BCG

JULY 5, 2016

For all the angst over the disruptive impact of financial technology providers, the smart money in corporate banking sees fintechs as strategic allies, not enemies. Over the past decade, the fintech market has become a hotbed of customer-centric banking innovation.

Banking 75

Banking Small Business Finance Operations 75

Tom Spencer

JUNE 30, 2023

The financial services industry comprises firms that operate across a range of sectors: Asset & Wealth Management, Banking & Capital Markets, and Insurance. Distribution Channels The wealth management landscape consists of a range of distribution channels, ranging from high touch (i.e.,

Banking 78

Banking Management Real Estate Insurance 78

Tom Spencer

MAY 8, 2016

This post provides you with a high level comparison of management consulting and investment banking. Investment banks help companies raise money for various purposes including investment, acquisitions, and provision of working capital. Traders buy and sell securities with the bank’s money with the aim of making money for the bank.

Banking 60

Banking Consulting Comparison Finance 60

MishTalk

FEBRUARY 21, 2014

I seriously do not understand this "Bad Bank" concept. If for some reason you disagree, please note that Spain now needs a "Bad Bank" for "Bad Banks". Via translation from El Economista, please consider Another bad bank? Hopefully investors in "bad banks" in Spain have learned their lesson.

Banking 60

Banking Government Operations Finance 60

MishTalk

MARCH 21, 2014

Inquiring minds are tuning into a report on the Ponzi finance setup in China. In recent weeks, a trip to the region and further research into China’s shadow banking system have convinced us that China is approaching its “Minsky Moment,” which increases the chances of a disorderly unwind of China’s excesses. Morgan Stanley agrees.

Finance 63

Finance Cash Flow Banking Government 63

Management Consulted

OCTOBER 3, 2012

The prize for best answer was a FREE Consulting Case Bank and The Consulting Bible 3rd edition – a HUGE giveaway – so we weren’t surprised when we heard from so many of you. No other occupation offers you an insight into corporate strategy or operations in such a short time. This left me with few options.

Consulting 204

Consulting Case Interview Interviews Engineering 204

Consulting Matters

JANUARY 29, 2020

In the past you operated in a compensation model where you do work and then get paid. Now you're operating in a return on investment model where you invest your money, time and talents in your business with the expectation of a return. When I started my business, I was a single mom with only $200 in the bank.

Consulting 177

Consulting How To Talent Training 177

MishTalk

DECEMBER 17, 2013

On December 12 the Financial Times reported EU reaches landmark deal on failed banks with a "common rule book for handling failed banks". The next day, a friend commented the banking union agreement proved me wrong. I replied "wait for the details". Some senior officials are warning the proposals are too cumbersome.

Banking 59

Banking Finance Balance Sheet Financial 59

MishTalk

JANUARY 20, 2014

Michigan Live reports Highland Park pensions in jeopardy if Fifth Third Bank halts loan payments. The city of Highland Park is operating on financial fumes and the pensions of its retirees could be in jeopardy if Fifth Third, one of the banks providing loans to the municipality, cuts of the money stream.

Banking 66

Banking Finance Financial Report 66

Management Consulted

JANUARY 29, 2017

Here are 6 ways to prepare for consulting as you wait for the next chance to drop that resume: 1) Go work for a brand name company, but do something that is sales, operations, or strategy related. 4) Get a job in finance, but not personal finance (financial advisory consulting or in an internal finance department of a company).

Consulting 100

Consulting Finance Resumes Healthcare 100

Tom Spencer

MAY 18, 2019

Due to the steady nature of the business (taking a percentage of assets under management each year is a pretty sweet deal), asset managers have a business valued more like a basic corporate than other financial institutions such as banks and insurers. Operating Margins. Image: Pexels.

Industry 113

Industry Real Estate Management Retail 113

Tom Spencer

JUNE 9, 2023

In the digital age, businesses are constantly seeking innovative ways to gain a competitive edge and streamline their operations. From enhancing customer experiences to optimizing decision-making processes, AI is reshaping the way businesses operate and opening up new possibilities for growth.

Data 147

Data Operations Efficiency System 147

Consultant Ninja

MARCH 23, 2009

Friedman Billings Ramsey was hot back in 2005 - boutique investment bank, middle market, a cool FBR acronym. The investment bank still operates as FBR Capital Markets. It is probably better explained by decent execution of a decent strategy during a REALLY GREAT time to be in finance. Monday, March 23, 2009. The ANALyst.

Oliver Wyman 100

Oliver Wyman Consulting Airlines McKinsey 100

Tom Spencer

SEPTEMBER 29, 2011

Established in 1989, Accenture operates in more than 120 countries worldwide. Founded in 1983, A&M operates in 38 cities worldwide. Applied Value offers strategy, finance, and operations management services. Kearney operates across 55 locations world wide. 30/F, One International Finance Centre.

Oliver Wyman 107

Oliver Wyman Strategy& Strategy Strategy 107

MishTalk

JULY 14, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Expect Another "Bad Bank" Bailout in Spain; Humorous Details of Sarebs Property Assets. Spains bad bank, Sareb, has plans to unload 45,000 distressed properties in five years, over 7,500 of them in 2013. Expect Another Bad Bank Bailout. Home Builders.

Banking 64

Banking Analysis Trends Real Estate 64

Tom Spencer

OCTOBER 8, 2016

In the fall of 2015, after spending two years in a small town in the Ruhr Valley starting to learn German (I will appreciate Mark Twain’s perspective on the sprache so much better going forward), I moved to Frankfurt to begin my Executive MBA at the Frankfurt School of Finance and Management. Germany is more interesting.

Education 83

Education Finance Enterprise Banking 83

Tom Spencer

OCTOBER 24, 2020

Consolidation in the banking industry. Central bank digital currencies ( CBDCs ) will be backed by nation states, which will make them useful as a means of payment. However, confidence could be shaken if central banks print too much of them, or if user privacy is violated. Regulatory risk. Centralization of goods markets.

Banking 88

Banking Government System Policies 88

Management Consulted

OCTOBER 30, 2016

Finance – A Finance degree not only shows that you’re proficient in math, but also implies you’re inquisitive and like to get to the root of problems. To be specific, a degree in finance shows that you not only know the numbers, but can communicate them in a way that is easy to understand.

Consulting 100

Consulting Engineering Finance Case Interview 100

Management Consulted

JANUARY 20, 2014

However, today BearingPoint is emerging as a player in the operations and technology scene, especially in Europe, and has re-established an impressive growth trajectory. Now, BearingPoint is operated as a Netherlands-based partnership which consisted of 120 partners in 14 countries throughout Europe. Supply Chain & Operations.

BearingPoint 139

BearingPoint Interviews Oliver Wyman Capgemini 139

Tom Spencer

MARCH 11, 2022

A few experiential learning opportunities to look for on campus include consulting clubs, finance clubs, student government, and technology development teams. As a result, students get a glimpse into what working in a particular space may feel like such as consulting, finance, politics, or technology. Opportunities on-campus.

Finance 88

Finance Government Industry Consulting 88

Management Consulted

JULY 2, 2017

The industry focus in Boston is on Financial Services, Wealth & Asset Management, Banking & Capital Markets, Insurance, Technology, Life Sciences & Health, and Private Equity. Lots of things – from strategy, operations, and risk management to organizational transformation and leadership development.

Oliver Wyman 72

Oliver Wyman Mercer Consulting Deloitte 72

MishTalk

JUNE 27, 2014

A Tianjin local-government financing vehicle connected to the developments said revenue fell 68 percent in 2013 to an amount that’s less than one-third of debt due this year. Sales of bonds by local-government vehicles to repay bank loans are just “buying time,” he said.

Hotels 76

Hotels Banking Government Construction 76

Harvard Business

APRIL 26, 2017

It’s been more than 25 years since Bill Gates dismissed retail banks as “dinosaurs,” but the statement may be as true today as it was then. Banking for small and medium-sized enterprises (SMEs) has been astonishingly unaffected by the rise of the Internet.

Banking 41

Banking Small Business Oliver Wyman Retail 41

Tom Spencer

OCTOBER 12, 2019

Cryptocurrency has often been a divisive and controversial topic in the world of finance and economics. To begin, I’ll discuss the role of central banks throughout history as one of the primary purposes of Bitcoin was to eliminate the need for central banks, usurping the role of these traditionally powerful entities.

Banking 60

Banking System Finance Financial 60

Tom Spencer

OCTOBER 5, 2019

Cryptocurrency has often been a divisive and controversial topic in the world of finance and economics. To begin, I’ll discuss the role of central banks throughout history as one of the primary purposes of Bitcoin was to eliminate the need for central banks, usurping the role of these traditionally powerful entities.

Banking 60

Banking System Finance Financial 60

Tom Spencer

NOVEMBER 19, 2016

From at least Roman times, the low-lying city, bifurcated by the welcoming River Main, has been a hotspot for global endeavours that changed the nature of many industries – including but not limited to banking. These days, Frankfurt is not just Europe’s banking centre and home to the European Central Bank.

Banking 60

Banking Insurance Insurance B2B 60

Tom Spencer

NOVEMBER 17, 2018

Many an economics and finance course later, I see that the layers of complexities to the 2008 financial crisis are innumerable. This is because the initial trigger for the crisis was reliance by major banks, particularly those in the United States, on mortgage backed securities as collateral. It all seemed so clear.

Financial 60

Financial Banking Balance Sheet Cash Flow 60

Tom Spencer

JULY 6, 2019

The idea that technology can be configured to drastically improve the delivery and usability of finance began taking off following the financial crisis of 2008, when consumer distrust for traditional banks combined with the increasing popularity and functionality of smartphone apps.

Financial 60

Financial Banking System Finance 60

Tom Spencer

JUNE 24, 2022

Blockchain has already had a significant impact in the finance industry with the global cryptocurrency market cap now exceeding $1 trillion. Immutability and security are vital to the operation of government and business due to the sensitive information these institutions gatekeep. In contrast, Singapore supports cryptocurrency.

Government 88

Government Insurance Insurance System 88

Tom Spencer

JANUARY 7, 2017

Blockchain , the underlying technology used by Bitcoin , has implications that reach far beyond the financial services community and banks. Blockchain systems operate as a kind of distributed database that store immutable (that is, non-changeable and verifiable) transactional records stored as “blocks” of information.

Insurance 74

Insurance Insurance Banking Government 74

Tom Spencer

APRIL 1, 2022

Blockchain technology is making a strong impact in the finance industry due to the fact that it enables decentralization and direct peer-to-peer transactions. Removing the financial intermediary, i.e. the bank, can increase convenience, efficiency, and security. Blockchain technology offers to remove this point of failure.

Energy 88

Energy Banking System Financial 88

Management Consulted

JULY 15, 2015

The group’s travel-related operations, led by 51%-owned Virgin Atlantic Airways, are among its largest cash generators. Virgin Atlantic flies to 30 destinations around the world with a surprisingly small fleet of 40 aircraft, complemented by its Australian low-fare cousin, Virgin Blue, which operates a fleet of some 80 aircraft.

Groups 100

Groups Culture Interviews Travel 100

Harvard Business

SEPTEMBER 19, 2018

As banks rush to digitize their operations , many have found that closing their local branches can help maintain a high return on an otherwise pricy transformation. European banks, for example, closed over 9,000 branches in 2016, which represents a 4.6% In the United States, the total number of bank branches has dropped by 8.2%

Banking 28

Banking Research Finance Study 28

MishTalk

AUGUST 19, 2014

Point by Point Look Tamny : "It’s well known that some Austrians have a major problem with ''fractional reserve banking'' whereby banks pay for liabilities (deposits) by virtue of turning those liabilities into assets (interest paying loans). In fact, he makes it clear he is clueless as to where the money banks lend even come from.

Banking 75

Banking Marketing Examples eBook 75

MishTalk

DECEMBER 31, 2013

France managed. Here are some headlines. Billion Lower than Expected; Poll Shows 92% Do Not Believe Hollande''s Tax Promises November 29, 2013: Montebourg Targets UGAP Over "Made in France" November 03, 2013: "France is Not a Cash Cow"; Riots Over Ecotax Continue; Is Anyone Happy?

Finance 64

Finance Insurance Insurance Construction 64

MishTalk

FEBRUARY 4, 2014

Today, the New York Times reports Detroit Turns Bankruptcy Into Challenge of Banks. Orr, seeks to invalidate complex transactions that helped finance Detroit’s pension system in 2005. In a not-so-veiled criticism, the city said the deal was done “at the prompting of investment banks that would profit handsomely from the transaction.”

Insurance 58

Insurance Insurance Banking Finance 58

Management Consulted

FEBRUARY 5, 2009

Do you sweat when nervously thinking about how Disney can expand its operations in Brazil? I knew your course focused on strategy consulting – but after reading everything you covered, I figured much of the stuff would overlap with technology and operations consulting too. Am I glad I bought it!! I almost laughed out loud.

Case Interview 175

Case Interview Bain McKinsey Interviews 175