Remove Benchmarking Remove Comparison Remove Methodologies
article thumbnail

Bank Valuation: Understanding Key Ratios and Metrics

Tom Spencer

In a scenario where earnings estimates are declining (usually driven by weakening credit conditions or weak capital markets), investors tend to focus on the price-to-book (P/B) valuation methodology. Price-to-book (P/B) The P/B ratio compares a bank’s stock price to its book value per share.

Metrics 88
article thumbnail

Zero-Based Budgeting Is Not a Wonder Diet for Companies

Harvard Business

Traditional ZBB implementations focus almost exclusively on simple SG&A , in part because SG&A benchmark data is far more readily attainable than are relevant data from the core functions of comparable companies. Most ZBB implementations are not ambitious enough.

Company 33
article thumbnail

The 4 Dimensions of Digital Trust, Charted Across 42 Countries

Harvard Business

We wanted to calibrate trust holistically so we could measure it and develop global comparisons. Collectively, these four dimensions provide a comprehensive framework for calibrating digital trust, facilitating cross-country comparisons and benchmarking. We always urge you to read the methodology carefully.

Survey 36