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From Vaults to Virtual: The Rise of Blockchain in Banking

Tom Spencer

As cryptocurrency gains popularity and central bank digital currencies ( CBDCs ) are explored globally, major financial institutions are undergoing significant transformations to adapt to this new landscape. 2024, the global cryptocurrency market capitalisation reached more than US$3.7

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When Banks Meet Bots: The AI Transformation of Finance

Tom Spencer

Artificial intelligence (AI) is transforming industries across the globe, and banking is no exception. The adoption of AI is revolutionizing banking products, enabling financial institutions to offer personalized service, increase efficiency, and enhance security. AI-Driven Innovations in Banking Products 1.

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Ten Ways to Boost Cash Flow as an Independent Consultant

Successful Independent Consulting

Downtime between projects combined with slow payments can wreak havoc on your bank account. If you have any outstanding invoices with clients (even if theyre not quite due yet), give those clients a gentle nudge and youll likely be rewarded with some fast cash in your bank account. Accelerate the money coming in 2.

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Rebuilding Brand Loyalty: The Rise of Founder-Led Marketing

Tom Spencer

One answer lies in founder-led marketing, a relatively new concept, but one taking the social media world by storm. We can get a better understanding of how effective founder-led marketing can be by considering two recent success stories. million the following year. Here are 3 actionable strategies that you can use to get started.

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Podcast Interview on Behavioral Investing: Managing the Emotions Behind Our Decisions

Steve Shu Consulting

a subsidiary of M&T Bank (NYSE: MTB) as part of his podcast series, Capital Conversations. So while investment markets are not currently very volatile, it is a good time for many people to get a fresh start and re-assess their situations. Behavioral Investing—Managing the Emotions Behind our Decisions.

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Your Complete Guide to Subcontracting as an Independent Consultant

Successful Independent Consulting

Realistically, it can take months for the money you earn to reach your bank account. For example, if you do change management work on big system implementations, you may lose $50,000 or more. They manage the client relationship and often oversee the project, which means that they may require regular status reports or check-ins.

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U.S. Commercial Real Estate Is Headed Toward a Crisis

Harvard Business

commercial banks being overexposed to commercial real estate (CRE) have intensified as the global pandemic upended long-held economic assumptions of perpetually subdued inflation, low interest rates, and in-office work. The risks of U.S.