MishTalk

MARCH 21, 2014

We have described in detail over the past two years how we believe China’s twin excesses (excessive investment funded by excessive debt) will inevitably unwind, causing a substantial slowdown in China’s economy, significantly below market expectations. Total local government debt adds up to RMB17.9

Finance 74

Finance Cash Flow Banking Government 74

Harvard Business

APRIL 26, 2017

The marketing, underwriting, and servicing of SME loans have largely taken a backseat. New digital entrants have spotted the market opportunity created by these dynamics, and the result is an explosion in online lending to SMEs from fintech startups. Other sectors of retail lending have not fared much better.

Banking 133

Banking Small Business Oliver Wyman Retail 133

Harvard Business

APRIL 5, 2017

Similarly, considering greater accruals (which represent the difference between reported income and operating cash flows) to measure short-term orientation has its difficulties. It assumes that a smaller proportion of cash flows in earnings indicates a myopic firm. Are all share repurchases myopic?

Metrics 100

Metrics Study McKinsey Cash Flow 100

Martinka Consulting

JULY 2, 2015

What this means is the owner’s salary, medical insurance, cell phone, car, travel, and more are added to profit because these items are “discretionary” not necessary. The bottom line is someone has to run the company and whether it’s the owner or a hired gun they deserve to be paid a fair market salary for that work. Bob Marley.

Marketing 40

Marketing Cash Flow Insurance Insurance 40

Harvard Business

NOVEMBER 23, 2016

Almost one third of the firms negatively affected by the storm had no insurance of any Consistent with our predictions, young firms and small businesses insured at much lower rates. Here are some initial priorities for small businesses, insurers, and public policymakers. Firms applied for credit to finance recovery.

Insurance 70

Insurance Insurance Small Business Finance 70

Tom Spencer

OCTOBER 3, 2020

This approach seeks to benefit from the large free cash flows that successful gold mining companies are likely to generate during a gold bull market. Overall, this has maintained the bullish sentiment toward gold as a relatively safe investment amidst volatile markets. An insurance policy in uncertain times.

Cash Flow 88

Cash Flow Government Banking Financial 88

Harvard Business

APRIL 5, 2016

For example, in 2015, Jennifer Braus bought Systems Design West, which serves hundreds of municipal firehouses in the Pacific Northwest by handling billing to insurance companies for their emergency ambulance transports. Low growth, in contrast, means low risk, and low risk is great because it is your money at stake.

Company 70

Company Cash Flow Transportation System 70

Harvard Business

NOVEMBER 20, 2017

Too many companies still follow a “Plan-then-Do” approach to strategy: The organization works tirelessly to create its best forecasts about the future market and competitive landscape. Caesars Entertainment has built test-and-learn into its marketing investments. Think of strategy as a portfolio of options, not bonds.

Strategy 71

Strategy Strategy Strategy& Company 71

Martinka Consulting

AUGUST 6, 2018

This goes back to before the stock market crash of 1929. A 1932 research paper showed firms had loaded up with cash and post-crash, “companies were flush with cash and investors beleaguered,” which they wouldn’t pay out. Zweig writes that any form of modified profit isn’t cash flow. Medical insurance expense.

Cash Flow 40

Cash Flow Advertising Comparison Resumes 40

Harvard Business

AUGUST 24, 2017

A nearly $150 million settlement is pending for the fake-account scandal that roiled the bank last year, and a new scandal has emerged: Recently it has been alleged that thousands of customers were signed up for insurance without their knowledge. A bevy of lawsuits is in the pipeline, and regulatory scrutiny is intensifying.

Pharmaceuticals 73

Pharmaceuticals Intellectual Property Training Training 73

CaseInterview.com

OCTOBER 29, 2020

To add insult to injury, the stock market crash of October 2008 occurred, kicking off a massive global recession now known as The Great Recession. At the time, I remember building a financial model of what my life insurance policy death benefit could produce in monthly cash flow with reasonable assumptions for inflation and rate of return.

Cash Flow 128

Cash Flow Resources Groups Video 128

Martinka Consulting

OCTOBER 18, 2013

When it comes time to sell however, they want to demonstrate that the business has more cash flow than the tax returns (and financial statements) show. Some of these adjustments are easily justifiable, such as adjusting the owner’s salary to market rate or if the seller owns the real estate and pays more than market rent.

Insurance 40

Insurance Insurance Cash Flow Real Estate 40

Emerson Consulting Group

NOVEMBER 6, 2020

The primary rationale for retaining a PEO – at least according to the marketing of the PEO itself – is that by bundling multiple employers together it is possible to leverage efficiencies of scale. The PEO thus becomes a de facto arm of the insurer, and each client’s cost is generally close to what it would be from the carrier.

Insurance 40

Insurance Insurance Comparison Company 40

Progressus

OCTOBER 27, 2023

Professional Services Overview Professional services firms – such as IT professional services firms, marketing/PR firms, or legal or financial advisers – are at an inflection point. RingCentral data suggests that the professional services market — overall — is growing at a CAGR of 9.1% — and stands to hit the $8B mark by the end of this year.

Industry 52

Industry SMB Software Talent 52

Harmonious Workplaces

DECEMBER 18, 2023

Earlier that month, the administrative assistant informed everyone that health insurance costs would rise without additional subsidies and no one would receive holiday bonuses this year. The uncertainty of the market, unstable cash flow, and the seemingly never-ending threat of recession may force companies to make tough decisions.

Culture 98

Culture Organizational Development Cash Flow Ethics 98

Harvard Business

OCTOBER 5, 2017

The root cause is twofold: a mismatch between organizations’ strategies and actual market demand, and a lack of operational discipline. Revenues from private insurance have not fully offset the reductions in Medicare payments stemming from the Affordable Care Act and federal budget sequestration initiated in 2012. health systems.

System 71

System Financial Insurance Insurance 71

MishTalk

JUNE 26, 2015

Brink’s”), which insures gold through third party insurance providers. Rebuttal Highlights BullionVault's net assets are comprised of intercompany loans (yes, there is money reported as loans moving back and forth between the company and the CEO at above market interest rates). 00001% of the world's financial assets.

Insurance 28

Insurance Insurance Balance Sheet Financial 28

MishTalk

DECEMBER 16, 2015

Cash: With zero interest rates the penalty for holding cash is not very significant. Stock Market: Nothing cheap. If you take out those stocks, the stock market isn't doing real well. That's indicative of the way the market has responded for the last six months. So I don't understand the stock market.

Real Estate 28

Real Estate Energy Tools Government 28