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Bank Valuation: Understanding Key Ratios and Metrics

Tom Spencer

In this article, we will explore the importance of profitability ratios and valuation metrics that are crucial when analyzing banks. There are seven key profitability ratios and two valuation metrics that it is important to understand. It is not a useful metric for comparing different business lines.

Metrics 88
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Toys ‘R’ Us Is Dead, but Physical Retail Isn’t

Harvard Business

The news is part of a larger trend of closings that some are calling the retail apocalypse. The rise of e-commerce, combined with a shift in consumer preference toward dining out over shopping and with years of overbuilding , has made for distinctly unattractive economics in traditional retail. billion purchase of Whole Foods.

Retail 96
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Don’t Be Tyrannized by Old Metrics

Harvard Business

While effective metrics are essential for focusing attention and achieving results, they can also overpower better sense. Most industries cower to a few central metrics, the yardsticks that define the winners and losers. Metrics tried and proven over years become a guide to what’s important, driving resource allocation.

Metrics 70
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What Retail Can Teach Health Care About Digital Strategy

Harvard Business

Retailers know they have to find the right blend of digital convenience and in-person service. Like banks, airlines, and retailers, health care providers will need to offer an easy, digital front-end experience to their customers. Fanatic Studio/Getty Images. Insight Center. Health Care’s New Frontier. Sponsored by Optum.

Retail 71
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Retail Bank Operational and Digital Leaders Reap the Rewards

BCG

BCG’s Retail-Banking Excellence benchmarking study (REBEX) profiles the operational and digital practices and performance of 20 of the world’s leading retail banks, a group of 40 institutions chosen for their size and the strength of their capabilities. At the heart of the benchmarking are core operational metrics.

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How Blockchain Can Help Marketers Build Better Relationships with Their Customers

Harvard Business

Meanwhile, its transmission model reduces the costs of transactions, enables verification and efficient exchange of ownership, and opens the door to real-time micropayments. Retailers routinely pay credit card companies 3% payment processing fees, while gas stations pay even more. The Marketing Impact of Near-Zero Transaction Costs.

Marketing 129
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How the Water Industry Learned to Embrace Data

Harvard Business

Organizations are also using these tools to improve maintenance, infrastructure planning, water conservation, and customer service (including repair efficiencies and pricing). A water authority in Australia, which deployed a software solution for improving network efficiency, is a case in point. As one U.S.