Successful Independent Consulting

DECEMBER 12, 2022

Do some market-rate benchmarking to learn what other consultants are charging, or what clients are paying. Note: Another logical time is on your company’s anniversary; if you don’t know what day your business was founded, make one up — maybe the date you opened your business bank account or you signed your first contract.

Policies 195

Policies Benchmarking Examples Consulting 195

MishTalk

JANUARY 19, 2014

At the risk of incurring another nonsensical fine for quoting someone on leverage and capital ratios of French banks, please consider European Banks Face $1 Trillion Gap Before Review. The figures assume a benchmark capital ratio for other book measures of leverage of 7 percent, they wrote. “A What Shortfall?

Banking 74

Banking Benchmarking Study Financial 74

MishTalk

DECEMBER 26, 2014

Next year will be a very important year for China because possible strains in the banking system and the intensity with which the reformers present their case will give us a better sense both of how much debt capacity the country retains and of how well positioned Xi Jinping and his allies are to implement the needed reforms.

Banking 71

Banking System Benchmarking Finance 71

Tom Spencer

JANUARY 26, 2024

For example, the Federal Reserve aims to achieve 2% inflation as an ideal benchmark to avoid its counterpart, deflation. By targeting a low and stable positive rate of inflation, the Fed and other central banks hope to avoid the risks posed by deflation while also dodging the problems posed by run-away inflation.

Policies 147

Policies Financial Benchmarking Groups 147

Successful Independent Consulting

DECEMBER 13, 2020

Do some market-rate benchmarking to learn what other consultants are charging, or what clients are paying. Note: Another logical time is on your company’s anniversary; if you don’t know what day your business was founded, make one up — maybe the date you opened your business bank account or you signed your first contract.)

Consulting 221

Consulting Policies Benchmarking Examples 221

BCG

JUNE 15, 2016

For 14 years, BCG has conducted a proprietary benchmarking survey of wealth management providers from all over the world, running the spectrum from small boutiques to the world’s largest wealth managers—and covering multiple business models, from onshore to offshore and from banking to brokerage. See Exhibit 1.).

Benchmarking 40

Benchmarking Management Trends Survey 40

MishTalk

JANUARY 19, 2016

Italian Banks Hammered Things don't matter until they do. For example, Bloomberg reports Italian Banks Lead European Decliners on Bad-Loan Concerns. Europe’s 46-member Stoxx 600 Banks Index decreased 1.9 Europe’s 46-member Stoxx 600 Banks Index decreased 1.9 For whatever reason, things in Europe are starting to matter.

Banking 28

Banking Benchmarking Government Construction 28

MishTalk

NOVEMBER 24, 2015

Alternative Bank Schweiz (ABS), a small bank in Switzerland broke the negative interest rate on deposits barrier, CHARGING customers to cake their money. The Alternative Bank Schweiz wrote to customers telling them they would face a -0.125 per cent rate on their money from 2016 – and a -0.75 emphasis in caps from the article).

Banking 28

Banking Benchmarking Balance Sheet Policies 28

MishTalk

MAY 24, 2014

million after accusing a former trader at the bank of improperly influencing gold prices at the expense of a customer. The process of setting the benchmark price for gold in London dates to 1919. It is set twice a day by five banks that serve as market makers, according to the London Bullion Market Association. Surprising?

Benchmarking 72

Benchmarking Banking Financial Marketing 72

MishTalk

AUGUST 4, 2015

Question for Rena Why did you have a Greek bank account? On Monday Greek Bank Shares Crash 30% as Market Reopens. Shares in Greek banks crashed 30% Monday as trading resumed on the Athens stock exchange for the first time since the country was nearly forced to abandon the euro last month. We’ll be suitcase traders.”

Banking 28

Banking Small Business Retail Benchmarking 28

MishTalk

APRIL 1, 2015

The city’s benchmark index has surged 86 percent during that time, more than any of the world’s major stock gauges. Another Central Bank Sponsored Bubble We all know how this will end. Visit [link] to learn more about wealth management and capital preservation strategies of Sitka Pacific.' Traders have opened 2.8

Banking 28

Banking Benchmarking Insurance Insurance 28

MishTalk

MARCH 3, 2014

Russia Intervenes in Currency Markets to Stabilize Ruble Bloomberg reports Ruble Plunges to Record as Bank Rossii Seen Selling $10 Billion. percent against the dollar today, more than any other currency tracked by Bloomberg, while the benchmark Micex stock index plunged more than 11 percent and benchmark bond yields soared. “So

Marketing 67

Marketing Benchmarking Banking Financial 67

MishTalk

DECEMBER 23, 2013

The New York Times reports China Rates Approach Crisis Levels Despite Central Bank Measures. The central bank, the People’s Bank of China, said late Friday that it had provided more than 300 billion renminbi, or about $50 billion, in short-term funds to selected banks over a three-day period that week.

Balance Sheet 76

Balance Sheet Banking Benchmarking Financial 76

The Fearless Marketer

DECEMBER 17, 2018

It plummeted because Congress rejected the bank bailout bill. I remember monitoring the news closely, and on the week of September 22 there was heated discussion about the bank bailout bill. Everyone on the news was saying very clearly, “If the bank bailout bill doesn’t go through, the stock market will probably crash.”.

Marketing 48

Marketing Banking Video Research 48

MishTalk

APRIL 14, 2014

On Monday, the Ukraine central bank pulled out the bazooka with a massive set of rate hikes. Kiev’s central bank raised the benchmark discount rate from 6.5 Visit [link] to learn more about wealth management and capital preservation strategies of Sitka Pacific.' to the US dollar, to 13.16 per cent to 9.5 per cent to 14.5

Banking 65

Banking Benchmarking Finance Financial 65

MishTalk

DECEMBER 11, 2014

Since early 2010, energy producers have raised $550 billion of new bonds and loans as the Federal Reserve held borrowing costs near zero, according to Deutsche Bank AG. percent in June, according to Bank of America Merrill Lynch index data. Research firm CreditSights Inc. And this is a mania.” percent this week from 5.7

Energy 78

Energy Marketing Benchmarking Cash Flow 78

MishTalk

JUNE 5, 2014

In a widely expected move this morning, ECB president Mario Draghi announced negative interest rates, the first-ever move for a major central bank. The ECB also lowered the benchmark rate from 0.25% to 0.15%. The ECB will also continue to provide shorter-term cheap loans to banks at fixed rates until at least the end of 2016.

Banking 77

Banking Benchmarking Operations Small Business 77

MishTalk

OCTOBER 23, 2015

China’s central bank cut benchmark interest rates for the sixth time this year in a bid to support an economy which is forecast to grow at its slowest annual rate in 25 years. The PBoC said on its website that it was lowering the one-year benchmark bank lending rate by 25 basis points to 4.35

Benchmarking 28

Benchmarking Banking Exercises Policies 28

MishTalk

JANUARY 11, 2016

It is also a potent sign of the lengths to which China's central bank is prepared to go to support the value of offshore renminbi, known as CNH. The overnight CNH Hibor, a daily benchmark for offshore renminbi interbank lending, hit a record-high 13.4 The one-week rate surged from 7.1 per cent to 11.2 The one-week rate surged from 7.1

Benchmarking 28

Benchmarking Banking Marketing Examples 28

MishTalk

APRIL 14, 2015

The vast majority of mortgages in Portugal, and a huge number in Italy and Spain are tied to Euribor, the rate it costs European banks to borrow from each other. If Euribor drops low, enough banks will have to pay borrowers. The rate is based on how much it costs European banks to borrow from each other.

Benchmarking 28

Benchmarking Banking Journal Video 28

MishTalk

OCTOBER 25, 2014

The central bank on Sept. The PBOC also eased a ban on mortgages for people without home loan debt who want to buy a third home, allowing banks determine down payments and rates. The PBOC also eased a ban on mortgages for people without home loan debt who want to buy a third home, allowing banks determine down payments and rates.

Real Estate 75

Real Estate Banking Sales Benchmarking 75

Martinka Consulting

APRIL 21, 2015

In the past I’ve written about how low interest rates and bank using the SBA guarantee program and its low down payment requirements plus a 10-year amortization have caused buyers to pay more for businesses than they would have years ago (because their payments are the same or less). Many banks will go as low as 1.25:1 times profit.

Cash Flow 40

Cash Flow Benchmarking Banking Sales 40

MishTalk

JANUARY 19, 2015

This was the first time first time that the benchmark borrowing costs of a developed economy''s government has gone negative for a 10-year duration. Percent Inquiring minds may be wondering about short-term bank-to-bank lending. Such is the absolute madness of central bank policy. Swiss LIBOR Hits Record Low -0.72

Benchmarking 28

Benchmarking Banking Government Policies 28

MishTalk

JANUARY 19, 2015

Last week was the first time that the benchmark borrowing costs of a developed economy''s government has gone negative for a 10-year duration. Percent Inquiring minds may be wondering about short-term bank-to-bank lending. Futility of Draghi''s Upcoming QE Such is the absolute madness of central bank policy. percent to 0.25

Benchmarking 28

Benchmarking Banking Government Policies 28

MishTalk

SEPTEMBER 5, 2013

s Bill Gross, manager of the world’s biggest bond fund, said investors should buy short-term Treasuries and credit securities that will be bolstered by the Fed’s intent to keep benchmark lending rates at almost zero. benchmark lending rates at almost zero. ". soon be the nearly sole focus of central banks. We recommend.

Benchmarking 66

Benchmarking Banking Insurance Insurance 66

MishTalk

SEPTEMBER 9, 2015

That reduced bank liquidity and helped send the three-month Saudi Interbank Offered Rate, a benchmark used to price many Islamic and conventional loans, to its highest since November. Visit [link] to learn more about wealth management and capital preservation strategies of Sitka Pacific.

Benchmarking 28

Benchmarking Company Banking Data 28

MishTalk

MARCH 3, 2015

In an effort to arrest hyperinflation and general panic over rising food prices, Ukraine''s Central Bank Hikes Benchmark Rate to 30 Percent. Ukraine''s central bank will raise its benchmark refinancing rate to 30 percent from 19.5 The new interest rate, which comes into effect on Wednesday, is the highest for 15 years.

Benchmarking 28

Benchmarking Banking Sales Marketing 28

Organizational Talent Consulting

JULY 24, 2023

A financial services company engaged in investment banking and capital markets estimated the customer benefit of the Space X Falcon 9 reusable rocket. Benchmarking in the process of creating a culture of innovation in hotel companies. million per launch. I like adopting the paradigm of experimentation. Organizational Talent Consulting.

Culture 52

Culture Leadership Journal Study 52

MishTalk

AUGUST 20, 2014

The ruling meant, and banks enforced, the all or none principle. Payments will be made into accounts at the central bank instead of through Bank of New York Mellon Corp., The country’s benchmark restructured bonds due in 2033 fell 2.58 Bondholders can get payment directly from Argentina''s central bank.

Banking 72

Banking Government Benchmarking Resumes 72

MishTalk

AUGUST 28, 2014

The government has reduced disbursements of dollars at the secondary markets in recent weeks,” said Garcia, citing non-public data from the Venezuelan Banking Association. Venezuela’s benchmark dollar bonds due in 2027 fell 0.44 Visit [link] to learn more about wealth management and capital preservation strategies of Sitka Pacific.'

Marketing 76

Marketing Benchmarking Government Survey 76

MishTalk

JANUARY 3, 2016

In an irrational attempt to sponsor inflation, the Swedish central bank, Riksbank, slashed interest rates to -0.35% and conducted several rounds of QE. Some of Scandinavia’s biggest banks are warning investors not to underestimate the risk that the central bank is preparing to intervene in the currency market. Why the panic?

Banking 28

Banking Benchmarking Policies Marketing 28

MishTalk

FEBRUARY 6, 2014

In addition to holding its benchmark rate at 0.25%, the ECB also left the rate it pays on bank deposits unchanged at zero. Banks refusal to lend is not passive tightening. Final Thoughts : It''s not falling prices central banks should fear, but rather asset bubbles. The question is - is there deflation? The answer is no."

Balance Sheet 71

Balance Sheet Banking Retail Policies 71

MishTalk

OCTOBER 22, 2015

The European Central Bank signalled it would expand its €1.1tn quantitative easing programme in December and cut its deposit rate should the slowdown in emerging markets threaten the eurozone’s economic recovery. He said the central bank stood ready to adjust the “size, composition and duration” of its QE package. per cent.

Banking 28

Banking Benchmarking Government Marketing 28

MishTalk

AUGUST 30, 2015

This helped to lift the Shanghai benchmark index from a small loss to end the day up more than 5 per cent. Totally inane growth targets, worthless or near-worthless SOEs, and currency manipulation by China's central bank are obvious problems that helped create a huge property bubble followed by a huge stock market bubble.

Government 28

Government Resumes Benchmarking Banking 28

MishTalk

AUGUST 24, 2015

After spending about $200bn buying shares to prop up falling equity prices over the past seven weeks, Beijing capitulated to market forces on Monday by choosing not to intervene as the benchmark Shanghai Composite Index fell 8.5 The central bank pegged the Franc near the 1.20 What Hath Central Bank Policy Wrought?

Banking 28

Banking Policies Benchmarking Government 28

MishTalk

DECEMBER 25, 2015

It has now taken the first step toward returning its benchmark policy interest rate – the federal funds rate – to a level that imparts neither stimulus nor restraint to the US economy. A majority of financial market participants applaud this strategy. The Bank of Japan is the only market for Japanese government debt.

Financial 28

Financial Marketing Banking Government 28

MishTalk

FEBRUARY 5, 2015

See Black Market in Ukrainian Currency Masks True Extent of Decline; Banks Impose 30% Foreign Exchange Fee; Freely Floating Hryvnia Announced. If and when the Ukrainian National Bank does float the currency, other sites will note the "shocking overnight" plunge. Today, the National Bank said its international reserves had shrunk to $6.4

Banking 28

Banking Benchmarking Policies Conference 28