Tom Spencer

OCTOBER 16, 2021

Knowing the ins and outs of upcoming trends in finance is indispensable for any aspiring consultant. A prime example for such a question is how finance is adapting to the issue of climate change, and might assist its mitigation. Green Finance. For instance, the payout might increase with the wind speed recorded for a hurricane.

Financial 88

Financial Insurance Insurance Finance 88

Harvard Business

SEPTEMBER 6, 2017

Take insurance, for example. In years past, an important source of competitive advantage for insurers was the ability to price risk better than rivals. By recognizing this critical gap early, GE has been able to develop strategies to close it systematically, over time. In the future, much of this work will be done by machines.

Company 154

Company Talent Engineering Insurance 154

Consulting Matters

APRIL 13, 2023

Brad had an unconventional start to his career after meeting his boss's boss while studying finance at college. During his twelve-and-a-half-year tenure, he worked in finance and strategic planning before taking over as leader of Epcot theme park on the week of 911, 2001.

Consulting 156

Consulting Finance Turnaround Healthcare 156

Harvard Business

MARCH 1, 2017

Blockchain was originally developed as the technology behind cryptocurrencies like Bitcoin. Given the promise and peril of such a disruptive technology, many firms in the financial industry, from banks and insurers to audit and professional service firms, are investing in blockchain solutions. Insight Center. Sponsored by Accenture.

Finance 70

Finance Financial Banking Capgemini 70

Harvard Business

NOVEMBER 7, 2018

Recently the Chief HR Officer for a healthcare firm asked us to identify the best new framework for leadership that she could use to train and develop a cadre of high potentials. Explicit in our HR officer’s question was her assumption that the newest thinking on leadership development must contain something essential.

Leadership 132

Leadership Handbook Healthcare Emotional Intelligence 132

Harvard Business

APRIL 14, 2017

Even the near-term outlook has been quite negative: A 2016 report by the Organization for Economic Cooperation and Development (OECD) said 9% of jobs in the 21 countries that make up its membership could be automated. Four years ago, an Oxford University study predicted 47% of jobs could be automated by 2033. bribes and kickbacks).

Company 176

Company Survey Finance Engineering 176

Harvard Business

OCTOBER 17, 2018

Although medical trainees spend years learning about physiology, anatomy, and biochemistry, there are few formal avenues through which trainees learn fundamental leadership skills, such as how to lead a team, how to confront problem employees, how to coach and develop others, and how to resolve conflict.

Training 132

Training Training Leadership Healthcare 132

Management Consulted

OCTOBER 3, 2012

There I advised only insurance companies’ business models – it is a different type of consulting, yet invariably an enriching learning experience. When I started out in the program, I quickly realized I was never cut out for finance or accounting. .’ As you may guess, I enjoyed my work in Asia and learned a lot. We love it!

Consulting 204

Consulting Case Interview Interviews Engineering 204

Tom Spencer

JUNE 9, 2023

For example, Alibaba, a leading Chinese e-commerce company, could conduct sentiment analysis of customer reviews of individual products and services, and use these insights to modify existing products and develop new ones. Zuhair Imaduddin is an Innovation Development Analyst at JPMorgan Chase.

Data 147

Data Operations Efficiency System 147

Management Consulted

JULY 2, 2017

They are involved with many community-based organizations and give thousands of hours of community service to a range of organizations in the Greater Boston area, with a particular focus on education reform and economic development. Like Deloitte, its presence in Boston is quite strong even though EY’s US headquarters is in NYC.

Oliver Wyman 72

Oliver Wyman Mercer Consulting Deloitte 72

Harvard Business

AUGUST 9, 2016

As a result, respondents said the business doesn’t develop the right insights, get the information to the right people, or make the moves that could add real value. For example, at Progressive Insurance , the marketing team collected data on how mobile app users were behaving. Data-Driven Insight.

Marketing 109

Marketing Insurance Insurance Data 109

Harvard Business

AUGUST 13, 2018

to join the rest of the developed world in providing paid parental leave. But one proposal — the Family and Medical Insurance Leave (FAMILY) Act , a bill introduced last February whose primary sponsor was Senator Kirsten Gillibrand, Democrat of New York — would be a major step forward. It is time for the U.S.

Policies 132

Policies Financial Government Insurance 132

Harvard Business

NOVEMBER 23, 2016

Almost one third of the firms negatively affected by the storm had no insurance of any Consistent with our predictions, young firms and small businesses insured at much lower rates. Firms applied for credit to finance recovery. Here are some initial priorities for small businesses, insurers, and public policymakers.

Insurance 70

Insurance Insurance Small Business Finance 70

MishTalk

SEPTEMBER 11, 2013

Finance Exchange says Obamacare Could Be a Fraudsters’ Free-For-All. Have any idea where to find a health insurance exchange? they need insurance, and help enroll them in Obamacare if necessary. You may be eligible to get quality health insurance through the Health Insurance Marketplace. ObamaMarket Insurance.

Insurance 72

Insurance Insurance Healthcare Finance 72

Harvard Business

JANUARY 20, 2017

Much has been made of the fact that a new breed of financial technology (or fintech) companies is unbundling banks in the developed world. To that end, it is working with entrepreneurs to introduce innovative solutions to the developing world. Startups are attacking all of the components of the traditional bank value proposition (e.g.,

Banking 70

Banking Company Financial Finance 70

Harvard Business

DECEMBER 11, 2017

And because the corporate proposals lose revenue, it’s impossible to fully assess this part of the legislation without considering how those cuts would eventually be financed. The Congressional Budget Office estimates that it would also substantially increase the number of people without health insurance coverage.). (The

Company 110

Company Insurance Insurance Conference 110

Management Consulted

OCTOBER 18, 2013

IBM was founded in 1911 and has a rich history of ingenuity, deep convictions, premier research and development, and trend setting. Finance Risk. IBM’s premier internship program for students pursuing software development and MBA degrees (but focused on those with technical backgrounds). Revenue: $20B+ (2011). Automotive.

IBM GBS 203

IBM GBS Interviews Consulting Case Interview 203

Tom Spencer

JANUARY 7, 2017

This is where new development and implementation may have focussed so far. Blockchain technology has been applied in the finance industry in the payments space. However the technology has many other uses – starting with the ability to better monetize alternative energy to the digitisation of insurance contracts.

Insurance 74

Insurance Insurance Banking Government 74

Management Consulted

SEPTEMBER 30, 2013

The firm advises government divisions, law firms, and major global corporations on governmental regulation (like anti-trust rulings), public policy implications, public, competitive forces, and private financing. NERA has developed quite a reputation, but has managed to keep itself small, clearly focused and prestigious in the process.

NERA Economic Consulting 147

NERA Economic Consulting Interviews Oliver Wyman Consulting 147

Harvard Business

OCTOBER 30, 2017

Whereas new technologies, competitors, and business models have made products and services more affordable and accessible in media, finance, retail, and other sectors, U.S. Employers and insurance companies — not end consumers — call the shots on what kind of care they will pay for. This shift is long overdue.

Insurance 73

Insurance Insurance Management Methodologies 73

Tom Spencer

JUNE 24, 2022

Governments, businesses, and individuals are developing new use cases for blockchain as barriers to adoption continue to decrease. Blockchain has already had a significant impact in the finance industry with the global cryptocurrency market cap now exceeding $1 trillion. Blockchain looks set to be deployed in many other industries.

Government 88

Government Insurance Insurance System 88

Harvard Business

APRIL 26, 2017

These low-cost and reliable sources of funds are from taxpayer-insured deposits and the Federal Reserve’s discount window. Moreover, in instances where borrowers want to shop and compare myriad options in one place, they turn to online credit brokers like Fundera or Intuit’s QuickBooks Financing for a one-stop shopping experience.

Banking 135

Banking Small Business Oliver Wyman Retail 135

Harvard Business

JULY 24, 2017

So four years ago, when I was CEO of GE Capital Retail Finance and tapped to lead a mega change initiative — splitting off our unit into a new, publicly traded company, Synchrony Financial — I’ll admit I viewed it as a huge challenge. Would our health insurance programs include their doctors and hospitals?

Management 132

Management Change Management Culture Leadership 132

Harvard Business

OCTOBER 25, 2018

The superstars tend to be more involved in global flows of trade and finance, more digitally mature, and they dominate the lists of the most valued companies, the most valued brands, the most desirable places to work, and the most innovative companies. The churn rate of superstar cities is half that of superstar firms.

Industry 132

Industry Company Metrics Real Estate 132

Management Consulted

JANUARY 20, 2014

BearingPoint partners with the major technological suppliers, like Hewlett Packard, IBM, Microsoft, Oracle and SAP, to develop solutions and strategies suiting their clients’ requirements. International Development. Sustainable Development. Practice Areas. Digital Marketing, Sales & Customer Services. Human Resources.

BearingPoint 139

BearingPoint Interviews Oliver Wyman Capgemini 139

Harvard Business

APRIL 11, 2017

Where and how do we develop a relationship with cities? How can we finance fleets through leasing and/or mobility securitization? What should we buy or partner with instead of building? How can we help businesses benefit from greater vehicle automation? Aftermarket automotive. What is our role in a fleet-led urban future?

Automotive 103

Automotive Transportation Energy Retail 103

Harvard Business

JULY 3, 2018

Examples: making a will, investigating a lump, succession planning for your business, actually reading your insurance policies, or creating that crisis management plan. Likewise, when it comes to money, there are certain personal finance bloggers I like to read from time to time to help me stay on track.

How To 136

How To Examples Strategy& Strategy 136

Harvard Business

NOVEMBER 8, 2017

Meanwhile, according to the Ministry of Finance , the Indian economy is operating with $45 billion less cash than it did prior to demonization. The name for this digital infrastructure reflects its roots in the world of software development rather than public policy: it is referred to as “ The India Stack.”

Government 136

Government Banking System Policies 136

Epicflow

OCTOBER 16, 2023

“When Dr. Goldratt came to me and asked, ‘Eli, how long will it take you to develop a new feature’, I hesitated. Beyond just time, buffers can cover finances, manpower, and more. Having Insurance (Risk Buffer). It helps us begin somewhere rather than getting paralyzed by what we don’t know.

Resources 130

Resources System Tools Management 130

Harvard Business

AUGUST 29, 2018

For many of us, it’s finances that keep us from making a career change. This not only got rid of a monthly car payment but also cut down on what they spent on gas, insurance, and maintenance. She knew her budget and her risk tolerance; she did not have a partner’s salary or health insurance to fall back on.

Nonprofit 132

Nonprofit Financial Insurance Insurance 132

Harvard Business

SEPTEMBER 5, 2016

The UK’s Department for International Development uses “results-based” aid to improve the educational outcomes of young girls in Africa and Asia. Cigna is the first insurance company to get pharmaceutical companies to agree to value pricing based on results for certain cholesterol-lowering drugs. ” Health care.

Education 70

Education Insurance Insurance Analysis 70

Harvard Business

MAY 17, 2016

I’ve developed this framework based on the experiences that my collaborators and I have had implementing prediction systems over the last 25 years in domains like finance, healthcare, education, and sports. The framework differentiates problems along two independent dimensions: predictability and cost per error.

Healthcare 108

Healthcare Examples Data System 108

Management Consulted

FEBRUARY 15, 2015

First, consulting services were added for property and casualty insurance claim adjusters and attorneys. In 2005, the firm developed their first 5-year plan with a goal to double revenues from approximately $427M to $1B in 5 years. Corporate Finance/Restructuring. The move raised $11.1M 1997: FTI acquired LWG. Latin America.

Interviews 100

Interviews Culture Consulting Case Interview 100

The Nonprofit Consultant

OCTOBER 28, 2014

Overhead, of course, is shorthand for what nonprofits spend on general management and oversight, fundraising, and membership development. Last Friday, I attended Stronger Together , a conference produced in collaboration by CalNonprofits, CompassPoint Nonprofit Services, and Nonprofits'' Insurance Alliance of California (NIAC).

Nonprofit 69

Nonprofit Education Finance Insurance 69

Harvard Business

NOVEMBER 10, 2017

Intense pressure from the $719 billion Medicare program on the finances of U.S. Hospitals’ Medicare Losses Dwarf Medicaid Losses,” hospitals have been losing nearly three times as much caring for Medicare patients as they have caring for their Medicaid patients, traditionally the worst paid-for insured-patient group.

System 73

System Efficiency Insurance Insurance 73

Tom Spencer

JANUARY 28, 2017

There are many different use cases for this kind of technology – although it has made its first impact in the world of finance. Marguerite Arnold is an entrepreneur, author and third semester EMBA candidate at the Frankfurt School of Finance and Management. Image Source: Wall Street Journal ).

Finance 60

Finance Banking Deloitte Industry 60

Harvard Business

JUNE 8, 2018

Morgan projected up to $1T in investment would be deployed this decade — which would make impact investing twice the size of official development aid to the world’s less develop countries (as defined by the United Nations) , presuming historic levels of aid stayed constant since 2010. In 2010, J.P

Financial 86

Financial Nonprofit Industry Real Estate 86