Successful Independent Consulting

MARCH 28, 2025

Downtime between projects combined with slow payments can wreak havoc on your bank account. If you have any outstanding invoices with clients (even if theyre not quite due yet), give those clients a gentle nudge and youll likely be rewarded with some fast cash in your bank account. Accelerate the money coming in 2.

Cash Flow 195

Cash Flow Consulting Banking Software 195

Harvard Business

OCTOBER 15, 2021

The Chinese Central Bank has already begun experimenting with digital cash that could eliminate the need for paper money.

Banking 172

Banking System Financial Marketing 172

Harvard Business

AUGUST 23, 2023

How one 200-year-old regional bank in the U.S. used intrapreneurship to compete with online lenders.

Banking 172

Banking Strategy Strategy Strategy& 172

Harvard Business

SEPTEMBER 21, 2021

Does addressing structural racism in the financial system align with a major bank’s growth strategy?

Banking 170

Banking Financial System Strategy 170

Harvard Business

DECEMBER 18, 2023

Historically, disruption is extremely rare. Only 23 of the 568 companies included in the Fortune 500 since 1997 were under 15 years old when they entered. But right now, there are three forces converging that might transform finance and other industries. The first is the explosive growth of AI.

Banking 254

Banking Finance Talent Industry 254

Harvard Business

JULY 23, 2024

commercial banks being overexposed to commercial real estate (CRE) have intensified as the global pandemic upended long-held economic assumptions of perpetually subdued inflation, low interest rates, and in-office work. The risks of U.S.

Real Estate 254

Real Estate Banking Conference Analysis 254

Harvard Business

MAY 20, 2022

A proposed SEC rule could pull back the curtain on the carbon emissions of the global economy.

Banking 233

Banking Finance 233

Tom Spencer

AUGUST 30, 2024

Open banking is transforming the financial industry , promising greater transparency, competition, and innovation. The European Union, which looks set to introduce updated rules about digital payments and financial services within the next two years, is at the leading edge of regulating open banking. What is Open Banking?

Banking 88

Banking Financial Data Industry 88

Tom Spencer

AUGUST 2, 2024

When it comes to tech innovations, the banking sector is usually ahead of the curve. Banks are buzzing with excitement over Gen AI, and its future in the sector looks even brighter. Banks are buzzing with excitement over Gen AI, and its future in the sector looks even brighter.

Banking 88

Banking Data Trends Analysis 88

Harvard Business

APRIL 28, 2023

SVB was a cautionary tale.

Banking 184

Banking Management Financial 184

Tom Spencer

OCTOBER 6, 2023

How do banks make money? What is a bank really worth? Firstly, by outlining the major items on a bank’s income statement, and then by discussing key ratios that are commonly used to measure profitability and to estimate the market value for banks. Where does this money ultimately go?

Banking 88

Banking Balance Sheet Operations Financial 88

Harvard Business

AUGUST 7, 2020

Spot bonuses can boost morale during trying times.

Banking 172

Banking Management 172

Harvard Business

AUGUST 6, 2024

Stablecoins — cryptocurrencies pegged to an external currency — have the potential to rewire the global financial system, and expose banking and finance to new digital competition. The outcome will be consequential not only for financial institutions but for any company and digital platform that relies on money movement at scale.

Finance 252

Finance Banking Financial Video 252

Tom Spencer

FEBRUARY 10, 2023

Investment banking forms part of the financial services industry involved in the underwriting, distribution, and trading of securities. What Investment Bankers Do There are several key roles within investment banking, including corporate finance, sales and trading, and research.

Banking 88

Banking Industry Finance Cash Flow 88

Harvard Business

MARCH 8, 2017

However, it is likely that, just as Linux is now embedded in almost every kind of commercial application or service, many of the ultimate use cases of the blockchain could become standard fare for established players like large companies, governments, and central banks.

Media 192

Media Banking Financial System 192

Tom Spencer

AUGUST 30, 2024

While Gen AI holds big promise for banking , most of the current deployments are limited to just a few areas or don’t go beyond the experimental phase. Though early pilots appear impressive, it will definitely take time to realize Gen AI’s full potential for the banking industry. Five Challenges for AI in the Banking Sector 1.

Banking 88

Banking Ethics System Data 88

Tom Spencer

OCTOBER 13, 2023

In the previous article , we looked at how banks make money and how they must meet capital requirements. In this article, we will explore the importance of profitability ratios and valuation metrics that are crucial when analyzing banks. It provides insights into how effectively a bank utilizes shareholder capital to generate profits.

Metrics 88

Metrics Banking Balance Sheet Efficiency 88

Harvard Business

MARCH 4, 2024

Sponsor content from Newgen.

Banking 228

Banking 228

David A Fields

AUGUST 20, 2019

I’m going to walk way out on a limb and assume you want to grow your consulting firm or your bank account and/or your personal capabilities. Okay, it wasn’t much of a limb. More like lounging in a lawn chair while looking at the tree. Regardless, there’s a Danger Zone that applies to every endeavor. … Continued.

Consulting 290

Consulting How To Banking 290

Harvard Business

NOVEMBER 25, 2021

What Singapore’s DBS Bank learned as it moved toward a more distributed workforce.

Banking 254

Banking Change Management Management 254

MishTalk

OCTOBER 27, 2024

Dear Fed, how about a safekeeping bank! Customers with more than $250,000 in deposits are in trouble.

Banking 94

Banking 94

Harvard Business

MARCH 2, 2023

Companies like Shell and DBS Bank are using it to change how their work gets done.

Company 252

Company Banking Management 252

Tom Spencer

AUGUST 16, 2024

Despite many current applications being small-scale pilot projects, the promise of Gen AI to revolutionise banking operations and enhance customer experiences is becoming clear. This helps banks to quickly identify profitable investment opportunities and risks so as to maximise investment returns and minimize losses. Risk Management 3.1

Banking 78

Banking Financial Operations Data 78

Harvard Business

JULY 9, 2020

Mitigate, don’t litigate.

Banking 172

Banking Financial Marketing Management 172

Harvard Business

APRIL 27, 2023

Can we really have both purpose and profit in a firm?

Banking 172

Banking Financial 172

Harvard Business

NOVEMBER 6, 2020

Algorithms can replicate historical biases — but they can also be used to correct them.

Banking 132

Banking 132

Harvard Business

JUNE 30, 2022

It’s hard to call yourself a green company if your cash assets are underwriting global warming.

Banking 153

Banking Company Financial Marketing 153

Successful Independent Consulting

DECEMBER 28, 2024

The Path Forward Just because it's called solopreneurship doesn't mean you have to do it alone. Join professional networks, connect with other solopreneurs, and don't hesitate to seek expert advice when needed.

Consulting 195

Consulting Insurance Insurance Resumes 195

Harvard Business

MAY 23, 2023

Lessons from Kuwait’s Gulf Bank.

Data 213

Data Culture Banking Management 213

David A Fields

JUNE 22, 2016

Money in the bank. You’ve completed your discovery process with your consulting prospect, gained agreement to your Context Document and submitted a killer proposal for a high-value consulting project. One that should, by all rights, be irresistible. I don’t have this much budgeted.” What’s the perfect response?

Banking 240

Banking Consulting 240

Harvard Business

JUNE 2, 2021

Transparency and trust are at the core of the decentralized finance revolution.

Finance 91

Finance Banking 91

David A Fields

FEBRUARY 20, 2024

Winning clients is a bit like securing a loan: if you already have a lot in the bank, it’s easier to get more. In fact, yesterday would be preferable. Which marketing vehicles will help you most when you’re in a hurry? But let’s say that … Continued The post How to Win Consulting Clients Fast! appeared first on David A.

Consulting 221

Consulting How To Banking Groups 221

Successful Independent Consulting

JULY 28, 2022

If I see money in my bank account, I get looser with my spending. Knowing this and knowing that I had to make big tax payments four times a year, I set up a "sweep account" with an online bank, not my day-to-day bank. Out of sight, out of mind.

Cash Flow 195

Cash Flow Banking Small Business Travel 195

Harvard Business

OCTOBER 14, 2019

Why is the routine exchange of patient information still so difficult?

Banking 132

Banking Data Healthcare 132

Successful Independent Consulting

NOVEMBER 29, 2024

Note: Another logical time is on your company’s anniversary; if you don’t know what day your business was founded, make one up — maybe the date you opened your business bank account or you signed your first contract. Your business anniversary is also a good opportunity for some social media exposure but I digress.)

Policies 195

Policies Examples Benchmarking Consulting 195

Harvard Business

NOVEMBER 16, 2023

banks) and away from suppliers — unsecured creditors who are not viewed as a primary provider of corporate debt. After a company petitions for bankruptcy, its attention often shifts toward debt providers (e.g., New research cautions against such shift in attention.

Research 193

Research Company Banking Operations 193

Harvard Business

AUGUST 5, 2020

Modernizing global financial systems would make banking more accessible.

Banking 172

Banking Financial System 172