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Bank Profitability: Decoding the Income Statement

Tom Spencer

Bank’s Income Statement It’s important to note that banks have diverse product offerings and client types, and the reporting of business lines such as retail banking, wholesale banking, and wealth management can vary between different banks. For the sake of simplicity, we will present the information in a consolidated manner.

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Personalized Recommendation Engines Are Coming to Health Care

Harvard Business

In the past decade, consumers have shifted from worrying about sharing personal financial information when shopping on the internet to embracing online retailers’ recommendations for them. That is because the best online retailers offer customers a curated and highly personalized shopping experience. No strategy is static.

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How Physicians Can Keep Up with the Knowledge Explosion in Medicine

Harvard Business

This will help doctors make better decisions based on up-to-date knowledge in a time efficient manner. Build a learning medical information ecosystem. Through better connectivity, information technology is improving the practice of medicine as never before. The path forward is clear.

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How the EMR Is Increasing Innovation and Creativity in Health Care

Harvard Business

Every day, online retailers use computer-based transactions to guide us through stepwise sequences to buy a pair of jeans, apply for a credit card, or book a flight. Information technology has come late to health care delivery. Electronic medical records can help correct these systemic defects.

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Why Hospitals Need Better Data Science

Harvard Business

And second, hospitals today face the same cost and revenue pressure that retail, transportation, and airlines have faced for years. Analytics-driven software that can determining the most efficient order of ED activities, dramatically reducing patient wait times.

Data 31
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How the Water Industry Learned to Embrace Data

Harvard Business

Organizations are also using these tools to improve maintenance, infrastructure planning, water conservation, and customer service (including repair efficiencies and pricing). This is why it’s imperative to change roles, break down silos, and adopt new decision support systems when implementing new technologies. As one U.S.

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Your Company’s Energy Data Is an Untapped Resource

Harvard Business

And of course, few such managers have a background in information technology. And now retailers are starting to leverage the same information to better position higher-margin product where traffic is highest within their stores. Imagine a big box retail store in the future: It has solar panels on the roof.

Energy 28