Consultant Journal

MARCH 5, 2020

Take a look at your cash flow and what a change to sales or staffing could do. If you haven’t already, you may want to look into business continuity plans and insurance. Take some time to review your childcare and family caregiver situation; encourage employees to look into options too, including working from home.

Small Business 114

Small Business Cash Flow Policies Sales 114

MishTalk

MARCH 21, 2014

Work by Nomura’s Chief China Economist indicates that more than half of Local Government Funding Vehicles, which borrow money on behalf of local governments to invest in infrastructure, have insufficient cash flows to pay interest or principal; the exact manifestation of Minsky’s Ponzi finance regime.

Finance 74

Finance Cash Flow Banking Government 74

Harvard Business

APRIL 5, 2017

Similarly, considering greater accruals (which represent the difference between reported income and operating cash flows) to measure short-term orientation has its difficulties. It assumes that a smaller proportion of cash flows in earnings indicates a myopic firm.

Metrics 100

Metrics Study McKinsey Cash Flow 100

Harvard Business

NOVEMBER 23, 2016

Almost one third of the firms negatively affected by the storm had no insurance of any Consistent with our predictions, young firms and small businesses insured at much lower rates. Here are some initial priorities for small businesses, insurers, and public policymakers. Firms applied for credit to finance recovery.

Insurance 70

Insurance Insurance Small Business Finance 70

Harvard Business

OCTOBER 5, 2017

For the past decade, the consensus strategy among hospital and health-system leaders has been to achieve scale in regional markets via mergers and acquisitions, to make medical staffs employees, and to assume more financial risk in insurance contracts and sponsored health plans. All these problems contribute to diminished cash flows.

System 71

System Financial Insurance Insurance 71

Harvard Business

APRIL 26, 2017

These low-cost and reliable sources of funds are from taxpayer-insured deposits and the Federal Reserve’s discount window. Established banks have real advantages in serving the SME lending market, which should not be underestimated. Banks’ cost of capital is typically 50 basis points or less.

Banking 133

Banking Small Business Oliver Wyman Retail 133

Tom Spencer

OCTOBER 3, 2020

This approach seeks to benefit from the large free cash flows that successful gold mining companies are likely to generate during a gold bull market. An insurance policy in uncertain times. This approach offers a hedge against inflation. Other investors like Warren Buffett have opted for investing in gold mining companies.

Cash Flow 88

Cash Flow Government Banking Financial 88

Harvard Business

APRIL 5, 2016

For example, in 2015, Jennifer Braus bought Systems Design West, which serves hundreds of municipal firehouses in the Pacific Northwest by handling billing to insurance companies for their emergency ambulance transports.

Company 70

Company Cash Flow Transportation System 70

Harvard Business

JULY 17, 2018

Since Immelt’s departure, GE’s stock is down another 30%, as its new CEO, John Flannery, has struggled to cope with the cash flow drain from years of problematic acquisitions, divestitures, and buybacks. Because of these dubious decisions, GE’s ratio of debt to earnings has soared from 1.5 in 2013 to 3.7

Cash Flow 70

Cash Flow Finance Financial Company 70

Harvard Business

NOVEMBER 20, 2017

Instead of formulating detailed, long-term financial plans, executives at Dell now align around a common performance ambition—a cash flow vector consistent with growing the company’s intrinsic value faster than competitors. Think of strategy as a portfolio of options, not bonds.

Strategy& 71

Strategy& Strategy Strategy Company 71

Martinka Consulting

JULY 2, 2015

What this means is the owner’s salary, medical insurance, cell phone, car, travel, and more are added to profit because these items are “discretionary” not necessary. Banks factor in a salary figure before they determine cash flow for debt coverage. Rarely is anything straightforward.

Marketing 40

Marketing Cash Flow Insurance Insurance 40

Martinka Consulting

AUGUST 6, 2018

Zweig writes that any form of modified profit isn’t cash flow. I get the feeling many people, even in my industry, don’t understand the difference between profit, Ebitda, and cash flow. Medical insurance expense. For more, just Google the terms Warren Buffet and Ebitda.

Cash Flow 40

Cash Flow Advertising Comparison Resumes 40

Martinka Consulting

OCTOBER 18, 2013

When it comes time to sell however, they want to demonstrate that the business has more cash flow than the tax returns (and financial statements) show. Deducting gas, repairs, insurance and more on all family members’ (personal) vehicles. AAA in the world of driving a car is pretty cheap “insurance.”

Insurance 40

Insurance Insurance Cash Flow Real Estate 40

Harvard Business

AUGUST 24, 2017

A nearly $150 million settlement is pending for the fake-account scandal that roiled the bank last year, and a new scandal has emerged: Recently it has been alleged that thousands of customers were signed up for insurance without their knowledge. A bevy of lawsuits is in the pipeline, and regulatory scrutiny is intensifying.

Pharmaceuticals 72

Pharmaceuticals Intellectual Property Training Training 72

Emerson Consulting Group

NOVEMBER 6, 2020

PEOs claim one of their most prominent advantages is saving the employer money compared to the direct cost of traditional benefits, particularly health insurance. Since the cost of health insurance is often the largest single employer cost after salaries themselves, it’s obviously critical to evaluate that claim.

Insurance 40

Insurance Insurance Comparison Company 40

Progressus

OCTOBER 27, 2023

Unlike traditional projects — which typically take place over a fixed duration, KaaS offers a predictable, ongoing revenue stream that improves cash flow and creates more resilience. A client will now pay for the overall gains such as tax savings, ROIs, insurance claims, and so on.

Industry 52

Industry SMB Software Talent 52

MishTalk

JUNE 26, 2015

Brink’s”), which insures gold through third party insurance providers. Compare that to GoldMoney, which has paid out cash dividends democratically to all shareholders for several years highlighting owners income and free-cash-flow generation. It is also the first gold-based card of any kind available in the US.

Insurance 28

Insurance Insurance Balance Sheet Financial 28

CaseInterview.com

OCTOBER 29, 2020

At the time, I remember building a financial model of what my life insurance policy death benefit could produce in monthly cash flow with reasonable assumptions for inflation and rate of return. I remember looking at the output page of the model and the final cell… monthly cash flow. I stared at the screen.

Cash Flow 128

Cash Flow Resources Groups Video 128

Harmonious Workplaces

DECEMBER 18, 2023

Earlier that month, the administrative assistant informed everyone that health insurance costs would rise without additional subsidies and no one would receive holiday bonuses this year. The uncertainty of the market, unstable cash flow, and the seemingly never-ending threat of recession may force companies to make tough decisions.

Culture 98

Culture Organizational Development Cash Flow Ethics 98

MishTalk

DECEMBER 16, 2015

Number three there's an existing cash flow. But also extend and enshrine benefits for medical device makers, health insurers and renewable energy. ZELL: You go look at this situation, he bought this portfolio from us. Number one the portfolio is in fabulous shape physically. Number two it's fully rented.

Real Estate 28

Real Estate Energy Tools Government 28