Tom Spencer

MARCH 28, 2025

While cryptocurrencies promise to deliver more efficient, transparent, and accessible financial systems, the rise of crypto is also driven by broader concerns. In 2019,Santander became the worlds first bank to issue a bond on the Ethereum blockchain. Zuhair Imaduddin is a Senior Product Manager at Wells Fargo.

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Tom Spencer

APRIL 6, 2019

Large organisations use technology to store data for accessibility and efficiency but because of this, can be brought to their knees and resort to using pen and paper after a deadly cyber-attack. You can mitigate credential reuse, sophisticated phishing attacks, and many other cybersecurity risks by using 2FA” ( CERT NZ, 2019 ).

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Tom Spencer

APRIL 6, 2019

This post explores three areas where drones are currently being used, the data they generate, and how they are being used to increase efficiency and maximise profits. PwC is experimenting with drones to audit clients in the energy sector ( www.consultancy.uk, 2019 ). Drones in Agriculture: How UAVs Make Farming More Efficient.

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Tom Spencer

NOVEMBER 25, 2022

Data is information organized in a form that can be efficiently used by people or computers to make decisions. Bureau of Labor Statistics (BLS), the demand for data scientists, data analysts, and related occupations is expected to grow by more than 30% per year between 2019 and 2029. Data Proliferation. Required Skills.

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Tom Spencer

MAY 11, 2019

Having a great mentor is critical for personal skill development, especially early in your career, and so I wanted to share the guidelines that my mentor provided me to follow in 2019 to become a better consultant / strategist. Benefits: Efficiency: one marketing strategy and one brand covers every offering. Image: Pexels.

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Tom Spencer

JULY 6, 2019

The idea that technology can be configured to drastically improve the delivery and usability of finance began taking off following the financial crisis of 2008, when consumer distrust for traditional banks combined with the increasing popularity and functionality of smartphone apps. Kagan, Julia (2019) What is Fintech?

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Tom Spencer

APRIL 1, 2022

These include offsetting greenhouse gas production by purchasing carbon credits, investing in more efficient gas turbine engines, using sustainable aviation fuel, and manufacturing with novel materials and 3D printing methods. The funds from these credits go towards financing various sustainability projects. The Aviation Market.

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