Management Consulted

DECEMBER 16, 2008

The cons of investment banking – the long hours, the repetitive and unengaging nature of the work, the lack of non-finance exit opportunities – mattered far more to me than a 6-figure salary. Cashflow or not, the extra money is substantial and a defining driver of why many people do investment banking. 2 LIFESTYLE.

Banking 272

Banking Boston Consulting Group Consulting Management 272

BCG

JULY 5, 2016

For all the angst over the disruptive impact of financial technology providers, the smart money in corporate banking sees fintechs as strategic allies, not enemies. Over the past decade, the fintech market has become a hotbed of customer-centric banking innovation.

Banking 75

Banking Small Business Finance Operations 75

Business Consulting Agency

OCTOBER 18, 2024

Whether you’re looking to purchase equipment, hire employees, or expand operations, the right funding can make a substantial difference. For instance, some require a quick cash infusion for working capital, while others need long-term financing for a larger project. A good business credit profile boosts credibility with lenders.

Small Business 52

Small Business Cash Flow Finance Financial 52

MishTalk

FEBRUARY 21, 2014

I seriously do not understand this "Bad Bank" concept. If for some reason you disagree, please note that Spain now needs a "Bad Bank" for "Bad Banks". Via translation from El Economista, please consider Another bad bank? Hopefully investors in "bad banks" in Spain have learned their lesson.

Banking 63

Banking Government Operations Finance 63

MishTalk

MARCH 21, 2014

Inquiring minds are tuning into a report on the Ponzi finance setup in China. In recent weeks, a trip to the region and further research into China’s shadow banking system have convinced us that China is approaching its “Minsky Moment,” which increases the chances of a disorderly unwind of China’s excesses. Morgan Stanley agrees.

Finance 65

Finance Cash Flow Banking Government 65

Tom Spencer

JUNE 9, 2023

In the digital age, businesses are constantly seeking innovative ways to gain a competitive edge and streamline their operations. From enhancing customer experiences to optimizing decision-making processes, AI is reshaping the way businesses operate and opening up new possibilities for growth.

Data 147

Data Operations Efficiency System 147

Harvard Business

SEPTEMBER 19, 2018

As banks rush to digitize their operations , many have found that closing their local branches can help maintain a high return on an otherwise pricy transformation. European banks, for example, closed over 9,000 branches in 2016, which represents a 4.6% In the United States, the total number of bank branches has dropped by 8.2%

Banking 28

Banking Research Finance Study 28

MishTalk

DECEMBER 17, 2013

On December 12 the Financial Times reported EU reaches landmark deal on failed banks with a "common rule book for handling failed banks". The next day, a friend commented the banking union agreement proved me wrong. I replied "wait for the details". Some senior officials are warning the proposals are too cumbersome.

Banking 61

Banking Finance Balance Sheet Financial 61

Tom Spencer

MARCH 11, 2022

A few experiential learning opportunities to look for on campus include consulting clubs, finance clubs, student government, and technology development teams. As a result, students get a glimpse into what working in a particular space may feel like such as consulting, finance, politics, or technology. Opportunities on-campus.

Finance 88

Finance Government Industry Consulting 88

Management Consulted

JANUARY 29, 2017

Here are 6 ways to prepare for consulting as you wait for the next chance to drop that resume: 1) Go work for a brand name company, but do something that is sales, operations, or strategy related. 4) Get a job in finance, but not personal finance (financial advisory consulting or in an internal finance department of a company).

Consulting 100

Consulting Finance Resumes Healthcare 100

Harvard Business

APRIL 26, 2017

It’s been more than 25 years since Bill Gates dismissed retail banks as “dinosaurs,” but the statement may be as true today as it was then. Banking for small and medium-sized enterprises (SMEs) has been astonishingly unaffected by the rise of the Internet.

Banking 43

Banking Small Business Oliver Wyman Retail 43

MishTalk

JANUARY 20, 2014

Michigan Live reports Highland Park pensions in jeopardy if Fifth Third Bank halts loan payments. The city of Highland Park is operating on financial fumes and the pensions of its retirees could be in jeopardy if Fifth Third, one of the banks providing loans to the municipality, cuts of the money stream.

Banking 69

Banking Finance Financial Report 69

Consulting Matters

JANUARY 29, 2020

In the past you operated in a compensation model where you do work and then get paid. Now you're operating in a return on investment model where you invest your money, time and talents in your business with the expectation of a return. When I started my business, I was a single mom with only $200 in the bank.

Consulting 177

Consulting How To Talent Training 177

Tom Spencer

OCTOBER 12, 2019

Cryptocurrency has often been a divisive and controversial topic in the world of finance and economics. To begin, I’ll discuss the role of central banks throughout history as one of the primary purposes of Bitcoin was to eliminate the need for central banks, usurping the role of these traditionally powerful entities.

Banking 60

Banking System Finance Financial 60

Tom Spencer

OCTOBER 5, 2019

Cryptocurrency has often been a divisive and controversial topic in the world of finance and economics. To begin, I’ll discuss the role of central banks throughout history as one of the primary purposes of Bitcoin was to eliminate the need for central banks, usurping the role of these traditionally powerful entities.

Banking 60

Banking System Finance Financial 60

Tom Spencer

MAY 18, 2019

Due to the steady nature of the business (taking a percentage of assets under management each year is a pretty sweet deal), asset managers have a business valued more like a basic corporate than other financial institutions such as banks and insurers. Operating Margins. Image: Pexels.

Industry 113

Industry Real Estate Management Retail 113

Harvard Business

OCTOBER 31, 2017

Just over 10 years ago, French bank BNP Paribas froze U.S. There was a run on British bank Northern Rock. Over the next year, many banks fell. Investment bank Bear Stearns collapsed. We expect investment banks to embark on an even more fundamental makeover during the next decade. The New Face of Investment Banks.

Banking 28

Banking Balance Sheet Financial Finance 28

Management Consulted

JULY 22, 2013

From the variety of work and access to C-level executives to the wide array of exit opportunities, strategy operations consulting far surpassed financial advisory consulting as our recommended career to pursue. Find it here: 5 reasons to choose strategy operations over financial advisory consulting. Missed part one? Well…sure.

Financial 194

Financial Consulting Strategy& Strategy 194

Tom Spencer

OCTOBER 24, 2020

Consolidation in the banking industry. Central bank digital currencies ( CBDCs ) will be backed by nation states, which will make them useful as a means of payment. However, confidence could be shaken if central banks print too much of them, or if user privacy is violated. Regulatory risk. Centralization of goods markets.

Banking 88

Banking Government System Policies 88

Tom Spencer

JULY 6, 2019

The idea that technology can be configured to drastically improve the delivery and usability of finance began taking off following the financial crisis of 2008, when consumer distrust for traditional banks combined with the increasing popularity and functionality of smartphone apps.

Financial 60

Financial Banking System Finance 60

Tom Spencer

NOVEMBER 17, 2018

Many an economics and finance course later, I see that the layers of complexities to the 2008 financial crisis are innumerable. This is because the initial trigger for the crisis was reliance by major banks, particularly those in the United States, on mortgage backed securities as collateral. It all seemed so clear.

Financial 60

Financial Banking Balance Sheet Cash Flow 60

Tom Spencer

JUNE 24, 2022

Blockchain has already had a significant impact in the finance industry with the global cryptocurrency market cap now exceeding $1 trillion. Immutability and security are vital to the operation of government and business due to the sensitive information these institutions gatekeep. In contrast, Singapore supports cryptocurrency.

Government 88

Government Insurance Insurance System 88

Tom Spencer

APRIL 1, 2022

Blockchain technology is making a strong impact in the finance industry due to the fact that it enables decentralization and direct peer-to-peer transactions. Removing the financial intermediary, i.e. the bank, can increase convenience, efficiency, and security. Blockchain technology offers to remove this point of failure.

Energy 88

Energy Banking System Financial 88

Harvard Business

OCTOBER 24, 2016

Given their size and appetite for diversification, these gigantic investors are a significant source of financing for many companies and governments in the developed world, and their investment activities can and do move markets.

Operations 28

Operations Finance Media Financial 28

Tom Spencer

NOVEMBER 19, 2016

From at least Roman times, the low-lying city, bifurcated by the welcoming River Main, has been a hotspot for global endeavours that changed the nature of many industries – including but not limited to banking. These days, Frankfurt is not just Europe’s banking centre and home to the European Central Bank.

Banking 60

Banking Insurance Insurance B2B 60

Tom Spencer

MARCH 17, 2023

This idea has been echoed by some of the most influential figures in the business and finance world, including Professor Michael Porter, Michael Lewis, and Warren Buffett. Investment banks made huge profits along the way, and often knew that these securities were overvalued and going to fail.

Ethics 78

Ethics Financial Cash Flow Real Estate 78

MishTalk

JULY 14, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Expect Another "Bad Bank" Bailout in Spain; Humorous Details of Sarebs Property Assets. Spains bad bank, Sareb, has plans to unload 45,000 distressed properties in five years, over 7,500 of them in 2013. Expect Another Bad Bank Bailout. Home Builders.

Banking 67

Banking Analysis Trends Real Estate 67

Tom Spencer

FEBRUARY 28, 2021

BizOps / Strategy & Operations at tech firms. According to the Ivey Business Journal it has two parts: Improving the competitive strategies of operating units by capturing inter-divisional synergies; and. BizOps / Strategy & Operations at Tech firms. Corporate development. Corporate Strategy. What is corporate strategy?

Interviews 68

Interviews Case Interview Strategy& Strategy 68

MishTalk

MARCH 11, 2015

The means banks choose to finance buybacks and pay for dividend hikes is irrelevant to most (the unthinking crowd), but amusing or scary to others. Zombie Banking System Progression Reuters writer David Henry explains U.S. Banks'' Buybacks, Dividends may be no Reason for Shareholder Celebrations.

Banking 28

Banking System Finance Engineering 28

Business Consulting Agency

OCTOBER 10, 2024

Secure Adequate Funding and Manage Finances Wisely Funding is one of the primary challenges for startups. Startups typically consider options such as personal savings, bank loans, venture capital, angel investors, or crowdfunding to secure necessary funding.

Metrics 52

Metrics Cash Flow Financial Research 52

Tom Spencer

JUNE 1, 2019

Management consulting is a professional service offered to organisations which aims to help internal management improve operating performance. The management consulting value chain encompasses strategy (idea origination, analysis and presentation of findings), implementation, operations and maintenance/feedback. Image: Pexels.

Consulting 60

Consulting Management Oliver Wyman Deloitte 60

Comatch

MAY 3, 2023

As a language model, ChatGPT can aid in internal communication by helping translate ideas between departments that sometimes operate in different languages (for example the business and development departments). However, AI can have both positive and negative consequences in finance.

Efficiency 52

Efficiency Industry Banking Consulting 52

Tom Spencer

OCTOBER 8, 2016

In the fall of 2015, after spending two years in a small town in the Ruhr Valley starting to learn German (I will appreciate Mark Twain’s perspective on the sprache so much better going forward), I moved to Frankfurt to begin my Executive MBA at the Frankfurt School of Finance and Management. Germany is more interesting.

Education 83

Education Finance Enterprise Banking 83

Tom Spencer

JANUARY 21, 2022

While some of the most respected investment banks, such as JP Morgan , are investing heavily into blockchain technology, Chairman of the U.S. A centralised mixer is administered by a single entity, who is responsible for dealing with customers and managing financial operations.

Case Studies 88

Case Studies Case Study Study Government 88

MishTalk

JULY 3, 2015

30% bail-in haircuts on Greek bank deposits are coming up. The plans, which call for a “haircut” of at least 30 per cent on deposits above €8,000, sketch out an increasingly likely scenario for at least one bank, the sources said. “It Today I report it's too late. This is not something that is going to happen immediately.”

Banking 28

Banking Insurance Insurance Financial 28

Tom Spencer

APRIL 29, 2022

The most valuable asset of a business is not its products, cash in the bank, computers, or proprietary data, but its reputation. An MBA also allows you to sharpen your hard skills in areas such as finances, operations, strategy, planning, supply-chain management, and legal. Sharpening your hard business skills.

Ethics 88

Ethics Case Interview Case Studies Case Study 88

Tom Spencer

AUGUST 25, 2018

By distributing 100 million sesterces from the imperial bank to reliable bankers around the Empire and dropping interest rates to zero for three years, Tiberius saved Rome and the other affected nations of Egypt, Greece, and France. In the face of illiquidity a bank cannot repay current liabilities or their depositholders.

Financial 60

Financial Balance Sheet Banking Policies 60