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Nonperforming Spanish Loans Near All-Time High as Overall Credit Shrinks

MishTalk

Spanish Bank Shrinking Credit Nonperforming Loans The "real" numbers are normalized to account for a change in methodology. percent in January of 2014. Seven points higher than in the 1994 crisis. Today''s number is just off the all-Time high of 16.73 The "official" high was 13.62% in December of 2013.

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What the Best Transformational Leaders Do

Harvard Business

Satya Nadella, for instance, joined Microsoft in 1992 and worked his way up to running its cloud computing effort, building that business unit into a viable new growth platform before becoming CEO, in 2014. We always urge you to read the methodology carefully. The same was true of Adobe’s Shantanu Narayen.

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New Home Sales "Better, Not Strong", and Regionally Very Uneven: US +6.7%, Midwest +47.4%, Northeast -26.7%

MishTalk

The Census Bureau Residential Home Sales report shows Sales of new single-family houses in April 2014 were at a seasonally adjusted annual rate of 433,000. 2014 January (r) 457 30 51 256 120 5.0 April 2014 from April 2013 -4.2% -31.3% Sales are 6.4 percent (±15.9%) above the revised March rate of 407,000, but is 4.2 Supply is 5.3

Sales 66
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Fostering Employee Innovation at a 150-Year-Old Company

Harvard Business

The origins of our agile network can be traced back to an online idea forum called WeSolve that we launched in 2014 as a way of challenging Bayer employees to contribute solutions to specific technical or commercial problems. The innovation agenda.

Company 131
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Stock Buybacks Peaked With Stock Market in 2007: History About to Repeat?

MishTalk

However, already in 2014 it is slipping, down from 67% in May to under 50% today (chart below). For a description of the methodology, please see ''P/E 10 Ratio'' Mike "Mish" Shedlock [link] Mike "Mish" Shedlock is a registered investment advisor representative for SitkaPacific Capital Management.

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Retirement for Chicago Park District Employees, With Full Benefits: Age 58; Reflections on Chicago's Second Triple-Notch Bond Downgrade in Six Months

MishTalk

Based on the new Moody’s methodology, which uses more conservative assumptions, Chicago’s 2012 pension shortfall jumps nearly 90 percent, to $36 billion from $19 billion. billion in 2015 from $467 million in 2014. Under new Moody’s methodology, the underfunding for the state’s five state-run funds is set to approach $200 billion.

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A Closer Look at How the Opioid Epidemic Affects Employment

Harvard Business

from 2006 to 2014. This methodology of finding shifting—or helicopter drop—variables is referred to as “instrumental variables.” So what’s the actual connection between prescription opioids and the labor market?