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Bank Valuation: Understanding Key Ratios and Metrics

Tom Spencer

Efficiency ratio The efficiency ratio measures effective cost management and operational efficiency, and is defined as non-interest expenses divided by revenue. Net interest income (which is generally balance sheet driven) declined to approximately 50% of revenues in recent years from representing almost 80% of revenues in 1980.

Metrics 88
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Midsize Cities Are Entrepreneurship’s Real Test

Harvard Business

Four cohorts later, the average growth of the 56 Scalerator companies has been 48%, with over 1,300 new business contracts (excluding retail) and the region’s first exports. A plastics subcontractor launched a line of proprietary pet toys, doubling headcount to over 50. 2 – Broadly communicating growth.