BCG

MAY 9, 2016

Despite a tentative financial recovery, the retail-banking industry faces unrelenting, disruptive challenges. Banks that hope to prevail must urgently pursue digital simplicity. That mandate for digital simplicity is the central insight emerging from the research behind this sixth edition of BCG’s annual Global Retail Banking report.

Banking 40

Banking Retail Benchmarking Trends 40

MishTalk

MARCH 10, 2014

Bank of England head Mark Carney faces a grilling from lawmakers tomorrow as Minutes Show Bank of England was Aware of Currency Rigging Eight Years Ago. The central bank said last week that an internal review has found no evidence so far that staff were involved in collusion. trillion-a-day foreign-exchange market.

Banking 67

Banking Benchmarking Culture Marketing 67

MishTalk

OCTOBER 1, 2014

On Tuesday evening, Argentine President Cristina Fernández accused Juan Carlos Fábrega, head of Argentina’s central bank, of " provoking a devaluation of the peso ". In response Head of Argentine Central Bank Quits. There was a sharp sell-off in the benchmark Merval stock index after Mr Fábrega’s departure was announced.

Banking 56

Banking Government Benchmarking Journal 56

MishTalk

DECEMBER 26, 2014

Next year will be a very important year for China because possible strains in the banking system and the intensity with which the reformers present their case will give us a better sense both of how much debt capacity the country retains and of how well positioned Xi Jinping and his allies are to implement the needed reforms.

Banking 59

Banking System Benchmarking Finance 59

Successful Independent Consulting

NOVEMBER 26, 2021

Photo 50727473 / Piggy Bank © David Franklin | Dreamstime.com. Do some market-rate benchmarking to learn what other consultants are charging, or what clients are paying. The easiest time to raise your rate is on the cusp of something new — a new year, a new project, a new client. for year one, $165 for year two, and $172.50

Policies 195

Policies Benchmarking Banking Examples 195

MishTalk

JANUARY 19, 2014

At the risk of incurring another nonsensical fine for quoting someone on leverage and capital ratios of French banks, please consider European Banks Face $1 Trillion Gap Before Review. The figures assume a benchmark capital ratio for other book measures of leverage of 7 percent, they wrote. “A What Shortfall?

Banking 64

Banking Benchmarking Study Financial 64

Successful Independent Consulting

DECEMBER 12, 2022

Do some market-rate benchmarking to learn what other consultants are charging, or what clients are paying. Note: Another logical time is on your company’s anniversary; if you don’t know what day your business was founded, make one up — maybe the date you opened your business bank account or you signed your first contract.

Policies 195

Policies Benchmarking Examples Consulting 195

Tom Spencer

JANUARY 26, 2024

For example, the Federal Reserve aims to achieve 2% inflation as an ideal benchmark to avoid its counterpart, deflation. By targeting a low and stable positive rate of inflation, the Fed and other central banks hope to avoid the risks posed by deflation while also dodging the problems posed by run-away inflation.

Policies 147

Policies Financial Benchmarking Groups 147

Tom Spencer

MAY 25, 2019

Asset managers like to have flexibility via risk management and speculative solutions provided by the trading floors of investment banks. This metric is more widely used by the financial institutions group (FIG), investment bankers, or the corporate development teams of banks for precedent transactions analysis. Image: Pexels.

Cash Flow 60

Cash Flow Management Metrics Benchmarking 60

Successful Independent Consulting

DECEMBER 4, 2018

Third, do some market-rate benchmarking to learn what other consultants are charging, or what clients are paying. Note: Another logical time is on your company’s anniversary; if you don’t know what day your business was founded, make one up — maybe the date you opened your business bank account or you signed your first contract.)

Consulting 354

Consulting Policies Benchmarking Examples 354

Successful Independent Consulting

DECEMBER 13, 2020

Do some market-rate benchmarking to learn what other consultants are charging, or what clients are paying. Note: Another logical time is on your company’s anniversary; if you don’t know what day your business was founded, make one up — maybe the date you opened your business bank account or you signed your first contract.)

Consulting 221

Consulting Policies Benchmarking Examples 221

MishTalk

JANUARY 19, 2016

Italian Banks Hammered Things don't matter until they do. For example, Bloomberg reports Italian Banks Lead European Decliners on Bad-Loan Concerns. Europe’s 46-member Stoxx 600 Banks Index decreased 1.9 Europe’s 46-member Stoxx 600 Banks Index decreased 1.9 For whatever reason, things in Europe are starting to matter.

Banking 28

Banking Benchmarking Government Construction 28

MishTalk

NOVEMBER 24, 2015

Alternative Bank Schweiz (ABS), a small bank in Switzerland broke the negative interest rate on deposits barrier, CHARGING customers to cake their money. The Alternative Bank Schweiz wrote to customers telling them they would face a -0.125 per cent rate on their money from 2016 – and a -0.75 emphasis in caps from the article).

Banking 28

Banking Benchmarking Balance Sheet Policies 28

BCG

JUNE 15, 2016

For 14 years, BCG has conducted a proprietary benchmarking survey of wealth management providers from all over the world, running the spectrum from small boutiques to the world’s largest wealth managers—and covering multiple business models, from onshore to offshore and from banking to brokerage.

Benchmarking 40

Benchmarking Management Trends Survey 40

BCG

OCTOBER 11, 2016

Bank operating models continue to evolve in response to new regulations, digitization, a volatile economic and risk environment, external threats, and advances by nontraditional competitors. In response, many banks have increased their spending on OR management by more than 50% in the past five years. Article Tuesday, October 11, 2016.

Operations 40

Operations Benchmarking Banking Exercises 40

MishTalk

AUGUST 4, 2015

Question for Rena Why did you have a Greek bank account? On Monday Greek Bank Shares Crash 30% as Market Reopens. Shares in Greek banks crashed 30% Monday as trading resumed on the Athens stock exchange for the first time since the country was nearly forced to abandon the euro last month. We’ll be suitcase traders.”

Banking 28

Banking Small Business Retail Benchmarking 28

MishTalk

MAY 24, 2014

million after accusing a former trader at the bank of improperly influencing gold prices at the expense of a customer. The process of setting the benchmark price for gold in London dates to 1919. It is set twice a day by five banks that serve as market makers, according to the London Bullion Market Association. Surprising?

Benchmarking 60

Benchmarking Banking Financial Marketing 60

MishTalk

APRIL 1, 2015

The city’s benchmark index has surged 86 percent during that time, more than any of the world’s major stock gauges. Another Central Bank Sponsored Bubble We all know how this will end. When the market starts a correction or falls, it will increase the magnitude of declines.” Traders have opened 2.8

Banking 28

Banking Benchmarking Insurance Insurance 28

Tom Spencer

SEPTEMBER 14, 2019

Real world example – banking sector. Well, I expected that the largest amounts would be from February-October, with fewer amounts around November-January because this is holiday season and customers are less inclined to do any banking activities. However, when I compared this with benchmarks (i.e. Here’s a real example.

Data 60

Data How To Banking System 60

MishTalk

MARCH 3, 2014

Russia Intervenes in Currency Markets to Stabilize Ruble Bloomberg reports Ruble Plunges to Record as Bank Rossii Seen Selling $10 Billion. percent against the dollar today, more than any other currency tracked by Bloomberg, while the benchmark Micex stock index plunged more than 11 percent and benchmark bond yields soared. “So

Marketing 55

Marketing Benchmarking Banking Financial 55

MishTalk

DECEMBER 11, 2014

Since early 2010, energy producers have raised $550 billion of new bonds and loans as the Federal Reserve held borrowing costs near zero, according to Deutsche Bank AG. percent in June, according to Bank of America Merrill Lynch index data. Research firm CreditSights Inc. And this is a mania.” percent this week from 5.7

Energy 75

Energy Marketing Benchmarking Cash Flow 75

The Fearless Marketer

DECEMBER 17, 2018

It plummeted because Congress rejected the bank bailout bill. I remember monitoring the news closely, and on the week of September 22 there was heated discussion about the bank bailout bill. Everyone on the news was saying very clearly, “If the bank bailout bill doesn’t go through, the stock market will probably crash.”.

Marketing 48

Marketing Banking Video Research 48

MishTalk

DECEMBER 23, 2013

The New York Times reports China Rates Approach Crisis Levels Despite Central Bank Measures. The central bank, the People’s Bank of China, said late Friday that it had provided more than 300 billion renminbi, or about $50 billion, in short-term funds to selected banks over a three-day period that week.

Balance Sheet 68

Balance Sheet Banking Benchmarking Financial 68

MishTalk

APRIL 14, 2014

On Monday, the Ukraine central bank pulled out the bazooka with a massive set of rate hikes. Kiev’s central bank raised the benchmark discount rate from 6.5 Since the beginning of the year, the Hryvnia has fallen from 8.26 to the US dollar, to 13.16 to the US dollar, a decline of 37.2% per cent to 9.5 per cent to 14.5

Banking 53

Banking Benchmarking Finance Financial 53

Tom Spencer

JULY 11, 2021

You will be continually building your toolkit to bank new skills and industry knowledge to a point where you can independently and reliably deliver value on each project. As you move towards becoming independent ask for feedback to help evaluate your performance, identify areas for improvement, and benchmark yourself against top performers.

Benchmarking 88

Benchmarking Resources Advertising Banking 88

MishTalk

JUNE 5, 2014

In a widely expected move this morning, ECB president Mario Draghi announced negative interest rates, the first-ever move for a major central bank. The ECB also lowered the benchmark rate from 0.25% to 0.15%. The ECB will also continue to provide shorter-term cheap loans to banks at fixed rates until at least the end of 2016.

Banking 70

Banking Benchmarking Operations Small Business 70

MishTalk

OCTOBER 23, 2015

China’s central bank cut benchmark interest rates for the sixth time this year in a bid to support an economy which is forecast to grow at its slowest annual rate in 25 years. The PBoC said on its website that it was lowering the one-year benchmark bank lending rate by 25 basis points to 4.35

Benchmarking 28

Benchmarking Banking Exercises Policies 28

Tom Spencer

OCTOBER 8, 2016

German regulation and the thinking about the regulatory process in general, particularly in industries like banking and Fintech, is a standard which could certainly help redefine not only the German market, but create a global benchmark for those who understand that regulations are necessary. Germany is more interesting.

Education 83

Education Finance Enterprise Banking 83

Harvard Business

FEBRUARY 23, 2017

Think about the disruption being caused by electric and autonomous cars in automotive; by regulatory challenges in banking; by shale resources in oil and gas; and by a groundswell of public dissatisfaction in political institutions, to name just a few. To get a sense of how successful your recent reorg was, take the survey below.

Benchmarking 46

Benchmarking Automotive Survey McKinsey 46

MishTalk

JANUARY 11, 2016

It is also a potent sign of the lengths to which China's central bank is prepared to go to support the value of offshore renminbi, known as CNH. The overnight CNH Hibor, a daily benchmark for offshore renminbi interbank lending, hit a record-high 13.4 The one-week rate surged from 7.1 per cent to 11.2 The one-week rate surged from 7.1

Benchmarking 28

Benchmarking Banking Marketing Examples 28

MishTalk

APRIL 14, 2015

The vast majority of mortgages in Portugal, and a huge number in Italy and Spain are tied to Euribor, the rate it costs European banks to borrow from each other. If Euribor drops low, enough banks will have to pay borrowers. The rate is based on how much it costs European banks to borrow from each other.

Benchmarking 28

Benchmarking Banking Journal Video 28

MishTalk

JANUARY 19, 2015

This was the first time first time that the benchmark borrowing costs of a developed economy''s government has gone negative for a 10-year duration. Percent Inquiring minds may be wondering about short-term bank-to-bank lending. Such is the absolute madness of central bank policy. Swiss LIBOR Hits Record Low -0.72

Benchmarking 28

Benchmarking Banking Government Policies 28

MishTalk

OCTOBER 25, 2014

The central bank on Sept. The PBOC also eased a ban on mortgages for people without home loan debt who want to buy a third home, allowing banks determine down payments and rates. The PBOC also eased a ban on mortgages for people without home loan debt who want to buy a third home, allowing banks determine down payments and rates.

Real Estate 64

Real Estate Banking Sales Benchmarking 64

MishTalk

JANUARY 19, 2015

Last week was the first time that the benchmark borrowing costs of a developed economy''s government has gone negative for a 10-year duration. Percent Inquiring minds may be wondering about short-term bank-to-bank lending. Futility of Draghi''s Upcoming QE Such is the absolute madness of central bank policy. percent to 0.25

Benchmarking 28

Benchmarking Banking Government Policies 28

Martinka Consulting

APRIL 21, 2015

In the past I’ve written about how low interest rates and bank using the SBA guarantee program and its low down payment requirements plus a 10-year amortization have caused buyers to pay more for businesses than they would have years ago (because their payments are the same or less). Many banks will go as low as 1.25:1 times profit.

Cash Flow 40

Cash Flow Benchmarking Banking Sales 40

MishTalk

MARCH 3, 2015

In an effort to arrest hyperinflation and general panic over rising food prices, Ukraine''s Central Bank Hikes Benchmark Rate to 30 Percent. Ukraine''s central bank will raise its benchmark refinancing rate to 30 percent from 19.5 The new interest rate, which comes into effect on Wednesday, is the highest for 15 years.

Benchmarking 28

Benchmarking Banking Sales Marketing 28

Harvard Business

MAY 25, 2017

On November 9, 2016, the shareholders of Australia’s largest company, and the world’s tenth-largest bank , revolted. The Commonwealth Bank appeared to shareholders as simply putting out a fire. ” The Commonwealth Bank is one among many firms around the globe that is forging new ground.

Financial 35

Financial Banking Metrics Benchmarking 35