MishTalk

OCTOBER 8, 2015

Current Liabilities Cash Much Smaller Than You Think I don't often dive into balance sheets, but did so after reading a Market-Watch opinion by Brett Arends. billion in “off-balance-sheet” liabilities. If “off-balance-sheet” is not included in my totals, then subtract another $31.5 For example, he notes $31.5

Balance Sheet 28

Balance Sheet Report Exercises Analysis 28

MishTalk

SEPTEMBER 4, 2014

Question: Mr Draghi, you said that the new measures and the TLTROs will have a sizeable impact on your balance sheet. So all this makes a precise estimate of the impact that these transactions will have on our balance sheet very complicated, especially at the stage when none of these operations have as yet been undertaken.

Balance Sheet 75

Balance Sheet Real Estate Banking Operations 75

MishTalk

OCTOBER 26, 2014

Reuters reports ECB Fails 25 Banks in Health Check but Problems Largely Solved. 48 Billion Shortfall The Financial Times reports ECB Says Banks Overvalued Assets by €48bn. However, the total amount of under-capitalization is a mere €48 billion out of balance sheets that total €22 trillion. The 130 banks account for 81.6

Balance Sheet 74

Balance Sheet Banking Exercises Report 74

Tom Spencer

OCTOBER 13, 2023

Image 1: Illustrative example of a bank’s net interest income and margin Source: CIBC’s 2022 Annual Report 1.2 However, P/B has generally become a measure that is less useful than it was in the past since banks’ balance sheets are not as important as they used to be in determining earnings power.

Metrics 88

Metrics Banking Balance Sheet Efficiency 88

MishTalk

NOVEMBER 6, 2014

Having already cut interest rates to record lows and saying they can go no lower, Draghi is now focused on boosting the ECB’s balance sheet. He told reporters today that he expects to increase assets back toward March 2012 levels. His move to boost the balance sheet of the ECB will not spur lending either.

Balance Sheet 66

Balance Sheet Banking Government Policies 66

MishTalk

AUGUST 8, 2013

In Fed Balance Sheet vs. Stock Market; Will QE Cause Inflation? Fed Balance Sheet vs. Stock Market. International reserves, excluding gold, as reported by Bloomberg, courtesy of Doug Noland at www.prudentbear.com on July 26, 2013, stood at $11.167 Trillion dollars.

Balance Sheet 72

Balance Sheet Banking Marketing Report 72

MishTalk

NOVEMBER 20, 2013

trillion balance sheet is leveraged nearly 49-to-1. As a group, these three banks have some €4 trillion in assets on their balance sheets, supported by €129.3 An IMF report in July offered one explanation for why French banks remain so heavily leveraged compared to their U.S. of its assets—which means its €1.6

Balance Sheet 78

Balance Sheet Banking Financial Finance 78

Harvard Business

NOVEMBER 8, 2016

But as more organizations fall prey to complex intangible risks, from unwanted disclosure due to rampant cyber threats to breaches of conduct driven by skewed incentive systems, the aperture of risk management is expanding from protecting the balance sheet to promoting ethical leadership and values-based decision making.

Ethics 130

Ethics Management Balance Sheet Agile 130

Tom Spencer

APRIL 21, 2023

Understanding Equity Research The role of an equity researcher is to analyze financial data, industry trends, and other information to create detailed reports on specific companies or sectors. This includes analyzing a company’s financial statements, such as its income statement, balance sheet, and cash flow statement.

Research 88

Research Balance Sheet Analysis Cash Flow 88

MishTalk

DECEMBER 23, 2013

The New York Times reports China Rates Approach Crisis Levels Despite Central Bank Measures. Rates continued to surge on Monday, however, in China’s money markets — a key source of short-term funding for commercial banks and also for financial institutions engaged in risky, off-balance-sheet shadow lending.

Balance Sheet 75

Balance Sheet Banking Benchmarking Financial 75

Harvard Business

MARCH 31, 2017

See More Videos > See More Videos > Tackle the balance sheet. “Take an interest in the balance sheet and then do the due diligence to understand it,” he says. Review your organization’s quarterly reports to help you understand the specific things it does to be profitable.

Finance 70

Finance Balance Sheet How To Metrics 70

MishTalk

MAY 20, 2014

Yesterday, former fed chair Ben Bernanke said " No Need for Fed to Shrink Balance Sheet ". The Federal Reserve does not need to shrink its $4 trillion-plus balance sheet by even "a dime" for it to normalize monetary policy when the time comes, former Fed Chair Ben Bernanke said on Monday.

Balance Sheet 54

Balance Sheet Strategy Strategy& Strategy 54

Harvard Business

SEPTEMBER 16, 2016

For example, at the end of its 2015 fiscal year, Apple’s balance sheet stated tangible assets of $290 billion as a contribution to its annual revenues, with approximately $141 billion worth of intangible assets — a combination of intellectual capital, brand equity, and (investor and consumer) goodwill.

Data 70

Data Balance Sheet Enterprise Insurance 70

MishTalk

DECEMBER 4, 2013

Finance reports Government About to Destroy American Mortgages Permanently. The answer to that question is that we no longer have things like 20-year and 30-year mortgages because banks are not going to put that type of mortgage on their balance sheets. Citing Dick Bove, Yahoo!Finance And we won''t have fixed-rate mortgages."

Government 72

Government Balance Sheet Real Estate Banking 72

MishTalk

NOVEMBER 27, 2013

Draghiz e: "The test is credible because the ultimate purpose of it is to restore or strengthen private sector confidence in the soundness of the banks, in the quality of their balance sheets" Mish : The test is credible because we say it is. Only those with the highest rating can be considered risk free" is the argument from Germany.

Balance Sheet 59

Balance Sheet Exercises Banking Government 59

MishTalk

JANUARY 16, 2014

Bloomberg reports ECB Said to Favor 6% Capital Requirement in Stress Test when it puts them through a simulated recession later this year, said two euro-area officials.

Balance Sheet 72

Balance Sheet Banking Exercises Financial 72

Tom Spencer

OCTOBER 6, 2023

Bank’s Income Statement It’s important to note that banks have diverse product offerings and client types, and the reporting of business lines such as retail banking, wholesale banking, and wealth management can vary between different banks. For the sake of simplicity, we will present the information in a consolidated manner.

Banking 88

Banking Balance Sheet Operations Financial 88

Harvard Business

APRIL 14, 2016

Some past studies on climate economics, like the famous Stern Report a decade ago, assessed the macro-level risk to GDP as a whole. But this new report, by estimating the risk to all financial assets and portfolios, finds a powerful middle ground that should get investor attention. And thus those companies are massively overvalued.

Data 70

Data Balance Sheet Real Estate Study 70

Women in Consulting

JANUARY 9, 2014

If there are deposits in the bank account that did not come from customers/clients , make sure these loans are posted on the balance sheet and NOT in your income total. ? Modify the report to compare with last year’s numbers to get an idea of what the current year will be. If it is a large profit, you need to strategize.

Insurance 70

Insurance Insurance Balance Sheet Travel 70

Harvard Business

MARCH 1, 2018

Most major producers with large balance sheets will likely hedge their bets and attempt both. Electric vehicles will only account for 7% of the cars on the road over the next 12 years, Morgan Stanley estimated when oil prices were relatively low in May in a report titled “One Billion BEVS by 2050.”

Cash Flow 128

Cash Flow Transportation Energy Balance Sheet 128

Harvard Business

JUNE 14, 2016

You and the rest of your team likely poured over reports and spreadsheets, facts and figures. Strewn about the table were probably the tools of your trade: reams of data, balance sheets and P&Ls. Report regularly. Think back to your last off-site meeting.

Management 70

Management How To Balance Sheet Journal 70

MishTalk

SEPTEMBER 18, 2014

Lending Spree Short of Expectations Today the Financial Times reports ECB’s Lending Spree Short of Expectations. Banks borrowed €82.6bn through the first of the ECB’s Targeted Longer-Term Refinancing Operations, or TLTROs, one of policy makers’ big ideas to revive the currency area’s recovery.

Balance Sheet 60

Balance Sheet Banking Operations Policies 60

MishTalk

JULY 11, 2014

The question stems from lengthy (256 page PDF) from the BIS Annual Report (Bank for International Settlements) that stated among other things " The only source of lasting prosperity is a stronger supply side. Historical evidence shows that this rarely happens following a balance sheet recession.

Balance Sheet 72

Balance Sheet Financial Banking Policies 72

MishTalk

DECEMBER 24, 2013

Wolf Richter at the Testosterone Pit commented on Gagging Doubt: French Crackdown On French And American Bloggers Who Question Megabank Balance Sheets The France''s Financial Markets Authority (AMF) announced on Nov. Where is the AFM report on its investigation into SocGen’s numbers?

Balance Sheet 73

Balance Sheet Banking Financial Journal 73

MishTalk

AUGUST 22, 2014

What about mark-to-market valuations of loans and assets on the balance sheets of banks? Whether or not banks pass stress tests, and whether or not reports say they are not capital impaired, one can look at actual lending and easily come to another conclusion. More Questions Any banks fudging the definition of a performing loan?

Banking 62

Banking Balance Sheet Metrics Government 62

Harvard Business

SEPTEMBER 25, 2017

Since 2007, gross cross-border capital flows have fallen by 65%, and half of that is due to a sharp reduction in cross-border lending and other banking activities, a new McKinsey Global Institute report finds. Without doubt, there will be more to come from China’s big four commercial banks.

Banking 71

Banking Balance Sheet McKinsey Finance 71

MishTalk

JULY 21, 2016

Last week the ECB reported that its balance sheet Expanded by €11.26 billion to €3.249 trillion. What is the makeup? … Continue reading →

Balance Sheet 28

Balance Sheet Report 28

MishTalk

JANUARY 28, 2014

On January 15, Reuters reported China''s ICBC says won''t compensate investors in troubled shadow bank product. Industrial and Commercial Bank of China, the world''s largest bank by assets, said on Thursday that it has no plans to use its own money to repay investors in a troubled off-balance-sheet investment product that it helped to market."

Banking 69

Banking Balance Sheet Productivity Financial 69

MishTalk

SEPTEMBER 23, 2013

When I began investing, one looked at the real property on balance sheets. At coming of age at 89, I may have to settle down here in Florida in my small villa and get reports second hand. I would love to see a return to "sensible accounting" but I am hard pressed as to what constitutes "sensible" these days. Moral Hazards.

Banking 57

Banking Balance Sheet Policies Travel 57

MishTalk

APRIL 12, 2015

In a recent speech, Mr. Hoenig noted that under American accounting rules, derivative holdings add $300 billion to the balance sheets of five top banks — JPMorgan Chase, Citigroup, Bank of America, Goldman Sachs and Morgan Stanley. This measure is misleading and overstates the strength of these firms’ balance sheets.

Banking 28

Banking Balance Sheet Insurance Insurance 28

freshminds

MARCH 20, 2018

Have you worked on quantifiable analytical work, cash flow, balance sheet, P&L etc? 2) Read the company’s website and reports. The list goes on; however, all of these things, if portrayed correctly, can start building the case to get someone into a consultancy with no prior experience.

Consulting 54

Consulting How To Balance Sheet Cash Flow 54

Free Agent CFO

FEBRUARY 28, 2018

Just Reporting and Then Walking Away – That’s the Real Problem. Instead, they should be saying to quit walking away after the job of reporting financial or non-financial data based on the past. Reporting and walking away–that’s the problem. Bookkeepers report and walk away. That’s news to me.

Balance Sheet 45

Balance Sheet Cash Flow Financial Report 45

MishTalk

DECEMBER 9, 2013

Greece Strikes Back The Financial Times reports Greece Strikes Back. Because Greece now has a current account surplus. It does not need to borrow money from foreign countries to finance its ongoing deficit (because there is no deficit).

Balance Sheet 75

Balance Sheet Financial Government Finance 75

Harvard Business

OCTOBER 16, 2018

Third, they’re focused on optimizing what I’ll call the human capital balance sheet, making sure their workforce dollars are creating the right kind of impact in the way that their workforce is showing up day in and day out in the workplace.

Deloitte 126

Deloitte Consulting Data Talent 126

Harvard Business

JANUARY 16, 2017

To restore its balance sheet, it had to sell half the business. At a managerial level, corporate cultures, impression management, and bosses dodging accountability can all lead to a climate in which supervisees learn to report only the good news. After three years the company wrote off three times the acquisition cost.

Company 70

Company Government Balance Sheet System 70

Harvard Business

JULY 14, 2017

For most companies intellectual property is something that sits on their balance sheet. Waze, on the other hand, uses members of the Waze community to report road conditions, relying on reciprocity and appreciation as a social currency. Intellectual capital. Most KPIs are focused on E and M.

Intellectual Property 71

Intellectual Property Strategy Strategy& Strategy 71

MishTalk

JUNE 10, 2015

Central Bank Balance Sheets Excuse me? Hard even to see change in ECB balance sheet. I have plenty to report. European Growth European “cost advantage” is disappearing fast and furious. Enjoy the summer of growth – behind comes: zero growth, zero reform and higher inflation “expectations”.

Balance Sheet 28

Balance Sheet Travel Comparison Banking 28