Tom Spencer

NOVEMBER 8, 2024

In a previous article, we explored why a startup experience is a must for every young professional ( Startup Experience: A Must for Every Young Professional ), especially if your university in undergrad placed a spotlight on finance and consulting. Understand the competitive landscape and assess the startup’s unique value proposition.

Transportation 78

Transportation Financial Productivity McKinsey 78

Harvard Business

NOVEMBER 22, 2018

The past five years have seen explosive growth in “corporate green bonds” issued to finance climate-friendly projects. How the stock market responds. New information is provided to the market on the announcement date, as opposed to the issue date. Monalyn Gracia/Corbis/VCG/Getty Images.

Company 128

Company Financial Analysis Operations 128

Tom Spencer

DECEMBER 9, 2017

In this post, I will share three insights from the pitching event that might be of interest to students, start-ups, and those in disruptive businesses. Introduction To The Event. The event is held on an impressive campus, and tackles disruption from all angles. But enough about the event; here are three lessons I learned.

How To 121

How To Insurance Insurance Productivity 121

Harvard Business

MARCH 2, 2017

It’s not surprising that some of the closer-to-market applications of the technology are in the financial sector. The digital nature of the ledger means that blockchain transactions can be tied to computational logic and in essence programmed.

Finance 70

Finance Financial Video Government 70

Tom Spencer

OCTOBER 16, 2021

Knowing the ins and outs of upcoming trends in finance is indispensable for any aspiring consultant. A prime example for such a question is how finance is adapting to the issue of climate change, and might assist its mitigation. Green Finance. For instance, the payout might increase with the wind speed recorded for a hurricane.

Financial 88

Financial Insurance Insurance Finance 88

Management Consulted

OCTOBER 3, 2012

market for latex condoms. Recently, Mayer Laboratories sued Church and Dwight, Trojan’s parent company, for illegally monopolizing the market. It requires a broad knowledge and a high-level, big-picture understanding of the company and its markets. My group chose to examine the U.S. This left me with few options.

Consulting 204

Consulting Case Interview Interviews Engineering 204

The Fearless Marketer

JANUARY 7, 2019

Judy is one of the most creative (and effective marketers) of her professional services that I have ever met. Not only that, she’s really enthusiastic about her marketing. Judy went on to grow her business very successfully over the next three decades and continues to market it in creative ways. Cheers, Robert.

Marketing 72

Marketing Journal Case Interview Interviews 72

Tom Spencer

FEBRUARY 10, 2023

Investment bankers work on behalf of both individual and institutional clients to raise capital by issuing securities, as well as to advise clients on financial matters such as mergers, acquisitions, and other corporate finance activities. Investment bankers may also be involved in the creation and distribution of new securities.

Banking 88

Banking Industry Finance Cash Flow 88

Harvard Business

NOVEMBER 12, 2018

But as the energy and excitement from that first event fades, you’re left wondering: Now what? And then rope Mary in as a featured speaker at an early network event — and ask for her ideas on where you should focus future programming. You’ve done everything needed to get this thing up and running. Working Parents.

Groups 128

Groups How To Resources Finance 128

Management Consulted

JULY 2, 2017

The Boston office was the originator of concepts such as the experience curve, the portfolio concept, time-based competition, and segment-of-one marketing. The industry focus in Boston is on Financial Services, Wealth & Asset Management, Banking & Capital Markets, Insurance, Technology, Life Sciences & Health, and Private Equity.

Oliver Wyman 72

Oliver Wyman Mercer Consulting Deloitte 72

IMC USA

APRIL 28, 2020

The Town Hall discussions include expert consultants in Finance, Digital Marketing, HR, Supply Chain, Technology and other areas. For more information and to register for Town Halls and other events by IMC USA, visit the IMC USA Events Calendar.

Consulting 100

Consulting Ethics Finance Education 100

Harvard Business

APRIL 10, 2018

For example, firms with better-connected CEOs can obtain cheaper financing , and firms with well-connected board directors see better performance. Our study , published in the Journal of Corporate Finance, found that CEOs with strong connections to people of different demographic backgrounds and skill sets create higher firm value.

Research 129

Research Finance Study Analysis 129

Tom Spencer

MARCH 11, 2022

A few experiential learning opportunities to look for on campus include consulting clubs, finance clubs, student government, and technology development teams. As a result, students get a glimpse into what working in a particular space may feel like such as consulting, finance, politics, or technology. Opportunities on-campus.

Finance 88

Finance Government Industry Consulting 88

Epicflow

JULY 20, 2022

Will the delivered product/services be in demand on the market? This analysis can be assisted by a company’s finance department for more accurate outcomes. Market feasibility. There are always things that we cannot predict: changes in economic and market conditions, or some unexpected events like covid-19 outbreak or war.

Study 147

Study Management Resources Analysis 147

Harvard Business

SEPTEMBER 19, 2016

Over the past 18 months, Sergey’s experience has been echoed in offices in Ukraine, South Africa, Turkey, Brazil, and many other emerging markets that have faced substantial currency depreciation due to the drop in commodity prices and the flow of capital to the U.S. Normally, MNCs raise prices in the emerging market, (e.g.,

Marketing 70

Marketing Agile Company Sales 70

Harvard Business

JULY 12, 2017

In effect, they all had skin in the game, which remains one of the most elusive elements of modern finance. Insurance policies and lottery tickets have the same payoff properties, with the one claimed on bad news or undesirable events and the other claimed by very happy lottery winners. Flood insurance is another example.

Insurance 131

Insurance Insurance Industry Balance Sheet 131

Tom Spencer

MARCH 16, 2014

If you are thinking about producing a strategic plan, developing a new product, entering a new market, engaging in a new venture, or financing a project then it probably makes sense to understand the big picture issues that could affect your success. Availability of credit (consider also the liquidity and depth of the credit markets).

Analysis 114

Analysis Intellectual Property Trends Ethics 114

Harvard Business

JANUARY 19, 2018

For example, if you’re a brand marketer, you might give yourself an “A” in advertising development, a “B+” in pricing analysis, “C” in trade marketing, etc. Focus on the C’s to close skill gaps. Seeking feedback from someone who previously held your job can speed up your learning.

Development 134

Development Company Journal Advertising 134

MishTalk

AUGUST 7, 2013

Minyanville Business and Market News. Get Involved The State of the Unions Finances: A Citizens Guide. China Financial Markets. Market Oracle. Market Ticker. Real Clear Markets. Fed Balance Sheet vs. Stock Market; Will QE Cause Inflation? Fed Balance Sheet vs. Stock Market. Automatic Earth.

Balance Sheet 74

Balance Sheet Marketing Real Estate Financial 74

Harvard Business

APRIL 6, 2018

In the unlikely event that a customer finds a lower price, we’ll beat it on the spot.” A major cause of this is that managers within these teams approach the task from their own functional-management view, e.g. finance, HR, marketing, operations. ” This is that company’s position on price.

System 134

System Strategy Strategy Strategy& 134

Harvard Business

NOVEMBER 23, 2016

Owning up to our own behavioral biases is a worthwhile starting point to discussing the problem of managing infrequent, severe events. Young firms may be especially unlikely to prepare for infrequent events such as major hurricanes since they are exposed to so many risks that occur with a higher likelihood.

Insurance 70

Insurance Insurance Small Business Finance 70

Harvard Business

MARCH 22, 2018

By thinking of a company’s culture as a form of investment subject to market failures, we can better understand why companies sometimes tolerate misconduct, and why they can’t always fix it on their own. Market Failures and Misconduct Risk. The justification for this attention comes from relatively simple economics.

Culture 133

Culture Company Financial Banking 133

Harvard Business

MAY 31, 2017

Corporate investment in artificial intelligence is predicted to triple in 2017 , becoming a $100 billion market by 2025. Automating finance. This lets organizations reduce the amount of work outsourced to service centers and frees up finance staff to focus on strategic tasks. Measuring brand exposure.

Company 134

Company Software Data Sports 134

Management Consulted

OCTOBER 18, 2013

During this same year, IBM introduced Business Recovery Services as a formal business offering for customers, enabling them to continue operations in the event of an unplanned outage or disaster. Finance Risk. Marketing Sales & Service. Financial Markets. Fast forward to today. Information Technology. Automotive.

IBM GBS 203

IBM GBS Interviews Consulting Case Interview 203

Management Consulted

JULY 3, 2016

Bates White has been a dominant market leader in asbestos litigation and valuation as well as in False Claims Act litigation. Though antitrust remains Bates White’s largest practice area, the firm is recognized as an expert in environmental product liability, healthcare and life sciences, energy, and finance. Practice Areas.

Interviews 140

Interviews Culture Consulting Case Interview 140

Harvard Business

MAY 29, 2017

Yet Russia remains an important part of most Western multinationals’ emerging markets portfolios. This environment is altering how multinational firms operate in the country and market their products. This has been beneficial for some Russian industries but has reduced market access for foreign firms.

Government 104

Government Healthcare Policies Operations 104

Harvard Business

JULY 10, 2017

One participant from Berg, Dutton, and Wrzesniewski’s research redesigned her marketing job to include more event planning, even though it wasn’t originally part of her job. If you love interacting with others but feel lonely, can you find ways to partner more on projects?

Research 134

Research Finance Energy Survey 134

Tom Spencer

APRIL 14, 2023

A client’s risk tolerance will tend to increase in proportion to their income and investment experience, and decrease inversely in proportion to their age, family or health problems, number of financial dependents, and market volatility. Zuhair Imaduddin is an Innovation Development Analyst at JPMorgan Chase.

Management 88

Management Financial Real Estate Insurance 88

MishTalk

JUNE 25, 2013

Minyanville Business and Market News. Get Involved The State of the Unions Finances: A Citizens Guide. China Financial Markets. Market Oracle. Market Ticker. Real Clear Markets. China Acts to Calm Markets; Stock Market Rebounds From 6% Plunge After Central Bank Pledges More Liquidity; Wet Nurse Action.

Analysis 64

Analysis Trends Marketing Real Estate 64

Management Consulted

FEBRUARY 5, 2017

Compensation and benefits are on par to the market, but not adjusted for NYC living (so for take-home pay you might be better off in Atlanta or Dallas as a young McKinseyite, unless the magnetic draw to the Big Apple is just too much). The office at NYC has grown quite a bit the past ~7 years.

Consulting 157

Consulting Deloitte Bain McKinsey 157

Harvard Business

JULY 24, 2017

So four years ago, when I was CEO of GE Capital Retail Finance and tapped to lead a mega change initiative — splitting off our unit into a new, publicly traded company, Synchrony Financial — I’ll admit I viewed it as a huge challenge. ” This ended up being the “true north” our employees rallied around.

Management 130

Management Change Management Culture Leadership 130

Martinka Consulting

APRIL 26, 2019

Second question: is there similar activity with larger companies, small, mid-sized, and lower middle market firms? Barlow research – Two-thirds of lower middle-market business owners are expected to retire. It’s because we had a little event 10 years ago affectionately called the “Great Recession.” And guess what?

Marketing 40

Marketing PricewaterhouseCoopers Cash Flow Banking 40

MishTalk

SEPTEMBER 11, 2013

Finance Exchange says Obamacare Could Be a Fraudsters’ Free-For-All. The proper response to fraudulent marketing, of course, is to hang up, delete or slam the door and then contact the FTC. Outside of open enrollment, you can''t enroll in Marketplace coverage unless you have a qualifying life event. Qualifying Life Event.

Insurance 71

Insurance Insurance Healthcare Finance 71

Tom Spencer

JANUARY 19, 2019

In technology and software companies, there are product management (PM) and product marketing management (PMM) roles. When you think about a PM’s responsibility, the first thing that comes to mind is communicating with engineers to build a product; and for a PMM, it is creating marketing materials for the product.

Engineering 60

Engineering Productivity Enterprise Marketing 60

Harvard Business

SEPTEMBER 11, 2017

Along the way, I’ve talked to hundreds of founders, sales and marketing leaders, customer success VPs, and front-line reps about how to build a customer-first SaaS organization. Your #1 focus at this stage is product-market fit. Your company has (mostly) solved product/market fit. What to do. What to do. What not to do.

Metrics 132

Metrics Engineering Efficiency Operations 132

Epicflow

OCTOBER 16, 2023

The problem is that the intended outcomes and commitments to the market might be negatively affected, harming the reputation of the organization. But combine that with a minor delay in raw material delivery and throw in a sudden but not surprising market fluctuation, and you have a perfect storm. Adaptive planning becomes crucial here.

Resources 130

Resources System Tools Management 130

Tom Spencer

JUNE 30, 2023

The financial services industry comprises firms that operate across a range of sectors: Asset & Wealth Management, Banking & Capital Markets, and Insurance. In simple terms, asset management firms are the ‘manufacturers’ of investment products (e.g., clients can purchase iShares on the RBC Wealth platform).

Banking 78

Banking Management Real Estate Insurance 78