Harvard Business

JULY 23, 2024

commercial banks being overexposed to commercial real estate (CRE) have intensified as the global pandemic upended long-held economic assumptions of perpetually subdued inflation, low interest rates, and in-office work. The risks of U.S.

Real Estate 254

Real Estate Banking Conference Analysis 254

Management Consulted

APRIL 20, 2014

He has a really cool history – international i-banking, college football, and more – and THEN he spent 2 years networking his way into a job at PwC. where I worked for IMG (international marketing group) at the Winter Olympics. I then took another internship in finance with Merrill Lynch. Talk about tenacity!

Consulting 204

Consulting Interviews Recruitment Recruiting 204

BCG

AUGUST 30, 2016

International trade has tripled as a share of global GDP since 1945, and banks have done well from it. Revenues from trade finance now total approximately $50 billion a year. Documentary trade, traditionally facilitated by letters of credit (LCs) issued by banks, is steadily being replaced by open-account trade.

Finance 74

Finance Banking Agile Efficiency 74

MishTalk

AUGUST 13, 2014

Chinese Credit Just Collapsed and shadow banking with it. Shadow Banking Aggregate social financing was 273 bn yuan versus 1500.0 bn expected and prior was 1970 bn implying that shadow banking credit contracted 112 bn in the month. trillion yuan from the previous month, the central bank said today. bn versus 780.0

Banking 78

Banking Finance Journal Report 78

MishTalk

MARCH 21, 2014

Inquiring minds are tuning into a report on the Ponzi finance setup in China. We have described in detail over the past two years how we believe China’s twin excesses (excessive investment funded by excessive debt) will inevitably unwind, causing a substantial slowdown in China’s economy, significantly below market expectations.

Finance 75

Finance Cash Flow Banking Government 75

Consulting Matters

JANUARY 5, 2021

You may think you need a lot of money in the bank and a "rolodex" of potential clients and referrals. Guides : Specialized support that can help you specific things you need such as finances, web development, legal issues, social media marketing, etc. Allies: People who are seeking the same type of success you are.

Consulting 294

Consulting Case Study Case Studies Finance 294

Management Consulted

AUGUST 1, 2013

Oliver Wyman’s CEO, John Drzik, states that the long-term aspiration is to be recognized widely in the market as the gold standard in consulting. And, of course, their claim to fame, Financial Services , is broken down into even more practices including: Finance and Risk. Corporate and Institutional Banking.

Oliver Wyman 201

Oliver Wyman Interviews Mercer NERA Economic Consulting 201

MishTalk

FEBRUARY 21, 2014

I seriously do not understand this "Bad Bank" concept. If for some reason you disagree, please note that Spain now needs a "Bad Bank" for "Bad Banks". Via translation from El Economista, please consider Another bad bank? Hopefully investors in "bad banks" in Spain have learned their lesson.

Banking 73

Banking Government Operations Finance 73

BCG

JULY 5, 2016

For all the angst over the disruptive impact of financial technology providers, the smart money in corporate banking sees fintechs as strategic allies, not enemies. Over the past decade, the fintech market has become a hotbed of customer-centric banking innovation.

Banking 75

Banking Small Business Finance Operations 75

Tom Spencer

JUNE 30, 2023

The financial services industry comprises firms that operate across a range of sectors: Asset & Wealth Management, Banking & Capital Markets, and Insurance. In simple terms, asset management firms are the ‘manufacturers’ of investment products (e.g., clients can purchase iShares on the RBC Wealth platform).

Banking 78

Banking Management Real Estate Insurance 78

Harvard Business

OCTOBER 31, 2017

Just over 10 years ago, French bank BNP Paribas froze U.S. The market panicked. There was a run on British bank Northern Rock. Over the next year, many banks fell. Investment bank Bear Stearns collapsed. We expect investment banks to embark on an even more fundamental makeover during the next decade.

Banking 71

Banking Balance Sheet Financial Finance 71

Harvard Business

JULY 17, 2017

When I ask students graduating from Harvard Business School what they’re doing next, I often get some version of “I’m going into finance but…” Then they quickly explain that finance is just a way station on the route to nobler goals. How will the crisis of problematic loans in Italian banks be resolved?

Finance 71

Finance Insurance Insurance Financial 71

Tom Spencer

AUGUST 16, 2024

Despite many current applications being small-scale pilot projects, the promise of Gen AI to revolutionise banking operations and enhance customer experiences is becoming clear. The AI model aims to help financial advisors quickly find and synthesize answers to investing and finance queries and offer highly personalized insights on the spot.

Banking 78

Banking Financial Operations Data 78

Harvard Business

SEPTEMBER 25, 2017

It has been 10 years since the global financial crisis, and the fall-out continues in the industry that was at its epicenter: banking. There has been a truly dramatic retrenchment from foreign markets, making banking a rare case of an industry becoming less, rather than more, global. For some banks, the answer is simply: Yes.

Banking 71

Banking Balance Sheet McKinsey Finance 71

MishTalk

DECEMBER 22, 2014

Chinese banks have experienced an outflow of deposits for the quarter for first time since 1999. Customers are attracted to trust funds and the stock market which has been on a tear, up 43% in the last six months. Loan Financing Scheme Will Implode Think Chinese banks can lend money at rates that exceed 7 percent safely?

Banking 74

Banking Benchmarking Finance Policies 74

Harvard Business

JUNE 22, 2016

They include new enterprises such as Orbian , Prime Revenue , C2FO , Taulia , and Ariba as well as new operations launched by traditional financial service firms such as Citi Group, HSBC, BNP Paribas, and Deutsche Bank. This improved working capital can be used to fund growth in new markets. FinTechs typically act like brokers.

Transportation 129

Transportation Finance Financial Banking 129

Tom Spencer

MAY 8, 2016

This post provides you with a high level comparison of management consulting and investment banking. Investment banks help companies raise money for various purposes including investment, acquisitions, and provision of working capital. Traders buy and sell securities with the bank’s money with the aim of making money for the bank.

Banking 60

Banking Consulting Comparison Finance 60

Tom Spencer

NOVEMBER 9, 2019

The Business of Banking. Banks are intermediaries for capital and hold the risk when supply and demand is not perfectly balanced. Commercial Banking. A bank, on the other hand, can diversify this credit risk and reduce the average cost of vetting each loan by lending to many borrowers. Investment Banking.

Banking 12

Banking Industry Balance Sheet Retail 12

Management Consulted

OCTOBER 3, 2012

The prize for best answer was a FREE Consulting Case Bank and The Consulting Bible 3rd edition – a HUGE giveaway – so we weren’t surprised when we heard from so many of you. market for latex condoms. Recently, Mayer Laboratories sued Church and Dwight, Trojan’s parent company, for illegally monopolizing the market.

Consulting 204

Consulting Case Interview Interviews Engineering 204

Harvard Business

JANUARY 20, 2017

Much has been made of the fact that a new breed of financial technology (or fintech) companies is unbundling banks in the developed world. Startups are attacking all of the components of the traditional bank value proposition (e.g., Sidian Bank in Kenya has a similar program. However, there are signs that this is changing.

Banking 70

Banking Company Financial Finance 70

Consulting Matters

JANUARY 29, 2020

The presence of money fears can be good if they act as alerts to be strategic about investments and with marketing and sales. When I started my business, I was a single mom with only $200 in the bank. I had just come through a divorce the decimated my finances. It's just not smart marketing. You can master marketing too.

Consulting 177

Consulting How To Talent Training 177

Harvard Business

OCTOBER 5, 2016

While meeting this challenge is a clear priority for policy makers and donors, it is also a major profit opportunity for commercial players who can solve market failures and create real value. Micro-insurance is not at scale anywhere except when heavily subsidized by government, a market we hope technology may change in the future.

Insurance 129

Insurance Insurance Financial Banking 129

Harvard Business

APRIL 4, 2016

For populations living so far off the economic grid that traditional banks have never considered them as a source of new business, the availability of mobile technology is lifting the bane of cash dependency and opening a door to the mainstream of the global economy.

Banking 70

Banking Insurance Insurance Financial 70

Harvard Business

MARCH 2, 2017

It’s not surprising that some of the closer-to-market applications of the technology are in the financial sector. Central banks are also actively exploring the opportunities and challenges a fiat-backed , digital currency would entail for monetary policy, taxation, and lending.

Finance 70

Finance Financial Video Government 70

MishTalk

JANUARY 20, 2014

Michigan Live reports Highland Park pensions in jeopardy if Fifth Third Bank halts loan payments. The city of Highland Park is operating on financial fumes and the pensions of its retirees could be in jeopardy if Fifth Third, one of the banks providing loans to the municipality, cuts of the money stream.

Banking 76

Banking Finance Financial Report 76

MishTalk

OCTOBER 27, 2014

Central Banks and the Business Cycle I like it when someone besides a few financial bloggers takes the gloves off and starts asking some hard-hitting questions. The problem is that at these stratospheric valuations, the market does not need to suffer an ACTUAL recession to see a crash. Emphasis in italics is mine.

Banking 74

Banking Policies Financial Marketing 74

MishTalk

DECEMBER 10, 2013

France Finance Minister in Complete Denial Those of you seeking still more amusement can find it in one of the usual places: statements made by French politicians. This week the Bank of France upped its forecast for fourth-quarter growth to 0.5 Amusingly, analysts polled by Dow Jones Newswires had expected a 0.2% per cent in 2015.

Finance 75

Finance Industry Data Report 75

MishTalk

OCTOBER 1, 2014

On Tuesday evening, Argentine President Cristina Fernández accused Juan Carlos Fábrega, head of Argentina’s central bank, of " provoking a devaluation of the peso ". In response Head of Argentine Central Bank Quits. Black Market Rate Shows 78% Decline The black market exchange rate is about 14 pesos to the dollar.

Banking 68

Banking Government Benchmarking Journal 68

Tom Spencer

APRIL 6, 2014

CENTRAL banks continue to finance government spending by easing monetary policy in order to help economies get back to “potential output” (It remains unclear whether Grand High Priest Bernanke slaughters a lamb before proclaiming what the level of “potential output” should be for the US economy.

Banking 88

Banking Policies Government Finance 88

Tom Spencer

OCTOBER 16, 2021

Knowing the ins and outs of upcoming trends in finance is indispensable for any aspiring consultant. A prime example for such a question is how finance is adapting to the issue of climate change, and might assist its mitigation. Green Finance. Final thoughts.

Financial 88

Financial Insurance Insurance Finance 88

MishTalk

DECEMBER 26, 2014

Next year will be a very important year for China because possible strains in the banking system and the intensity with which the reformers present their case will give us a better sense both of how much debt capacity the country retains and of how well positioned Xi Jinping and his allies are to implement the needed reforms.

Banking 71

Banking System Benchmarking Finance 71

Harvard Business

MARCH 22, 2018

My perspective and approach to misconduct risk are influenced by my work as a bank supervisor, and by my background and training as an economist. In my view, bank supervision must include attention to the culture at financial firms, not just to their financial safety and soundness. Market Failures and Misconduct Risk.

Culture 133

Culture Company Financial Banking 133

MishTalk

DECEMBER 11, 2014

Since early 2010, energy producers have raised $550 billion of new bonds and loans as the Federal Reserve held borrowing costs near zero, according to Deutsche Bank AG. percent in June, according to Bank of America Merrill Lynch index data. CJES), postponed financings this month as sentiment soured. percent this week from 5.7

Energy 78

Energy Marketing Benchmarking Cash Flow 78

Consulting Matters

NOVEMBER 12, 2020

And then to complicate my challenges, I found myself in an unexpected divorce that literally decimated my finances. I was now a single mom with only $200 in the bank. Stepping outside my comfort zone and expanding the edge of my competence not just delivered a marketing tool that established me as an expert and brought clients to me.

Consulting 296

Consulting Travel Tools Company 296

MishTalk

AUGUST 15, 2014

Michel Sapin, France’s finance minister, sent tremors through European capitals with a defiant warning that his country would no longer try to meet its deficit targets and would not inflict further damage on its economy by tightening into the downturn. Italy is already in a triple-dip recession. Friendly Guy" says the US should.

Finance 70

Finance Government Banking Policies 70

Tom Spencer

MAY 18, 2019

These asset classes can include public equities/stocks, fixed income/bonds, money markets, commodities, infrastructure, real estate and alternative strategies – including hedge funds, private equity and venture capital. As such, asset manager performance tends to be correlated with stock market performance. Franklin Resources.

Industry 113

Industry Real Estate Management Retail 113

MishTalk

NOVEMBER 2, 2014

China Momentum The world is now reduced to: Japan QE Infinite (Helicopter money next) – BOJ is buying more than 100% of issuance from Ministry of Finance now! Safe travels, Steen Three Key Steen Opinions Japan QE Infinite (Helicopter money next) – BOJ is buying more than 100% of issuance from Ministry of Finance now!

Banking 71

Banking Engineering Finance Policies 71