Harvard Business

DECEMBER 14, 2023

Sponsor Content from Bank Rakyat Indonesia.

Banking 91

Banking Finance 91

Harvard Business

DECEMBER 18, 2023

But right now, there are three forces converging that might transform finance and other industries. The second is a massive migration of tech talent from big finance to big tech. The third is an increased appetite by big tech companies to enter industries like big finance. The first is the explosive growth of AI.

Banking 96

Banking Finance Talent Industry 96

Harvard Business

JUNE 2, 2021

Transparency and trust are at the core of the decentralized finance revolution.

Finance 36

Finance Banking 36

Steve Shu Consulting

SEPTEMBER 2, 2022

a subsidiary of M&T Bank (NYSE: MTB) as part of his podcast series, Capital Conversations. As another example, the younger generation thinks about finance and life very differently than older generations. Last month I chatted with Tony Roth, Chief Investment Officer at Wilmington Trust, N.A.,

Interviews 259

Interviews Management Finance Banking 259

BCG

AUGUST 30, 2016

International trade has tripled as a share of global GDP since 1945, and banks have done well from it. Revenues from trade finance now total approximately $50 billion a year. Documentary trade, traditionally facilitated by letters of credit (LCs) issued by banks, is steadily being replaced by open-account trade.

Finance 74

Finance Banking Agile Efficiency 74

Harvard Business

AUGUST 6, 2024

Stablecoins — cryptocurrencies pegged to an external currency — have the potential to rewire the global financial system, and expose banking and finance to new digital competition. The outcome will be consequential not only for financial institutions but for any company and digital platform that relies on money movement at scale.

Finance 85

Finance Banking Financial Video 85

Tom Spencer

MAY 8, 2016

This post provides you with a high level comparison of management consulting and investment banking. Investment banks help companies raise money for various purposes including investment, acquisitions, and provision of working capital. Traders buy and sell securities with the bank’s money with the aim of making money for the bank.

Banking 60

Banking Consulting Comparison Finance 60

Management Consulted

DECEMBER 16, 2008

The cons of investment banking – the long hours, the repetitive and unengaging nature of the work, the lack of non-finance exit opportunities – mattered far more to me than a 6-figure salary. Cashflow or not, the extra money is substantial and a defining driver of why many people do investment banking. 2 LIFESTYLE.

Banking 272

Banking Boston Consulting Group Consulting Management 272

Harvard Business

MARCH 24, 2023

It became a fixture among startups because it understood their needs better than other banks.

Banking 74

Banking Finance Financial 74

Harvard Business

MAY 29, 2019

Citigroup leading analyst Ronit Ghose, Lemonade Insurance founder and CEO Daniel Schreiber, and OakNorth Bank founder and CEO Rishi Khosla discuss the new possibilities that AI offers the finance industry. Those who manage to use this emerging technology to reduce friction for customers will win.

Finance 30

Finance Insurance Insurance Banking 30

Harvard Business

MAY 29, 2019

Citigroup leading analyst Ronit Ghose, Lemonade Insurance founder and CEO Daniel Schreiber, and OakNorth Bank founder and CEO Rishi Khosla discuss the new possibilities that AI offers the finance industry. Those who manage to use this emerging technology to reduce friction for customers will win.

Finance 28

Finance Insurance Insurance Banking 28

Tom Spencer

OCTOBER 16, 2021

Knowing the ins and outs of upcoming trends in finance is indispensable for any aspiring consultant. A prime example for such a question is how finance is adapting to the issue of climate change, and might assist its mitigation. Green Finance. Final thoughts.

Financial 88

Financial Insurance Insurance Finance 88

BCG

JULY 5, 2016

For all the angst over the disruptive impact of financial technology providers, the smart money in corporate banking sees fintechs as strategic allies, not enemies. Over the past decade, the fintech market has become a hotbed of customer-centric banking innovation.

Banking 75

Banking Small Business Finance Operations 75

Tom Spencer

NOVEMBER 5, 2016

When news broke in late October that some of London’s largest banks were investing in Bitcoin , cryptocurrencies in general got another boost. Beyond hoarding digital currency as a defensive move in the age of DDOS bank robbers, banks are beginning to think about ways that bitcoin could be used within the banking industry globally.

Banking 60

Banking Report Industry Finance 60

MishTalk

AUGUST 13, 2014

Chinese Credit Just Collapsed and shadow banking with it. Shadow Banking Aggregate social financing was 273 bn yuan versus 1500.0 bn expected and prior was 1970 bn implying that shadow banking credit contracted 112 bn in the month. trillion yuan from the previous month, the central bank said today. bn versus 780.0

Banking 77

Banking Finance Journal Report 77

MishTalk

MARCH 21, 2014

Inquiring minds are tuning into a report on the Ponzi finance setup in China. In recent weeks, a trip to the region and further research into China’s shadow banking system have convinced us that China is approaching its “Minsky Moment,” which increases the chances of a disorderly unwind of China’s excesses. Morgan Stanley agrees.

Finance 70

Finance Cash Flow Banking Government 70

Harvard Business

DECEMBER 10, 2018

It is no wonder we came to fear our gender would keep us from achieving the same level of success as our male peers in finance. We turned to those most able to effect change in finance: the professionals actively working in the field. Consider investment banking. finance professionals we studied reported lower numbers.

Finance 41

Finance Banking Interviews Survey 41

Tom Spencer

JANUARY 19, 2024

The Fed influences the world economy Professors in banking and finance often use the metaphor of the economy as a plane and the Fed as the pilot. The federal funds rate determines the cost of interbank borrowing in the overnight money market, which influences the interest rates that banks charge on consumer and business loans.

Banking 88

Banking Policies Government Tools 88

MishTalk

FEBRUARY 21, 2014

I seriously do not understand this "Bad Bank" concept. If for some reason you disagree, please note that Spain now needs a "Bad Bank" for "Bad Banks". Via translation from El Economista, please consider Another bad bank? Hopefully investors in "bad banks" in Spain have learned their lesson.

Banking 67

Banking Government Operations Finance 67

Business Consulting Agency

OCTOBER 18, 2024

For instance, some require a quick cash infusion for working capital, while others need long-term financing for a larger project. Bank Loans Banks offer various loan products, including term loans, lines of credit, and equipment financing. 7(a) Loan Program: The 7(a) loan is the SBA’s most popular loan program.

Small Business 52

Small Business Cash Flow Finance Financial 52

Harvard Business

SEPTEMBER 19, 2018

As banks rush to digitize their operations , many have found that closing their local branches can help maintain a high return on an otherwise pricy transformation. European banks, for example, closed over 9,000 branches in 2016, which represents a 4.6% In the United States, the total number of bank branches has dropped by 8.2%

Banking 28

Banking Research Finance Study 28

Harvard Business

JULY 23, 2024

commercial banks being overexposed to commercial real estate (CRE) have intensified as the global pandemic upended long-held economic assumptions of perpetually subdued inflation, low interest rates, and in-office work. The risks of U.S.

Real Estate 92

Real Estate Banking Conference Analysis 92

MishTalk

DECEMBER 17, 2013

On December 12 the Financial Times reported EU reaches landmark deal on failed banks with a "common rule book for handling failed banks". The next day, a friend commented the banking union agreement proved me wrong. I replied "wait for the details". Some senior officials are warning the proposals are too cumbersome.

Banking 66

Banking Finance Balance Sheet Financial 66

BCG

SEPTEMBER 20, 2016

The bank’s stated purpose: “Empowering people to stay a step ahead in life and in business.” To this end, ING aims to simplify the banking experience, making its services fast, easy, and accessible. He designed and is now spearheading his “Think Forward” strategy, intended to make ING the leading digital bank.

Banking 40

Banking Boston Consulting Group Industry Retail 40

MishTalk

DECEMBER 19, 2013

Please consider Der Spiegel Online article: Not Fit for the Next Crisis: Europe''s Brittle Banking Union. German Finance Minister Wolfgang Schäuble has negotiated a European banking union suited perfectly to his country''s tastes. Here is an interesting article in Der Spiegel Online that echoes recent statements of mine.

Banking 61

Banking Finance Government Financial 61

MishTalk

DECEMBER 22, 2014

Chinese banks have experienced an outflow of deposits for the quarter for first time since 1999. To compete for funds, Chinese banks offer anything from fresh vegetables for small deposits to a Mercedes A180 for deposits big enough and long enough. The effective yield on the Mercedes is approximately seven percent!

Banking 68

Banking Benchmarking Finance Policies 68

Business Consulting Agency

JULY 2, 2024

Bank Loans Traditional bank loans are a popular funding option for small businesses. Banks offer various loan products, including term loans, lines of credit, and equipment financing. To secure a bank loan, you typically need a strong credit history, collateral, and a solid business plan.

Small Business 52

Small Business Banking Financial Finance 52

Steve Shu Consulting

JULY 1, 2018

Lloyds Banking Group: Behavioural Economics Specialist – Digital Banking. Voya: Behavioral Finance | Voya For Professionals. Lemonade: Lemonade Renters & Home Insurance | Protect The Stuff You Love. Mercer: Personalised Pension Videos. Microsoft: Microeconomics – Microsoft Research. NEST: [link].

Examples 150

Examples Boston Consulting Group Mercer Company 150

BCG

SEPTEMBER 25, 2016

Although B2B does not grab as many headlines as C2B, significant pain points still exist for banks’ corporate customers, and the opportunity to solve problems and deliver value is sizable. Indeed, banks that act decisively are in a prime position to be a core partner in corporate treasurers’ digital transformations.

Banking 40

Banking B2B Enterprise Finance 40

Harvard Business

JULY 17, 2017

When I ask students graduating from Harvard Business School what they’re doing next, I often get some version of “I’m going into finance but…” Then they quickly explain that finance is just a way station on the route to nobler goals. How will the crisis of problematic loans in Italian banks be resolved?

Finance 28

Finance Insurance Insurance Financial 28

1 to 1

JANUARY 3, 2022

Businesses across all sectors were sent scrambling as the world largely shut down in the pandemic’s early days, but banks – where brick-and-mortar locations historically were the cornerstone of day-to-day business – faced some of the biggest changes and challenges. The right technology is key. It’s still an evolving journey for us.”.

Banking 26

Banking Conference Talent Company 26

MishTalk

FEBRUARY 25, 2014

Russia’s deputy finance minister said there’s a high chance Ukraine will default. Russia’s Deputy Finance Minister Sergei Storchak echoed those concerns. Lawmakers yesterday moved quickly to appoint Stepan Kubiv, the ex-chairman of Lviv-based VAT Kredobank, to head the central bank after voting out Ihor Sorkin.

Banking 64

Banking Government Finance Financial 64

Harvard Business

OCTOBER 31, 2017

Just over 10 years ago, French bank BNP Paribas froze U.S. There was a run on British bank Northern Rock. Over the next year, many banks fell. Investment bank Bear Stearns collapsed. We expect investment banks to embark on an even more fundamental makeover during the next decade. The New Face of Investment Banks.

Banking 28

Banking Balance Sheet Financial Finance 28

MishTalk

DECEMBER 18, 2013

The Financial Times notes a Big rise in subordinated debt issuance by EU banks Banks have taken advantage of yield-chasing investors to issue $90.7bn of subordinated debt for the year to date, a 41 per cent increase compared to the same period in 2012. It relates to bail-in procedures in the alleged European "banking union".

Banking 62

Banking Balance Sheet Finance Government 62

Harvard Business

APRIL 26, 2017

It’s been more than 25 years since Bill Gates dismissed retail banks as “dinosaurs,” but the statement may be as true today as it was then. Banking for small and medium-sized enterprises (SMEs) has been astonishingly unaffected by the rise of the Internet.

Banking 43

Banking Small Business Oliver Wyman Retail 43

Consulting Matters

JANUARY 5, 2021

You may think you need a lot of money in the bank and a "rolodex" of potential clients and referrals. Guides : Specialized support that can help you specific things you need such as finances, web development, legal issues, social media marketing, etc. Allies: People who are seeking the same type of success you are.

Consulting 294

Consulting Case Studies Case Study Finance 294

MishTalk

DECEMBER 26, 2014

Next year will be a very important year for China because possible strains in the banking system and the intensity with which the reformers present their case will give us a better sense both of how much debt capacity the country retains and of how well positioned Xi Jinping and his allies are to implement the needed reforms.

Banking 62

Banking System Benchmarking Finance 62