MishTalk

JANUARY 19, 2014

At the risk of incurring another nonsensical fine for quoting someone on leverage and capital ratios of French banks, please consider European Banks Face $1 Trillion Gap Before Review. The figures assume a benchmark capital ratio for other book measures of leverage of 7 percent, they wrote. “A

Banking 74

Banking Benchmarking Study Financial 74

MishTalk

OCTOBER 1, 2014

On Tuesday evening, Argentine President Cristina Fernández accused Juan Carlos Fábrega, head of Argentina’s central bank, of " provoking a devaluation of the peso ". In response Head of Argentine Central Bank Quits. There was a sharp sell-off in the benchmark Merval stock index after Mr Fábrega’s departure was announced.

Banking 68

Banking Government Benchmarking Journal 68

MishTalk

DECEMBER 26, 2014

Next year will be a very important year for China because possible strains in the banking system and the intensity with which the reformers present their case will give us a better sense both of how much debt capacity the country retains and of how well positioned Xi Jinping and his allies are to implement the needed reforms.

Banking 71

Banking System Benchmarking Finance 71

Successful Independent Consulting

DECEMBER 13, 2020

Do some market-rate benchmarking to learn what other consultants are charging, or what clients are paying. Note: Another logical time is on your company’s anniversary; if you don’t know what day your business was founded, make one up — maybe the date you opened your business bank account or you signed your first contract.)

Consulting 221

Consulting Policies Benchmarking Examples 221

Tom Spencer

JUNE 1, 2019

Retail Wealth Management. Large mutual funds have strong relationships with banks, where they are able to pay a trailer fee to bank investment advisors to market their product. For passive investing, Blackrock and Vanguard are able to get costs very low due to their scale and skill in replicating a benchmark index.

Management 60

Management Retail Banking Benchmarking 60

Tom Spencer

MAY 25, 2019

Characteristics of Asset Management Firms. Most major asset managers are conservative with their use of leverage. There are a couple of reasons for this: Asset managers can see cash flow and earnings fluctuate wildly with markets. Valuation of Asset Management Firms. Price/Earnings, EV/EBITDA and EV/AUM.

Cash Flow 60

Cash Flow Management Metrics Benchmarking 60

BCG

DECEMBER 12, 2016

Corporate banking is a tough business. In fact, BCG’s most recent Corporate Banking Performance Benchmarking survey—of 300 corporate banking divisions around the world serving the small, midmarket, and large business segments—found a dramatic split between the best and the rest. Report Monday, December 12, 2016.

Banking 40

Banking Benchmarking Operations Survey 40

MishTalk

MAY 24, 2014

million after accusing a former trader at the bank of improperly influencing gold prices at the expense of a customer. The process of setting the benchmark price for gold in London dates to 1919. It is set twice a day by five banks that serve as market makers, according to the London Bullion Market Association. Surprising?

Benchmarking 71

Benchmarking Banking Financial Marketing 71

Management Consulted

DECEMBER 27, 2008

He regularly blogs about management consulting and MBA issues and has sensible, smart advice for just about everything career-related. For my new readers, here are some recommended and popular articles for you to browse: Management Consulting and the Consulting Industry 101. Day in the Life of a Management Consultant (client version).

Cover Letters 100

Cover Letters Case Interview Resumes Case Study 100

Harvard Business

JUNE 7, 2017

Management teams often assume they can leapfrog best practices for basic data analytics by going directly to adopting artificial intelligence and other advanced technologies. First, managers should ask themselves if they have automated processes in problem areas that cost significant money and slow down operations. Take fund managers.

Company 134

Company Telecommunications Data Retail 134

MishTalk

DECEMBER 23, 2013

The New York Times reports China Rates Approach Crisis Levels Despite Central Bank Measures. The central bank, the People’s Bank of China, said late Friday that it had provided more than 300 billion renminbi, or about $50 billion, in short-term funds to selected banks over a three-day period that week.

Balance Sheet 75

Balance Sheet Banking Benchmarking Financial 75

MishTalk

DECEMBER 11, 2014

Since early 2010, energy producers have raised $550 billion of new bonds and loans as the Federal Reserve held borrowing costs near zero, according to Deutsche Bank AG. percent in June, according to Bank of America Merrill Lynch index data. Research firm CreditSights Inc. And this is a mania.” percent this week from 5.7

Energy 78

Energy Marketing Benchmarking Cash Flow 78

MishTalk

MARCH 3, 2014

Russia Intervenes in Currency Markets to Stabilize Ruble Bloomberg reports Ruble Plunges to Record as Bank Rossii Seen Selling $10 Billion. percent against the dollar today, more than any other currency tracked by Bloomberg, while the benchmark Micex stock index plunged more than 11 percent and benchmark bond yields soared. “So

Marketing 66

Marketing Benchmarking Banking Financial 66

MishTalk

JUNE 5, 2014

In a widely expected move this morning, ECB president Mario Draghi announced negative interest rates, the first-ever move for a major central bank. The ECB also lowered the benchmark rate from 0.25% to 0.15%. The ECB will also continue to provide shorter-term cheap loans to banks at fixed rates until at least the end of 2016.

Banking 77

Banking Benchmarking Operations Small Business 77

BCG

JUNE 15, 2016

For 14 years, BCG has conducted a proprietary benchmarking survey of wealth management providers from all over the world, running the spectrum from small boutiques to the world’s largest wealth managers—and covering multiple business models, from onshore to offshore and from banking to brokerage. See Exhibit 1.).

Benchmarking 40

Benchmarking Management Trends Survey 40

Management Consulted

AUGUST 28, 2013

Booz, who could very well possibly be considered the father of management consulting as a career. It is one of the original “white-shoe” firms, accredited with being the origination of the management consulting profession. Most recently, Booz & Company acquired Management Engineers , based in Dusseldorf, Germany. Automotive.

Interviews 181

Interviews Culture Company Case Interview 181

MishTalk

APRIL 14, 2014

On Monday, the Ukraine central bank pulled out the bazooka with a massive set of rate hikes. Kiev’s central bank raised the benchmark discount rate from 6.5 Mike "Mish" Shedlock [link] Mike "Mish" Shedlock is a registered investment advisor representative for SitkaPacific Capital Management. to the US dollar, to 13.16

Banking 64

Banking Benchmarking Finance Financial 64

Tom Spencer

OCTOBER 8, 2016

In the fall of 2015, after spending two years in a small town in the Ruhr Valley starting to learn German (I will appreciate Mark Twain’s perspective on the sprache so much better going forward), I moved to Frankfurt to begin my Executive MBA at the Frankfurt School of Finance and Management. Image Source: WallpaperUp ).

Education 83

Education Finance Enterprise Banking 83

MishTalk

OCTOBER 25, 2014

The central bank on Sept. The PBOC also eased a ban on mortgages for people without home loan debt who want to buy a third home, allowing banks determine down payments and rates. The PBOC also eased a ban on mortgages for people without home loan debt who want to buy a third home, allowing banks determine down payments and rates.

Real Estate 75

Real Estate Banking Sales Benchmarking 75

Tom Spencer

JANUARY 26, 2024

For example, the Federal Reserve aims to achieve 2% inflation as an ideal benchmark to avoid its counterpart, deflation. By targeting a low and stable positive rate of inflation, the Fed and other central banks hope to avoid the risks posed by deflation while also dodging the problems posed by run-away inflation.

Policies 147

Policies Financial Benchmarking Groups 147

MishTalk

NOVEMBER 27, 2014

Western Canada Select, the Canadian benchmark, has lost more than a third of its value since June, in step with declines for West Texas Intermediate and the international gauge Brent. billion in the week after President Nicolas Maduro transfered $4 billion of Chinese loans to the central bank. in Calgary. Maduro on Nov.

Productivity 77

Productivity Benchmarking Airlines Banking 77

MishTalk

SEPTEMBER 5, 2013

Pacific Investment Management Co.’s s Bill Gross, manager of the world’s biggest bond fund, said investors should buy short-term Treasuries and credit securities that will be bolstered by the Fed’s intent to keep benchmark lending rates at almost zero. Here it is: " Pacific Investment Management Co.’s Gross’s View.

Benchmarking 64

Benchmarking Banking Insurance Insurance 64

Tom Spencer

MAY 31, 2012

in Management Consulting. In 2012, the BRW Client Choice Awards named Nous “best management consulting firm in Australia” including most innovative firm and best client outcomes from across the professional services sector. Helpful Links. Strategy and general business consulting firms in Australia 2012. Booz Allen Hamilton.

Oliver Wyman 122

Oliver Wyman Strategy Strategy& Strategy 122

MishTalk

AUGUST 28, 2014

The government has reduced disbursements of dollars at the secondary markets in recent weeks,” said Garcia, citing non-public data from the Venezuelan Banking Association. Venezuela’s benchmark dollar bonds due in 2027 fell 0.44 Visit [link] to learn more about wealth management and capital preservation strategies of Sitka Pacific.'

Marketing 76

Marketing Benchmarking Government Survey 76

MishTalk

AUGUST 20, 2014

The ruling meant, and banks enforced, the all or none principle. Payments will be made into accounts at the central bank instead of through Bank of New York Mellon Corp., The country’s benchmark restructured bonds due in 2033 fell 2.58 Bondholders can get payment directly from Argentina''s central bank.

Banking 71

Banking Government Benchmarking Resumes 71

MishTalk

FEBRUARY 6, 2014

In addition to holding its benchmark rate at 0.25%, the ECB also left the rate it pays on bank deposits unchanged at zero. Banks refusal to lend is not passive tightening. Final Thoughts : It''s not falling prices central banks should fear, but rather asset bubbles. The question is - is there deflation? The answer is no."

Balance Sheet 70

Balance Sheet Banking Retail Policies 70

Harvard Business

FEBRUARY 23, 2017

It is lower in investment banks than supermarkets — but that’s because midlevel bankers are paid well rather than because banking executives are paid poorly. But this $1 billion provides a benchmark against which to compare the pay of $10 million, to decide whether it’s fair.

Talent 113

Talent Video Industry Study 113

BCG

OCTOBER 11, 2016

Bank operating models continue to evolve in response to new regulations, digitization, a volatile economic and risk environment, external threats, and advances by nontraditional competitors. In response, many banks have increased their spending on OR management by more than 50% in the past five years.

Operations 40

Operations Benchmarking Banking Exercises 40

MishTalk

JANUARY 24, 2014

Turkey’s central bank refrained from raising benchmark rates this week, fueling concern that it will be difficult to finance current-account deficits. Turkey holds about $33 billion in foreign reserves, excluding deposits from commercial banks, only enough to cover 1 1/2 months of imports, according to Citigroup Inc.

Marketing 78

Marketing Policies Government Financial 78

MishTalk

JANUARY 15, 2014

Hot money inflows, combined with central bank policies that allow currency appreciation to temper inflation, have contributed to an approximate 22 percent increase in the value of the Singapore dollar against the U.S. Sitka Pacific is an asset management firm whose goal is strong performance and low volatility, regardless of market direction.

Real Estate 78

Real Estate Policies Financial Finance 78

Epicflow

OCTOBER 16, 2023

He earned his PhD in resource management, underlining his expertise. Albert is the co-founder of Epicflow, an AI-driven multi-project management system. This article explores managing uncertainty in organizations. But the professionals who executed the project considered it a huge success. Backup Power/Charger (Resource Buffer).

Resources 130

Resources System Tools Management 130

MishTalk

DECEMBER 16, 2014

For an tie-in to bank lending, please see Occam''s Razor and Bank Lending.) Central Banks Enter the Fray I commented on the Russia impact in Moscow Hikes Interest Rates to 17% from 10.5% Bloomberg chimed in on the winners and losers debate with Oil Spilling Over Into Central Bank Policy as Fed Enters Fray.

Energy 77

Energy Banking Report Productivity 77

MishTalk

MAY 29, 2014

Evidence that these attitudes represent a generational shift, not one based simply on age, can be found in a benchmark survey of 1,250 insurance company employees conducted for LifeCourse Associates in 2012. Bank of America Corp., Bank failures are distant memories. Morgan Chase & Co., Wells Fargo & Co., and Citigroup.

Survey 78

Survey Banking Study Accenture 78

Tom Spencer

SEPTEMBER 14, 2019

Real world example – banking sector. Well, I expected that the largest amounts would be from February-October, with fewer amounts around November-January because this is holiday season and customers are less inclined to do any banking activities. However, when I compared this with benchmarks (i.e. Here’s a real example.

Data 60

Data How To Banking System 60

MishTalk

JANUARY 19, 2016

Italian Banks Hammered Things don't matter until they do. For example, Bloomberg reports Italian Banks Lead European Decliners on Bad-Loan Concerns. Europe’s 46-member Stoxx 600 Banks Index decreased 1.9 Europe’s 46-member Stoxx 600 Banks Index decreased 1.9 For whatever reason, things in Europe are starting to matter.

Banking 28

Banking Benchmarking Government Construction 28

MishTalk

JULY 11, 2014

The question stems from lengthy (256 page PDF) from the BIS Annual Report (Bank for International Settlements) that stated among other things " The only source of lasting prosperity is a stronger supply side. Never before have central banks tried to push so hard. It is essential to move away from debt as the main engine of growth. "

Balance Sheet 73

Balance Sheet Financial Banking Policies 73

MishTalk

AUGUST 4, 2015

The headline seasonally adjusted Markit Greece Manufacturing Purchasing Managers’ Index® registered 30.2, Question for Rena Why did you have a Greek bank account? On Monday Greek Bank Shares Crash 30% as Market Reopens. The benchmark index in Athens opened nearly 23% lower, with banking stocks the biggest losers.

Banking 28

Banking Small Business Retail Benchmarking 28