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Use Data to Fix the Small Business Lending Gap

Harvard Business

In the past, a community bank would have a relationship with the businesses on Main Street, and when it came time for a loan, there would be a wealth of informal information to augment the loan application. And they are allowing new sources of capital such as peer-to-peer lending to replace traditional bank capital.

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What’s Driving Superstar Companies, Industries, and Cities

Harvard Business

To analyze the superstar dynamics of firms, our metric was economic profit, a measure of a firm’s profit above and beyond opportunity cost. (To The top 10% of the firms we analyzed — the superstars by our metric — create 80% of all the economic value, meaning they account for 80% of economic profits.

Industry 133
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There Are Two Types of Performance — but Most Organizations Only Focus on One

Harvard Business

Every step of the process was measured, and real-time metrics were easily accessible. Three finance professors once asked more than 400 executives what they would do if their quarterly earnings targets were at risk. In an experiment, we approached the call center of a bank’s consumer loans business. (We’ve

Metrics 138
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Asset Management – Industry Overview (Part 1 of 4)

Tom Spencer

Due to the steady nature of the business (taking a percentage of assets under management each year is a pretty sweet deal), asset managers have a business valued more like a basic corporate than other financial institutions such as banks and insurers. Image: Pexels.

Industry 113
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What the Data Tells Us About Immigrant Executives in the U.S.

Harvard Business

Consumer Products and Banking and Finance are two other major concentration industries. This is probably to be expected, since Europe comes second to the U.S. in terms of being home to some of the world’s top universities. Where do they work?

Data 147
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Integrate Analytics Across Your Entire Business

Harvard Business

Identify the right metrics that “move the needle.” Selecting the right critical metrics is a cornerstone of success as it brings focus and clarity on what matters most to the business. Establish a center of gravity for analytics. Next, create an Analytics Center of Excellence (CoE) that spans the enterprise.

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Why We Need to Update Financial Reporting for the Digital Era

Harvard Business

Since then, we interviewed several chief financial officers (CFOs) of leading technology companies and senior analysts of investment banks who follow technology companies. This notion, that risk is a desirable feature, can seem like sacrilege to anyone who’s taken an introductory finance course.