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Bank Profitability: Decoding the Income Statement

Tom Spencer

The interest rate set by the central bank serves as a benchmark or reference rate for banks. Operating expenses Operating or non-interest expenses will be affected by many moving parts such as wages, benefits, infrastructure, and information technology. Image 2: Illustrative example of a bank’s non-interest income 3.

Banking 88
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Impact of Data Analytics in Consulting

Tom Spencer

This method is widely used online to accurately and efficiently target customers and sell customised products and services. Conducting research for the School of Information Systems, she is invested in obtaining a career that advances information technologies. References. Image: Pexels. 2018, 3 September).

Data 106
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Big Data: An Opportunity for Data Scientists & Data Analysts

Tom Spencer

Data is information organized in a form that can be efficiently used by people or computers to make decisions. It refers to a collection of disciplines required to collect, store, analyze, and use big data: Mathematics, Statistics, Computer Science, Information Science, Machine Learning, and Artificial Intelligence.

Data 88
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A Tool for Balancing Your Company’s Digital Investments

Harvard Business

Support investments are those that improve business efficiency and management effectiveness but, in themselves, do not sustain the business or provide any competitive advantage. They are about achieving cost reduction and efficiency improvements through automation or meeting government requirements. Let us look at several of them.

Tools 70
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Empowering Digital Societies - SPONSOR CONTENT FROM MICROSOFT

Harvard Business

Digital transformation—or the way of thinking about this change—refers to the use of technology to improve the reach and performances of enterprises. Building more efficient, secure, and resilient governments. They are signs of profound change. It’s not limited to private enterprise. Estonia has only 1.3

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The Fight of The Two R’s: Robots v Redundancy

Tom Spencer

This begs the question, why do we favour productivity and efficiency if the new technology is simultaneously kicking workers out of jobs and diminishing the user experience? Conducting research for the School of Information Systems, she is invested in obtaining a career that advances information technologies.

System 60
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How Software Is Helping Big Companies Dominate

Harvard Business

Economic analysis finds that most of this productivity growth is accounted for by a few companies such as Walmart who used information technology to become much more productive. These are often referred to as “intangible assets,” but it’s worth getting more specific than that.