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From Vaults to Virtual: The Rise of Blockchain in Banking

Tom Spencer

2024, the global cryptocurrency market capitalisation reached more than US$3.7 The European Central Bank (ECB) is also exploring the possibility of introducing a digital euro, with Europes CBDC expected to launch from 2028. In 2019,Santander became the worlds first bank to issue a bond on the Ethereum blockchain.

Banking 88
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Gen AI in Banking: Transformative Use Cases

Tom Spencer

Real-time market analysis There is a rich potential for Gen AI tools to considerably assist in strategic decision-making. For instance, Gen AI tools can analyze market trends, financial data, and economic indicators in real-time to test different scenarios, evaluate new trading strategies, and generate investment recommendations.

Banking 78
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2025: The year of autonomous AI agents

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Gartner predicts that by 2028, 33% of enterprise software applications will include agentic AI , compared to less than 1% in 2024, enabling 15% of day-to-day work decisions to be made autonomously. Early adoption is found most in sales and marketing, customer support, and HR functions, according to Everest Group.