MishTalk

JUNE 30, 2013

And the recent cash crunch in the interbank market is likely to slow expansion of off-balance sheet lending, further exacerbating funding conditions for SMEs. 2012-11-03: Capital Account. 2012-10-10: Capital Account. 2012-09-19: Capital Account. "QE 2012-07-24: Capital Account. 2012-07-11: Capital Account.

Analysis 70

Analysis Trends Real Estate Financial 70

MishTalk

JUNE 28, 2013

While these reforms may improve FHAs balance sheet over the long term, they would also reduce market liquidity, which in turn could cause home prices to fall. 2012-11-03: Capital Account. 2012-10-10: Capital Account. 2012-09-19: Capital Account. "QE 2012-07-24: Capital Account. 2012-07-11: Capital Account.

Analysis 73

Analysis Trends Real Estate Case Interview 73

MishTalk

DECEMBER 18, 2013

The Financial Times notes a Big rise in subordinated debt issuance by EU banks Banks have taken advantage of yield-chasing investors to issue $90.7bn of subordinated debt for the year to date, a 41 per cent increase compared to the same period in 2012. Also consider "stress tests".

Banking 69

Banking Balance Sheet Finance Government 69

MishTalk

FEBRUARY 6, 2014

The balance sheet of the European Central Bank has fallen by €553bn over the past year as banks repay money that they no longer want, either because ECB funds are too costly in a near-deflationary world or because lenders are being compelled by regulators to shrink their books. The US and China are withdrawing stimulus on purpose.

Balance Sheet 71

Balance Sheet Banking Retail Policies 71

Harvard Business

MAY 28, 2018

They had surged with the rise of digital camera only to peak in 2012, coming back down as smart phones became widely used. By 2016, the rise of smart phones seemed to have made the company less relevant: Its revenues were at almost the same level they had been a full decade earlier.

Company 99

Company Balance Sheet Cash Flow Interviews 99

MishTalk

JUNE 27, 2013

But one way or another we do have to write down the huge hidden losses in the country’s balance sheet, and this will mean not a collapse but rather many years of Japanese-style slow growth as the system grinds its way though its excesses. the country’s balance sheet, and this will mean not a collapse but.

Analysis 68

Analysis Trends Real Estate Banking 68

MishTalk

JANUARY 26, 2014

I also expected a slowdown in China, a plunge in the Yen, and a currency crisis not related to a sinking US dollar (See March 12 2012 article Japan''s Debt Disaster and China’s Non-Rebalancing Act: Economic Toxic Brew Portends Currency Crisis ). Here we are, with still other currencies in the problem mix.

Balance Sheet 78

Balance Sheet Banking Tourism Sports 78

Harvard Business

JULY 15, 2016

The company filed for bankruptcy protection in 2012, exited legacy businesses and sold off its patents before re-emerging as a sharply smaller company in 2013. It sold the site to Shutterfly as part of its bankruptcy plan for less than $25 million in April 2012. People went from printing pictures to sharing them online.

Film 70

Film Balance Sheet Chemicals Engineering 70

MishTalk

JULY 2, 2013

Contrary to 1979/1980, the current gold bull market will unlikely end due to a sudden strong rise in interest rates, as the balance sheets of governments, households and corporations are tainted by huge debt. 2012-11-03: Capital Account. 2012-10-10: Capital Account. 2012-09-19: Capital Account. "QE July 2012 (98).

Trends 61

Trends Analysis Real Estate Financial 61

MishTalk

DECEMBER 9, 2013

The two economic adjustment programmes for Greece from 2010 and 2012 as well as the sovereign debt restructuring from April 2012 and the debt buyback initiative in December of the same year have had a significant impact on the debt profile of Greece as a sovereign debtor.

Balance Sheet 76

Balance Sheet Financial Government Finance 76

Harvard Business

SEPTEMBER 25, 2014

No wonder, then, that executives have placed predictive analytics at the top of the executive agenda since 2012, according to a recent Accenture survey. The ultimate goal is to treat information as a tangible flow rather than an intangible asset stuck on the balance sheet.

Company 71

Company Balance Sheet Enterprise Financial 71

MishTalk

JULY 10, 2013

He pointed out that inflation had trended down since the beginning of 2012 and was now well below target. Participants also described their views regarding the appropriate path of the Federal Reserves balance sheet. 2012-11-03: Capital Account. 2012-10-10: Capital Account. 2012-09-19: Capital Account. "QE

Real Estate 56

Real Estate Financial Policies Case Interview 56

Harvard Business

MAY 9, 2018

Walter Thompson Company for $566 million in 1987 and Ogilvy for $864 million in 1989 — big acquisitions that stretched the company’s balance sheet. So WPP acquired the ad agencies J. After that, however, WPP practiced programmatic M&A, turning it into a strong muscle. Axel Springer followed a similar path.

Research 71

Research Balance Sheet Industry Sales 71

Harvard Business

JANUARY 24, 2017

Located in the heart of Colombia’s coffee region, in 2012 Manizales was a good place to grow up and get an education, and an even better place to retire, safe and surrounded by beautiful scenery. However, during their prime working years, most Manizalenos would move to Bogota (7 million people) or Medellin (2.5

Training 70

Training Training Banking Balance Sheet 70

MishTalk

DECEMBER 12, 2015

In 2012, Ally announced that it was going to shutter its mortgage business after the conclusion of ResCap’s bankruptcy proceedings. In May 2012, Ally executives said they planned to sell off $1.3 You can live in your car if you don't pay your mortgage," then-Ally CEO Michael Carpenter said in 2012.

Mercer 28

Mercer Balance Sheet Automotive Banking 28

MishTalk

NOVEMBER 20, 2015

2014) finds that one-year-ahead growth forecasts from the Federal Reserve Bank of New York and the European Central Bank from 2008 to 2012 exhibited substantial overoptimism, averaging 1.6 When the bubble bursts, the resulting debt overhang forces borrowers to repair their balance sheets via reduced spending or default.

Balance Sheet 28

Balance Sheet Banking Study Policies 28

MishTalk

OCTOBER 8, 2015

If China isn't going to expand its balance sheet anymore, that means it has to stop buying treasuries. When China stops expanding its balance sheet, that also means that the Chinese currency is going to appreciate, and China said it will allow that appreciation to happen. Now what does that mean?

Balance Sheet 28

Balance Sheet Telecommunications Video Banking 28

MishTalk

NOVEMBER 6, 2015

This increase contrasts with the downward trend that had been observed from September 2012 to July 2014 following the announcement of the OMT by ECB that had discouraged speculation and considerably dampened the capital flight out of the periphery of the euro area. They have increased by € 105.3 billion since July 2014.

Balance Sheet 28

Balance Sheet Banking Government Financial 28

MishTalk

DECEMBER 26, 2014

This isn’t the first time, of course, that the balance-sheet dynamics during a growth miracle have created unrealistic evaluations about the quality of policymaking. Both the slowdown in GDP and the deceleration in credit growth since 2012 have come in close to what I would have expected in a successful transition.

Banking 71

Banking System Benchmarking Finance 71

MishTalk

NOVEMBER 19, 2015

New Four Horseman On January 6 2012, GeekWire proclaimed Meet the new ‘four horsemen’ of tech: Sorry, Microsoft, Dell, Cisco and Intel. Fast forward to 2012, and the makeup looks quite different. Final Four, Elite Eight, Sweet Sixteen Amazon, Google, Apple, and IBM were billed as the new four horsemen in 2012.

Balance Sheet 28

Balance Sheet Marketing Company Finance 28

MishTalk

FEBRUARY 22, 2015

Google took over in 2008, introducing its Chrome browser, which caught up with Firefox by 2012. A look at Mozilla''s balance sheet raises questions about its long-term prospects, especially as it tries to move aggressively into the mobile sector with its own Firefox OS. The fighting might have finally ended in 2014.

Balance Sheet 28

Balance Sheet Engineering Policies Marketing 28

MishTalk

JANUARY 10, 2015

On June 22, 2012, I commented Laugh of the Day: Stress Tests Show Spanish Banks Only Need Between €16bn and €62bn in New Capital; ECB to Accept BBB- Rated Debt (One Step Above Junk) as Collateral. Banco Santander passed the last "stress test" so allegedly it had no need to raise capital.

Banking 28

Banking Balance Sheet Exercises Journal 28

MishTalk

NOVEMBER 24, 2015

With its balance sheet totalling nearly 1.6 While it’s still too early to tell if they will work, Draghi pledged during the height of Europe’s debt crisis in 2012 to do “whatever it takes” to save the area’s common currency, signaling the ECB’s willingness to be innovative.

Banking 28

Banking Benchmarking Balance Sheet Policies 28

MishTalk

APRIL 1, 2015

That is, until 2012: About $54 million from a tax-exempt bond helped cover a legal judgment awarded to African-Americans who were denied a chance to become firefighters by a 1990s entrance exam that favored white applicants. From 2003 to 2012, these projects have ranged from $54.2 It is not a balance sheet test, but a cash flow test.

Financial 28

Financial Engineering Finance Government 28

MishTalk

FEBRUARY 2, 2015

Possible explanations for this pattern include missed warning signals about the buildup of imbalances before the crisis, overestimation of the efficacy of monetary policy following a balance-sheet recession, and the natural tendency of forecasters to extrapolate from recent data. A study by Alessi, et al. What Will They Do About It?

Study 28

Study Balance Sheet Banking Construction 28

MishTalk

JANUARY 3, 2014

Had I suggested in 2007 that the Fed balance sheet expansion of $75 billion a month would have been considered "tightening" people would have thought I was nuts. The most important event for me in 2012, was the death of my wife Joanne, following 27 years of marriage. In 2012, I was also diagnosed with prostate cancer.

Conference 73

Conference Banking Government Balance Sheet 73