as executive compensation data from the 2008 Great Recession period, the authors show that resume gaps hurt job seekers, both in their ability to get jobs and their pay.
Resumes 244
244 
Labor Force, Employment, and Population April 2008 vs. April 2014
MishTalk
MAY 18, 2014
This post shows the first set, a comparison of April 2008 to April 2014. Age 16-24 Stats Since April 2008, the population in age group 16-24 rose by 3.6% Age 25-54 Stats Since April 2008, the population in age group 25-54 declined 0.8%, but the labor force declined 3.6%, and employment declined 4.6%.
Comparison 78
78 
Homebuilders Have Most Speculative Unsold Inventory Since May of 2008
MishTalk
FEBRUARY 26, 2025
Homebuilder inventory of started and completed homes is soaring but sales are weak.
Sales 87
87 Sales 87
87 
2008 Financial Crisis – Causes and historical context
Tom Spencer
NOVEMBER 17, 2018
Many an economics and finance course later, I see that the layers of complexities to the 2008 financial crisis are innumerable. However, on October 6 th 2008, the Federal Reserve also began paying interest to banks on their excess reserves stored at the Fed, and the quantity of these reserves reached over $1.5 It all seemed so clear.
Financial 60
60 
Companies Need to Prepare for the Next Economic Downturn
Harvard Business
APRIL 2, 2019
Whenever it happens, it won’t look like 2008.
Company 132
132 Company 132
132 
Is Behavioral Economics Used in Business?
Steve Shu Consulting
APRIL 19, 2018
” Broad conscious, concerted efforts to apply behavioral economics probably did not begin until sometime after 2008 with the release of Thaler and Sunstein’s book, Nudge. This post is reproduced from an answer that I wrote on Quora to the question posed to me, “Is Behavioral Economics Actually Used in Business?”
Mercer 186
186 
From Vaults to Virtual: The Rise of Blockchain in Banking
Tom Spencer
MARCH 28, 2025
In the wake of the 2008 financial crisis, many investors lost confidence in the integrity of the global financial system. While cryptocurrencies promise to deliver more efficient, transparent, and accessible financial systems, the rise of crypto is also driven by broader concerns.
Banking 88
88 
Great Depression 2020?
CaseInterview.com
APRIL 1, 2020
For context, I asked this exact same question in October 2008 at the start of the Great Recession. In the case of the Great Depression, Black Monday 1987, and the Great Recession of 2008, the assets in question were stock market prices. We were extremely close to a great depression in 2008. They are very straight forward.
Banking 119
119 
Are We On the Verge of Another Financial Crisis?
Harvard Business
DECEMBER 18, 2020
How climate change could spark a collapse in housing prices much like the one that brought down the financial system in 2008.
Financial 91
91 
Is poor account management a drag on your productivity?
The Source
AUGUST 6, 2020
We produce less per working hour than many of our friends in the G7, a fact that’s remained stubbornly true with little sign of improvement since the 2008 global financial crisis. The UK has long suffered from weak productivity. Is there a parallel among professional services firms?
Productivity 96
96 
Homebuilder Inventory of Started But Unsold Homes Is the Highest Since 2008
MishTalk
JULY 25, 2024
The homebuilders’ inventory of started but unsold homes is steeply rising as sales drop. It will take price cuts to clear inventory.
Sales 49
49 Sales 49
49 
The Fed Releases Another Grim Set of US Industrial Production Numbers
MishTalk
DECEMBER 17, 2024
Industrial production is below the January 2008 level. Manufacturing is even more abysmal.
Industry 70
70 
William Black on Global Financial Stability
Tom Spencer
DECEMBER 10, 2014
In his TED Talk from last year (watch it below) Black talks about “liar’s loans” and other tactics that the banks used to bring the global economy to its knees during the 2008 financial crisis.
Financial 98
98 
It’s Not “Time Management.” It’s Lean.
Markovitz Consulting
NOVEMBER 19, 2019
Of course, software firm 37 Signals has been operating four-day work weeks over the summer since 2008. Not to be outdone, NPR reported that Microsoft Japan moved to a four-day workweek this summer while increasing productivity by 40%.
Time Management 145
145 
Save Lives vs. Save the Economy
CaseInterview.com
MARCH 30, 2020
Prior to 2008, the financial sector grew way beyond enabling the rest of the economy. In the months after the stock market crash of 2008, many of those rocket scientists were laid off. The month before the crash of 2008, Las Vegas (which had a wildly speculative residential real estate market) had 40,000 mortgage brokers.
Financial 145
145 
Digital Growth Depends More on Business Models than Technology
Harvard Business
DECEMBER 14, 2018
I explained this in an article that was published in Harvard Business Review in 2008, before any of those companies began, and, now, 10 years later, that still holds true, as more and more of the business discourse is focused on digital transformation.
Advertising 132
132 
Are Your Values Worth the Paper They’re Printed On?
Markovitz Consulting
APRIL 22, 2020
When the firm lost 30% of its orders overnight in 2008, the CEO asked everyone to take a month off without pay, rather than laying off one-third of the workforce. The manufacturer of capital equipment, “measures success by the way we touch the lives of people.” Trust, respect, and teamwork are among the company’s core values.
Financial 147
147 
Business Book Review: Start-Up Nation
Management Consulted
DECEMBER 20, 2015
In fact, in 2007-2008, Israel received the highest amount of venture funding per capita, which is more than any other nation in the world. In 2008, per capita venture capital investments in Israel were 2.5 eBay bought the company for $169M in January of 2008. QUICK REVIEW.
Deloitte 100
100 Does Original Content Help Streaming Services Attract More Subscribers?
Harvard Business
APRIL 24, 2018
Netflix and Hulu began offering streaming video services in 2007 and 2008, respectively. By the end of 2008, both had partnered with major networks to provide television content. Our data indicates a significant increase in cord-cutting from 2008 to 2009, making this period particularly promising for investigating its drivers.
Trends 71
71 Kyle Bass: The End is Nigh for Japan
Tom Spencer
JULY 30, 2013
He is a successful investor who is well known for predicting and profiting from the sub-prime mortgage crisis in 2008. KYLE BASS founded and runs Hayman Capital Management , a Dallas-based hedge fund. In the speech and Q&A above, which is from May this year (worth watching), Bass shares his views on the beginning of the end for Japan.
Government 98
98 
What is the value of digital currency?
Tom Spencer
OCTOBER 17, 2020
The global financial crisis redoubled these concerns, and it is no coincidence that Bitcoin was launched in 2008. Quantitative easing (QE), an unconventional monetary policy embraced by the Federal Reserve since 2008, involves purchasing longer-term securities including government bonds and mortgage-backed securities.
Banking 142
142 
mac posey cream blush-EMJHbvjazB
Management Consulted
APRIL 22, 2015
", Plus around tricky global financial moments, spreading a economical stress which includes a spouse6 normally requires the responsibility out of this business that they are the only real professional, ", the woman reported.
Education 100
100 
Consultant Ninja: Technology/Device Social Crutch: Management.
Consultant Ninja
MARCH 4, 2013
2010-Present: Off the road 2009 Stats: Airline Miles: 24,902 Nights away from home: 73 (of 216: 34% of nights) AMEX Charges: $21,220 2008 Stats: Airline miles: 87,589 Nights away from home: 159 (of 365: 43.6% Monday, March 4, 2013. I am a strategy consultant at. of nights) AMEX Charges: $83,296. Consulting. (88). Analysis. (40). Bitterness.
Oliver Wyman 100
100 
311: Gillian Tett—Why Can A Little Anthropology Help You And Your Business Grow?
On the Brink Podcast
APRIL 18, 2022
Whether in Tajikistan as an aspiring anthropologist studying marriage rituals or reporting on a major conference before the financial crisis of 2008, she mastered the art of listening to the stories being told, the resistance to change that people demonstrate, and the wisdom an anthropologist can offer—if only others are willing to listen.
Conference 80
80 
Main Risks of Aerospace Engineering Projects: How to Implement Wise Risk Management into Your Organization
Epicflow
JUNE 10, 2022
Risk Management in Engineering. . Dawson, Scott. AS9100 Biggest Risks. . Roseke, Bernie. 2012) Crash Course in Engineering Risk Management. . Lavanya, N. & & Malarvizhi, T. Risk analysis and management: a vital key to effective project management. . Aerospace Standard.
Engineering 246
246 
More of Us Are Working in Big Bureaucratic Organizations than Ever Before
Harvard Business
JULY 5, 2016
Notice how rapidly the thicket of bureaucracy grew back after being pruned in the wake of the 2008 recession. In practice, tactical victories—like cutting out a layer of management, trimming head office staff, or simplifying a cumbersome process—are usually small and quickly reversed. In this regard, look again at Figure 1.
Ethics 119
119 
Creating a Risk Register: All You Need to Know
Epicflow
APRIL 29, 2022
Paper presented at PMI® Global Congress 2008—Asia Pacific, Sydney, New South Wales, Australia. Paper presented at Project Management Institute Annual Seminars & Symposium, San Antonio, TX. Newtown Square, PA: Project Management Institute. Lavanya, N. & & Malarvizhi, T. Newtown Square, PA: Project Management Institute.
Resources 130
130 
Going into Consulting in a World Changed by COVID-19
Tom Spencer
APRIL 18, 2020
If we learned anything from the 2008 financial crisis, it is fair to say that in lean times private sector organizations have less resources available to invest in consulting. In 2008, consulting projects still went on, but they shifted more towards necessary functions or cost management projects.
Consulting 88
88 
Podcast Stats Delay: What happened?
Buzzsprout
NOVEMBER 7, 2023
Buzzsprout has never experienced a statistics delay like this since we launched in 2008. Late in the evening on Friday, November 3rd, Cloudflare was able to resolve the issue and statistics resumed flowing from Cloudflare to Buzzsprout.
Resumes 103
103 
Buying out the banks – a repeat of 2007/2008 or something new?
Ben de Haldevang
MAY 20, 2023
This week we talk about the wave of forced mergers in the US. Paul Siegenthaler, Abhay Pande and I talk about the drivers for the current transactions, what are the implications from an integration perspective, and what the future holds. As ever, we’d love to hear from you. Please let us know your thoughts, comments and ideas.
Banking 40
40 
A Simple Way to Test Your Company’s Strategic Alignment
Harvard Business
MAY 16, 2016
Like many leading international banks in recent years, Barclays has been subjected to strong criticism of its culture, governance, and risky behavior that contributed to the 2008 financial crisis. In 2008, however, RBS failed spectacularly and was nationalized by the UK government to prevent its collapse.
Banking 132
132 
The Rise of Behavioral Economics and Its Influence on Organizations
Harvard Business
OCTOBER 10, 2017
Together with Cass Sunstein, he wrote a book in 2008 called Nudge: Improving Decisions about Health, Wealth, and Happiness , which suggests that there are many opportunities to “nudge” people’s behavior by making subtle changes to the context in which they make decisions — a topic I’ve also explored.
Insurance 134
134 
Consultant Ninja: How Consultants Manage Frequent Flyer Miles.
Consultant Ninja
SEPTEMBER 27, 2010
2010-Present: Off the road 2009 Stats: Airline Miles: 24,902 Nights away from home: 73 (of 216: 34% of nights) AMEX Charges: $21,220 2008 Stats: Airline miles: 87,589 Nights away from home: 159 (of 365: 43.6% Monday, September 27, 2010. I am a strategy consultant at. of nights) AMEX Charges: $83,296. Consulting. (88). Analysis. (40).
Consulting 147
147 
Fed Study Finds 2 million in "Forced Retirement", 52% Cannot Afford an Unexpected $400 Expense
MishTalk
AUGUST 7, 2014
The survey found, for example, that 15% of those who had retired since 2008 had retired earlier than planned because of the downturn. Based on demographics, that translates into roughly 2 million more people retiring since 2008 than if the recession had not occurred. Only 4% said they had retired later than expected.
Study 78
78 When Clinicians Know They’re Being Watched, Patients Fare Better
Harvard Business
MARCH 24, 2017
hospitals that were inspected by the Joint Commission during 2008-2012. hospitals during 2008-2012, and we matched those dates to hospitalization data for more than 1.7 Despite the level of attention these visits get, their immediate effect on physician behavior and patient outcomes has not been explored.
Study 107
107 How Corporate Boards Connect, in Charts
Harvard Business
APRIL 21, 2016
The response to the recession in 2008 wasn’t the same. Regional networks did not form in reaction to the 2008 crisis. Rather than concluding that the system of interlocking boards worked following the 2008 financial crisis, we acknowledge that the dissipating, less linked governance structure survived. Interlocks, 2013.
Government 70
70 
Cybersecurity 101: How to defend against cyber-attacks
Tom Spencer
APRIL 6, 2019
WannaCry, the ransom-ware, targeted computers running on Windows XP and Windows 7, an outdated operating system which Windows no longer supported in terms of security updates ( Trendall, 2008 ). Educate staff. The guidebook should lay out the steps to follow and information about who to contact in the case of cybersecurity emergencies.
How To 105
105 Consultant Ninja: Resiliency, Panic, and Anxiety: Management.
Consultant Ninja
JULY 29, 2012
2010-Present: Off the road 2009 Stats: Airline Miles: 24,902 Nights away from home: 73 (of 216: 34% of nights) AMEX Charges: $21,220 2008 Stats: Airline miles: 87,589 Nights away from home: 159 (of 365: 43.6% Sunday, July 29, 2012. I am a strategy consultant at. of nights) AMEX Charges: $83,296. Consulting. (88). Analysis. (40). Bitterness.
Oliver Wyman 100
100 
A New Quest for Consultancy: Transitioning from Just-in-Time Logistics
Tom Spencer
OCTOBER 22, 2021
For instance, in the lead up to the 2008 Great Recession, McKinsey actively promoted mortgage securitization , alongside EY which was involved with Lehman Brothers’ accounting fraud allegations [pdf]. The 2008 meltdown highlighted harmful practices in the financial sector, such as credit default swaps and collateralized debt obligations.
Consulting 88
88 
The age old tale of financial crises
Tom Spencer
AUGUST 25, 2018
The story of the 2008 financial crisis begins somewhere shortly after the death of Jesus Christ himself. The 2008 financial crisis saw Ben Bernanke, the then chairman of the Federal Reserve, providing money to banks across the United States following the collapse of the housing market and subsequent defaults of mortgage backed securities.
Financial 60
60 
The Blockchain Will Do to Banks and Law Firms What the Internet Did to Media
Harvard Business
MARCH 8, 2017
Bitcoin was first created as a response to the 2008 financial crisis. The primary use and even the values of the people using new technologies and infrastructure tend to change drastically as these technologies mature. This will certainly be true for blockchain technology.
Media 189
189 
What is digital currency?
Tom Spencer
OCTOBER 10, 2020
Since the advent of Bitcoin in 2008, digital currency has been a growing trend and a growing area of interest for consultants, businesses, fintech investors, central banks, and governments. This also includes Bitcoin (created in 2008) and Ethereum (created in 2015). Reading Time: 6 minutes. What is the value of digital currency?
Banking 120
120 
Let's personalize your content