Tom Spencer

OCTOBER 13, 2023

In the previous article , we looked at how banks make money and how they must meet capital requirements. In this article, we will explore the importance of profitability ratios and valuation metrics that are crucial when analyzing banks. It provides insights into how effectively a bank utilizes shareholder capital to generate profits.

Metrics 88

Metrics Banking Balance Sheet Efficiency 88

Tom Spencer

OCTOBER 6, 2023

How do banks make money? What is a bank really worth? Firstly, by outlining the major items on a bank’s income statement, and then by discussing key ratios that are commonly used to measure profitability and to estimate the market value for banks. Where does this money ultimately go?

Banking 88

Banking Balance Sheet Operations Financial 88

BCG

NOVEMBER 3, 2016

In the two years since The Boston Consulting Group conducted its last ­Treasury Benchmarking Survey, banks have remained locked in a Sisyphean struggle. Low—and, in some cases, negative—­interest rates are a major part of this struggle and have dominated the economic environment for banks.

Benchmarking 40

Benchmarking Survey Boston Consulting Group Banking 40

BCG

MAY 9, 2016

BCG’s Retail-Banking Excellence benchmarking study (REBEX) profiles the operational and digital practices and performance of 20 of the world’s leading retail banks, a group of 40 institutions chosen for their size and the strength of their capabilities. We refer to these banks as the “premier league.”

Operations 40

Operations Retail Banking Benchmarking 40

BCG

MAY 9, 2016

Despite a tentative financial recovery, the retail-banking industry faces unrelenting, disruptive challenges. Banks that hope to prevail must urgently pursue digital simplicity. That mandate for digital simplicity is the central insight emerging from the research behind this sixth edition of BCG’s annual Global Retail Banking report.

Banking 40

Banking Retail Benchmarking Report 40

Harvard Business

JUNE 7, 2017

With automated pricing engines, insurers and banks can roll out new offers as fast as online competitors. One traditional insurer, for instance, shifted from updating its quotes every several days to every 15 minutes by simply automating the processes that collect benchmark pricing data. Structured data analytics.

Company 136

Company Telecommunications Data Retail 136

Tom Spencer

SEPTEMBER 14, 2019

Real world example – banking sector. Well, I expected that the largest amounts would be from February-October, with fewer amounts around November-January because this is holiday season and customers are less inclined to do any banking activities. However, when I compared this with benchmarks (i.e. Here’s a real example.

Data 60

Data How To Banking System 60