Harvard Business

MAY 1, 2017

The global financial crisis prompted many companies to pull in their horns, hoard cash, trim costs, and take a wary view of large investments. Bain & Company’s Macro Trends Group carefully analyzed the global balance sheet and found that the world is awash in money. times global GDP) to more than $600 trillion (9.5

Cash Flow 135

Cash Flow Financial Balance Sheet Bain 135

MishTalk

MAY 20, 2014

Yesterday, former fed chair Ben Bernanke said " No Need for Fed to Shrink Balance Sheet ". The Federal Reserve does not need to shrink its $4 trillion-plus balance sheet by even "a dime" for it to normalize monetary policy when the time comes, former Fed Chair Ben Bernanke said on Monday.

Balance Sheet 52

Balance Sheet Strategy& Strategy Strategy 52

MishTalk

MARCH 28, 2014

reader Dave, a friend, noted that as the Fed jacked up its balance sheet, velocity has mirrored the curve to the downside. Privatize the Gains, Socialize the Losses Last time, Tim Geithner preached to Congress that financial Armageddon was right around the corner if Congress failed to pass a resuce package.

Banking 73

Banking Balance Sheet System Financial 73

MishTalk

SEPTEMBER 30, 2014

On September 4, ECB President pulled out a financial bazooka including a pledge to build up the ECB''s balance sheet by another €1 trillion. In this case, the stench on Greek bank balance sheets will not go away. Instead, stench will also appear on the balance sheet of the ECB.

Balance Sheet 71

Balance Sheet Real Estate Banking Policies 71

Tom Spencer

SEPTEMBER 19, 2020

During the dotcom bubble, the financial crisis, and the real estate bubble, what did consulting firms do? If the firms don’t have a strong balance sheet, if they foresee a potential cash flow problem, or if they have clients in particularly hard hit industries, I’d be concerned. Three prior downturns, what can we learn?

Consulting 103

Consulting Balance Sheet Cash Flow Real Estate 103

MishTalk

JANUARY 26, 2016

Fed Balance Sheet vs. S&P 500 I was playing around with some ideas on the St Louis Fed "Fred" database and came up with this. Visit [link] to learn more about wealth management and capital preservation strategies of Sitka Pacific.

Balance Sheet 28

Balance Sheet Engineering Financial Management 28

Harvard Business

MARCH 31, 2017

How can you boost your financial acumen? After all, if you’re trying to sell a product or strategy, you need to be able to demonstrate that it is both practical and high margin. “You are not going to be involved in running projects unless you understand the financials,” he says. .” Overcome your fears.

Finance 70

Finance Balance Sheet How To Metrics 70

MishTalk

DECEMBER 14, 2015

Merits of Not Shrinking the Balloon When the Fed first launched QE, they stated they had the "tools" necessary to shrink their ballooning balance sheet. Once the Federal Reserve lifts interest rates from near zero, likely this week, the focus will turn to the other legacy of the crisis-era policies: the Fed's swollen balance sheet.

Balance Sheet 28

Balance Sheet Banking Policies Tools 28

MishTalk

NOVEMBER 20, 2013

Banks; Global Financial System is Bankrupt. The effects of a system that ''encourages excessive financial leverage''. trillion balance sheet is leveraged nearly 49-to-1. As a group, these three banks have some €4 trillion in assets on their balance sheets, supported by €129.3 By contrast, J.P. Paris, France.

Balance Sheet 78

Balance Sheet Banking Financial Finance 78

Harvard Business

OCTOBER 31, 2017

Many other financial firms including AIG, Fannie Mae, and Freddie Mac needed bail outs. It may feel as though the financial system hasn’t changed much in the decade since the downturn, but it has. Most of the regulation was meant to safeguard the financial system, and the taxpayers who had to bail it out, from another crisis.

Banking 72

Banking Balance Sheet Financial Finance 72

MishTalk

MARCH 19, 2014

Adair Turner, former Chairman of the United Kingdom’s Financial Services Authority, and current member of the UK’s Financial Policy Committee and the House of Lords proposes a need to Rethink the Monetization Taboo. The Fed’s tapering merely slows the growth of its balance sheet.

Balance Sheet 58

Balance Sheet Banking Government Policies 58

MishTalk

SEPTEMBER 4, 2014

Draghi Has it Backwards A director at a global financial company with offices worldwide pinged me in response to my post ECB''s €40bn Stimulus Gamble: ECB Pulls Out Bazooka, Cuts Rates, Buys Assets; Will this Stimulate Lending? An increase in the ECB''s balance sheet to that size would imply something on the order of one trillion euros.

Balance Sheet 71

Balance Sheet Real Estate Banking Operations 71

Tom Spencer

OCTOBER 6, 2023

It reflects the bank’s assessment of potential losses it may incur and its commitment to maintaining a strong balance sheet. Monitoring capital adequacy ratios and capital levels is important to assess a bank’s ability to absorb losses and operate in a financially sound manner. Common Equity Tier 1 (CET1) ratio).

Banking 88

Banking Balance Sheet Operations Financial 88

MishTalk

DECEMBER 23, 2013

An exceptional bid by China’s central bank to curb soaring interest rates and relieve pressure on the financial system appeared to have come up short on Monday, as Chinese money market rates shrugged off the measure and continued to approach the crisis levels seen in June.

Balance Sheet 72

Balance Sheet Banking Benchmarking Financial 72

MishTalk

OCTOBER 26, 2014

48 Billion Shortfall The Financial Times reports ECB Says Banks Overvalued Assets by €48bn. The results of the ECB’s examination of balance sheets worth €22tn, known as the Asset Quality Review, will require the 130 lenders who took part in the exercise to adjust the value of their assets in their accounts or prudential requirements.

Balance Sheet 71

Balance Sheet Banking Exercises Report 71

Tom Spencer

AUGUST 12, 2017

Bills come in, sales go out, you have your day-to-day goals and you watch the curvy line of profit and loss make its inexorable progress throughout the financial year. You have your big one-year and … Continue reading "What a Business Financial Statement Can Tell You About the Health of Your Business".

Financial 60

Financial Small Business Sales Cash Flow 60

MishTalk

NOVEMBER 6, 2014

Having already cut interest rates to record lows and saying they can go no lower, Draghi is now focused on boosting the ECB’s balance sheet. We are quite confident that the impact on our balance sheet size will be adequate, will be significant, will be sizable,” Draghi said. trillion] more than the current level.

Balance Sheet 60

Balance Sheet Banking Government Policies 60

Harvard Business

MAY 28, 2018

Then a new CFO joined the company: Masashi Oka, a financial industry veteran who had played a key role in transforming Mitsubishi UFJ Financial Group-owned Union Bank in the US. Thanks to this experience, strategy making at Nikon today has become a process of co-creation with investors.

Company 104

Company Balance Sheet Cash Flow Interviews 104

Harvard Business

SEPTEMBER 25, 2017

It has been 10 years since the global financial crisis, and the fall-out continues in the industry that was at its epicenter: banking. China’s four largest banks have quadrupled the share of foreign assets on their balance sheets since 2007 to $1 trillion—that make gives them larger foreign portfolios than German or Italian banks.

Banking 72

Banking Balance Sheet McKinsey Finance 72

Tom Spencer

OCTOBER 26, 2019

Many consulting, corporate strategy, and corporate development roles require the interviewee to go through an M&A case study. building financial models like DCF, accretion/dilution, LBO, etc.). Increased debt levels and risk of financial distress : M&A may increase the amount of debt owed by the combined entity.

Balance Sheet 60

Balance Sheet Case Interview Case Study Case Studies 60

MishTalk

DECEMBER 24, 2013

Wolf Richter at the Testosterone Pit commented on Gagging Doubt: French Crackdown On French And American Bloggers Who Question Megabank Balance Sheets The France''s Financial Markets Authority (AMF) announced on Nov. And the AFM is the only institution with the legal powers to check if SocGen’s financial statements are correct.

Balance Sheet 73

Balance Sheet Banking Financial Journal 73

Harvard Business

NOVEMBER 22, 2016

The financial services firm USAA prizes its relationships with customers and consistently earns the highest customer loyalty scores in the industry for both its U.S. Take a balance-sheet view. And they must calculate the real economic value of these segments, so that they can create targeted strategies that will be profitable.

Balance Sheet 70

Balance Sheet Insurance Insurance Data 70

MishTalk

JULY 11, 2014

Financial fluctuations (“financial cycles”) that can end in banking crises such as the recent one last much longer than business cycles. Yet financial cycles can go largely undetected. Yet financial cycles can go largely undetected. Historical evidence shows that this rarely happens following a balance sheet recession.

Balance Sheet 68

Balance Sheet Financial Banking Policies 68

Harvard Business

JULY 14, 2017

In a traditional business, there is little connectivity or co-creation, so the enterprise value is equal to the “mass” of the company — its human resources, financial assets, intellectual property, and physical goods. Every organization has five types of capital: human, financial, intellectual, physical, and relational.

Intellectual Property 72

Intellectual Property Strategy& Strategy Strategy 72

MishTalk

JANUARY 16, 2014

Ignazio Angeloni, who is head of the ECB’s financial stability directorate, said in Frankfurt “ We’ve got a feasible but safe capital cushion of 8 percent. What looked like was going to be a strict stance of the European Central Bank (ECB) regarding sovereign debt portfolios of financial institutions, is not so.

Balance Sheet 67

Balance Sheet Banking Exercises Financial 67

Harvard Business

APRIL 26, 2017

Even in healthier financial times, such as now, firms often downsize because it is seen as a way to reduce costs, adjust structures, and create leaner, more efficient workplaces. Proponents of downsizing argue that it is an effective strategy, with benefits such as increased performance and sales.

Company 72

Company Balance Sheet Resources Financial 72

Harvard Business

OCTOBER 20, 2016

trillion, or 9%, over the past two years, and at just $646 billion, foreign direct investment in rich economies last year represented a 40% drop from the peak before the financial crisis. While international lending, as measured by cross-border banking claims at the Bank for International Settlements, has declined $2.6

Balance Sheet 70

Balance Sheet Policies Banking Operations 70

Harvard Business

JUNE 11, 2018

Experience has taught me that the art of good M&A requires a combination of careful research, emotional intelligence, and attention to detail that might otherwise get overlooked; due diligence requires more than a scan through boxes of contracts and reviewing the balance sheet. Sponsored by Accenture Strategy.

Intellectual Property 98

Intellectual Property How To Balance Sheet Emotional Intelligence 98

Tom Spencer

NOVEMBER 9, 2019

Today, most global banks are diversified financial institutions with operations beyond the scope of normal banking, and may have a business mix more reflective of the following: Personal & Commercial Banking (Retail/Commercial) – this will be the main focus of this post. Commercial vs Retail Banking. Non-interest Income.

Banking 12

Banking Industry Balance Sheet Retail 12

Tom Spencer

JULY 7, 2023

I was assigned to a typical strategy engagement – should client X selling product Y increase sales in market Z? Our analysis was impossible without extensive internal data and financial statements. We repeated our request a week later, but they only provided a balance sheet from the previous year.

Data 78

Data Consulting Balance Sheet Analysis 78

MishTalk

SEPTEMBER 8, 2014

Lending Club is an online financial community that brings together creditworthy borrowers and savvy investors so that both can benefit financially. This takes, in round numbers, all of the risk out of Lending Club''s balance sheet. Cheap, easy loans contributed to the housing bubble and a near financial collapse.

Banking 68

Banking Balance Sheet Financial Operations 68

Martinka Consulting

MAY 4, 2018

Have solid financial systems and accurate financial statements. One of the first things I do when I see financial statements is check if the year-to-date income on the P&L is the same as the year-to-date income on the balance sheet. You’d be surprised how often it isn’t the same.). Conclusion.

Balance Sheet 53

Balance Sheet Financial Industry System 53

MishTalk

OCTOBER 21, 2014

I read the most extraordinary thing in the Financial Times the other day. Two days ago, I wrote Challenge to Keynesians "Prove Rising Prices Provide an Overall Economic Benefit " also in response to an article in the Financial Times. I think not, and have stated so many times. Dark cloud?

Conference 59

Conference Video Policies Balance Sheet 59

MishTalk

DECEMBER 18, 2013

The Financial Times notes a Big rise in subordinated debt issuance by EU banks Banks have taken advantage of yield-chasing investors to issue $90.7bn of subordinated debt for the year to date, a 41 per cent increase compared to the same period in 2012. Also consider "stress tests".

Banking 61

Banking Balance Sheet Finance Government 61

MishTalk

NOVEMBER 27, 2013

Draghiz e: "The test is credible because the ultimate purpose of it is to restore or strengthen private sector confidence in the soundness of the banks, in the quality of their balance sheets" Mish : The test is credible because we say it is.

Balance Sheet 55

Balance Sheet Exercises Banking Government 55

MishTalk

SEPTEMBER 18, 2014

Lending Spree Short of Expectations Today the Financial Times reports ECB’s Lending Spree Short of Expectations. Visit [link] to learn more about wealth management and capital preservation strategies of Sitka Pacific.'

Balance Sheet 56

Balance Sheet Banking Operations Policies 56

MishTalk

FEBRUARY 6, 2014

The eurozone is doing so by accident, letting market forces drain liquidity from the financial system for month after month. The ECB balance sheet has plummeted to 23pc of eurozone GDP from a peak of 32pc in July 2012. Visit [link] to learn more about wealth management and capital preservation strategies of Sitka Pacific.'

Balance Sheet 63

Balance Sheet Banking Retail Policies 63