Successful Independent Consulting

DECEMBER 12, 2022

Do some market-rate benchmarking to learn what other consultants are charging, or what clients are paying. If you want to grow your business or meet your financial goals, charge what you’re worth! Do the math a few different ways and see how these numbers play out. for year one, $165 for year two, and $172.50 for year three.

Policies 195

Policies Benchmarking Examples Consulting 195

Successful Independent Consulting

NOVEMBER 26, 2021

Do some market-rate benchmarking to learn what other consultants are charging, or what clients are paying. Do the math a few different ways and see how these numbers play out. In my example of $150 hourly, a 5% annual increase works out to $157.50 for year one, $165 for year two, and $172.50 for year three. It just takes planning.

Policies 195

Policies Benchmarking Examples Banking 195

MishTalk

JANUARY 24, 2014

Argentina Institutes 50% Tax on Internet Purchases; Emerging Market Contagion Spreads; Argentina, Venezuela, Turkey Roundup Yesterday, Argentina devalued the Peso hoping to halt further declines in its currency reserves. Markets had seen this coming as charts of the Peso vs. the US dollar show.

Marketing 68

Marketing Policies Government Financial 68

Tom Spencer

OCTOBER 13, 2023

A higher ratio of fee income implies less traditional credit risk and less balance sheet usage (therefore higher ROE) but also implies greater market risk related to securities portfolios and potentially higher revenue volatility related to volatility in capital markets. Valuation Metrics Price-to-earnings (P/E) Price-to-book (P/B) 2.1

Metrics 88

Metrics Banking Balance Sheet Efficiency 88

MishTalk

MARCH 3, 2014

Russia Intervenes in Currency Markets to Stabilize Ruble Bloomberg reports Ruble Plunges to Record as Bank Rossii Seen Selling $10 Billion. percent against the dollar today, more than any other currency tracked by Bloomberg, while the benchmark Micex stock index plunged more than 11 percent and benchmark bond yields soared. “So

Marketing 51

Marketing Benchmarking Banking Policies 51

Tom Spencer

SEPTEMBER 10, 2021

In business, productivity and performance is often measured using financial ratios that can be used to compare firms across the industry. When tracking a metric use appropriate benchmarks to assess performance, identify progress, and make necessary adjustments. Final thoughts. Image: Unsplash.

Metrics 88

Metrics Industry Benchmarking How To 88

Tom Spencer

OCTOBER 6, 2023

Firstly, by outlining the major items on a bank’s income statement, and then by discussing key ratios that are commonly used to measure profitability and to estimate the market value for banks. The interest rate set by the central bank serves as a benchmark or reference rate for banks. Common Equity Tier 1 (CET1) ratio).

Banking 88

Banking Balance Sheet Operations Financial 88

MishTalk

JANUARY 15, 2014

Singapore’s booming finance and real estate-focused economy has earned it the moniker “The Switzerland of Asia”, and finance professionals from all over the world are flocking to work there to take refuge from the hard-hit financial sectors in their home countries. Singapore’s unemployment rate is a mere 1.8

Real Estate 77

Real Estate Policies Financial Finance 77

MishTalk

DECEMBER 23, 2013

An exceptional bid by China’s central bank to curb soaring interest rates and relieve pressure on the financial system appeared to have come up short on Monday, as Chinese money market rates shrugged off the measure and continued to approach the crisis levels seen in June. Don''t worry. There isn''t a cash crunch because China says so.

Balance Sheet 63

Balance Sheet Banking Benchmarking Financial 63

MishTalk

MARCH 10, 2014

Lawmakers will grill Carney tomorrow after the BOE suspended an employee and released minutes of meetings showing officials knew of concerns the foreign-exchange market was being rigged almost eight years ago. It was noticeably silent on what the Bank knew about other FX market participants.” trillion-a-day foreign-exchange market.

Banking 61

Banking Benchmarking Culture Report 61

MishTalk

MAY 24, 2014

A British financial regulator has fined Barclays $43.9 also fined the former Barclays trader, Daniel James Plunkett, £95,600 and barred him from participating in any regulated financial activity. director of enforcement and financial crime, said in a statement. For details, please see Brussels Charges Banks for Euribor Fixing.

Benchmarking 56

Benchmarking Banking Financial Marketing 56

The Fearless Marketer

DECEMBER 17, 2018

Do you remember the stock market crash of 2008? Everyone on the news was saying very clearly, “If the bank bailout bill doesn’t go through, the stock market will probably crash.”. So, that week, I took 100% of my money out of the stock market and put it in cash. And I never trusted the stock market after that.

Marketing 48

Marketing Banking Video Research 48

Tom Spencer

MAY 25, 2019

There are a couple of reasons for this: Asset managers can see cash flow and earnings fluctuate wildly with markets. If there is a financial crisis, the stock market falls by half and the asset manager’s performance is in line with the stock market, they now make $500 million. Valuation of Asset Management Firms.

Cash Flow 60

Cash Flow Management Metrics Benchmarking 60

MishTalk

DECEMBER 25, 2015

Creature of Financial Markets Stephen Roach, former Chairman of Morgan Stanley Asia and the firm's chief economist, blasts the Greenspan Fed, the Bernanke Fed, and the Yellen Fed in his latest post The Perils of Fed Gradualism. A majority of financial market participants applaud this strategy.

Financial 28

Financial Marketing Banking Government 28

Harvard Business

AUGUST 10, 2018

Mainstream software companies are beginning to hold “ data mirrors ” up to their customers, allowing scoring and benchmarking of their customers’ strategies. One of its business units, Fieldglass, provides insights and benchmarks to customers on external workforce management.

Benchmarking 28

Benchmarking Software B2B Comparison 28

Harvard Business

MAY 25, 2017

.” Take, as an example, the world’s largest mining company by market capitalization, BHP Billiton. Corporations are now taking a further step beyond objective metrics, which can be financial and nonfinancial, to include subjective measures — tagged as “soft.”

Financial 37

Financial Banking Metrics Benchmarking 37

Tom Spencer

JUNE 13, 2021

The driver tree is also frequently used to show clients the logic of a complicated formula, e.g. market sizing. Identify and “bucket” the key benchmarked items and players. Benchmarking. Aggregate and “elevate” the learning from benchmarking. Keep them clean, simple, and readable. Apply MECE.

Benchmarking 88

Benchmarking Case Interview Groups Analysis 88

MishTalk

MARCH 24, 2014

I have to admit (time and time again actually), that this market has gone further, faster, than I thought possible. Over Next Seven Years, Market Will have Negative Returns" I strongly encourage you to read an interview of Jeremy Grantham, by Stephen Gandel, senior editor of Fortune : The Fed is Killing the Recovery. Grantham : No.

Marketing 53

Marketing Balance Sheet Interviews Benchmarking 53

Tom Spencer

JULY 28, 2018

Based on a recent study by Global Industry Analysts , the global market for wearable medical devices is projected to eclipse $4.5 1 In the United States, the predominant market in this space, it is estimated that roughly 20% of Americans currently own a wearable fitness device. billion by 2020. Potential Benefits.

Healthcare 74

Healthcare Insurance Insurance Data 74

Tom Spencer

SEPTEMBER 6, 2021

Although it is rarely obvious what the ‘common good’ actually means, social programmes need to establish their priorities on another basis than mere financial efficiency. Benchmarking creates additional complexity for public sector consulting, which private firms do not need to face. Different stakeholders.

Government 88

Government Consulting Policies Benchmarking 88

MishTalk

JANUARY 19, 2014

European banks have a capital shortfall of as much as 767 billion euros ($1 trillion) before the European Central Bank’s probe into the financial health of the region’s lenders, according to a study. The figures assume a benchmark capital ratio for other book measures of leverage of 7 percent, they wrote. “A What Shortfall?

Banking 60

Banking Benchmarking Study Financial 60

BCG

FEBRUARY 28, 2017

Three years ago, BCG published the results of its landmark global benchmarking study that concluded that medical technology companies had been relying on an outdated commercial model, which we dubbed the “milkman” model.1 In fact, the latest benchmarking results show a bifurcation of companies. Focus Tuesday, February 28, 2017.

Benchmarking 40

Benchmarking Study Survey Interviews 40

MishTalk

APRIL 14, 2014

Kiev’s central bank raised the benchmark discount rate from 6.5 The central bank considers it necessary to take the step to increase the value of the national currency, to restrain inflation and to stabilise the situation on the money market,” the central bank said in a statement. per cent to 9.5 per cent to 14.5

Benchmarking 49

Benchmarking Banking Finance Financial 49

Tom Spencer

MAY 15, 2014

Kearney’s services include strategy, innovation, sales & marketing, operations, strategic IT, and procurement. CVA is a global strategy boutique which has experience across a broad range of industries including Telecom Media & Technology, Financial Services, Private Equity, and Mining Metals & Materials. The Birchman Group.

Oliver Wyman 76

Oliver Wyman Strategy Strategy& Strategy 76

Harvard Business

MAY 17, 2018

In one example, a people analytics team at a global CPG company was enlisted to help optimize a financial process that took place monthly in every country subsidiary around the world. When they brought that data-driven story to the front lines, suddenly a platitude was transformed into a useful benchmark that got the attention of managers.

Culture 55

Culture Strategy Strategy& Strategy 55

MishTalk

JUNE 5, 2014

The ECB also lowered the benchmark rate from 0.25% to 0.15%. This is arguably an early indication of the Forex market''s opinion on the ECB''s pea shooter approach. Sitka Pacific is an asset management firm whose goal is strong performance and low volatility, regardless of market direction.

Banking 65

Banking Benchmarking Operations Small Business 65

MishTalk

MAY 12, 2014

Please consider In Gundlach’s ‘No Normal’ World, Treasuries Can’t Lose Jeffrey Gundlach, the star fixed-income manager whose mutual fund beat 97 percent of its rivals the past three years, has a simpler explanation for why investors have gotten the bond market so wrong this year: the aging of America. percent in the coming decade from 1.2

Benchmarking 52

Benchmarking Conference Interviews Video 52

Management Consulted

AUGUST 28, 2013

Today, Booz Allen Hamilton and Booz & Company still reign in the federal sector – they own the highest percentage of the market in the government sector. Financial Services. In 1940, they were hired to help the US Secretary of the Navy with World War II preparations. Program Management. Operations and Logistics. Automotive.

Interviews 181

Interviews Culture Company Case Interview 181

MishTalk

OCTOBER 1, 2014

“Kicillof has increased his power, he will have a bigger say on monetary issues and we should expect an acceleration in the pace of the worsening of financial conditions,” said Miguel Kiguel, who runs the EconViews consultancy. There was a sharp sell-off in the benchmark Merval stock index after Mr Fábrega’s departure was announced.

Banking 53

Banking Government Benchmarking Journal 53

MishTalk

JULY 11, 2014

The BIS slam, coupled with a recent stock market selloff, brought up debate on a " controlled collapse ". Financial fluctuations (“financial cycles”) that can end in banking crises such as the recent one last much longer than business cycles. Yet financial cycles can go largely undetected.

Balance Sheet 58

Balance Sheet Financial Banking Policies 58

MishTalk

MAY 29, 2014

As Millennials became a larger and larger share of the marketplace, the idea of “cause marketing” has evolved from a nascent promotional strategy to the key differentiator, not only in deciding what to buy, but who to trust and reward with brand loyalty. Cone’s 2013 survey of over 1,200 U.S.

Survey 77

Survey Banking Study Accenture 77

MishTalk

SEPTEMBER 5, 2013

s Bill Gross, manager of the world’s biggest bond fund, said investors should buy short-term Treasuries and credit securities that will be bolstered by the Fed’s intent to keep benchmark lending rates at almost zero. benchmark lending rates at almost zero. ". Pacific Investment Management Co.’s s Bill Gross, manager of the world’s.

Benchmarking 49

Benchmarking Banking Insurance Insurance 49

MishTalk

DECEMBER 16, 2014

The idea that because of the waste and corruption and populist spending, these countries can therefore enforce a particular price on the market is nonsense. The first point to note is that OPEC’s market power is waning. The US (and North American) production has transformed the market. OPEC supplies.

Energy 69

Energy Banking Report Productivity 69

MishTalk

MAY 18, 2015

The National Association of Home Builders' Housing Market Index once again reveals positive builder sentiment even though new home sales are weak. The housing market index has long been signaling strength in the new home market that has yet to appear, but the signal is less strong in May.

Marketing 28

Marketing Sales Benchmarking Survey 28

MishTalk

MAY 28, 2015

On May 13, Moody's shocked the municipal bond market by downgrading Chicago to junk. Kristi Culpepper, AKA "Bond Girl" comments on the event in What Chicago’s Fiscal Emergency says about the Quality of Credit Analysis in the Municipal Bond Market. Rating actions tend to lag the market rather than lead it. of revenue.

Analysis 28

Analysis Marketing Financial Finance 28

MishTalk

DECEMBER 26, 2014

While the benchmark deposit rate was officially lowered from 3.00% to 2.75%, the upper limit that banks can pay for deposits remained unchanged at 3.30%. It may seem strange to have both a benchmark rate and a “floating range” that establishes a cap, instead of just setting a cap, as was the case until very recently.

Banking 56

Banking System Benchmarking Finance 56

Harvard Business

MAY 1, 2017

It’s also going to be a lot harder to benchmark the offer they give you against salaries at other firms. Well, a lot of startups don’t offer benefits like dental or health insurance, or a 401k plan; they’re just not in a financial place where they can offer them yet. Financial uncertainty. And benefits?

Culture 50

Culture Accenture Financial Benchmarking 50