Tom Spencer

OCTOBER 25, 2024

These metrics are increasingly influencing business decision-making and thus shaping corporate reputation in a way that impacts customer loyalty and financial performance. Financial Performance There is growing support for the view that strong ESG performance correlates with better financial outcomes.

Metrics 78

Metrics Ethics Government Financial 78

Harvard Business

JUNE 13, 2023

Most businesses will be reluctant to tie up capital in this way, but such projects can be (and have been) financed by perpetual bonds, which represent attractive investments for investors such as university endowments that have very long liability streams extending far into the future.

Finance 177

Finance Financial Productivity Marketing 177

Steve Shu Consulting

APRIL 19, 2018

Back in 2010, I was part of a team that started one of the early behavioral finance centers with one of the investment manufacturing firms in the United States. This can include wanting to do holistic innovation that touches on service, products, and applications. Mercer UK – Personalised Pension Videos.

Mercer 186

Mercer Finance Financial Leadership 186

Tom Spencer

AUGUST 2, 2024

The financial industry has undergone a seismic shift over the past decade, driven by advances in technology and regulatory changes. This regulation is designed to enhance consumer access to financial data, much like how the General Data Protection Regulation ( GDPR ) has transformed data privacy and protection in Europe.

Data 88

Data Finance Industry Financial 88

Management Consulted

AUGUST 1, 2013

Oliver Wyman’s strategy consulting practice has made waves specifically in the financial services sector , and beyond as well. At its start, Oliver Wyman capitalized on the deregulation of the financial services industry. Industrial Products. Retail and Consumer Products. Corporate and Finance and Advisory.

Oliver Wyman 201

Oliver Wyman Interviews Mercer NERA Economic Consulting 201

Management Consulted

OCTOBER 12, 2014

You will learn how to improve productivity, how to provide more choice to customers, how to reduce response times, and how to improve quality. Corporate Finance Essentials. Well, here is our common suggestion: acquire hard skills, and study corporate finance to do so. IESE Business School. Interviews with Entrepreneurs.

Course 184

Course Development Consulting Finance 184

Tom Spencer

NOVEMBER 8, 2024

In a previous article, we explored why a startup experience is a must for every young professional ( Startup Experience: A Must for Every Young Professional ), especially if your university in undergrad placed a spotlight on finance and consulting. Evaluate the technology behind the product to confirm its viability and scalability.

Transportation 78

Transportation Financial Productivity McKinsey 78

Harvard Business

MARCH 31, 2017

If you’re not a numbers person, finance is daunting. How can you boost your financial acumen? After all, if you’re trying to sell a product or strategy, you need to be able to demonstrate that it is both practical and high margin. Here are some strategies to improve your financial intelligence.

Finance 70

Finance Balance Sheet How To Metrics 70

Harvard Business

JUNE 22, 2016

A new type of services company could transform global supply chains: Financial technology companies that act as intermediaries in facilitating transactions between a company and its suppliers. FinTechs are internet companies that streamline financial systems and make funding the supply chain more efficient.

Transportation 130

Transportation Finance Financial Banking 130

Harvard Business

JUNE 8, 2018

In our recent HBR article , we argued that financial statements fail to capture the value created by modern digital companies. Some of these ideas contradict traditional financial thinking whereas others seem highly controversial or pessimistic. We distilled seven key insights from those discussions.

Financial 84

Financial Report Cash Flow Metrics 84

Steve Shu Consulting

FEBRUARY 17, 2010

The introduction of new product or service lines into an existing customer base is a challenge that companies often face with new business development. Sometimes the opportunities can be readily quantified using traditional financial analysis (e.g., using net present value, scenario, and waterfall buildup methods).

Strategy& 150

Strategy& Strategy Strategy Software 150

Tom Spencer

NOVEMBER 22, 2015

There are many new innovations that allow companies to finance purchases creatively in order to meet their goals over the long term. Here are four (4) examples of financial innovations that can make your business easier to run. Peer lending is one of the newest financial innovations in the world today. Finance Tools.

Financial 60

Financial Finance Banking Tools 60

Harvard Business

DECEMBER 16, 2016

As players throughout the system scramble to adjust, they should look to the financial services industry which has undergone a similar transformation over the past 20 years as it has evolved to provide greater transparency and accountability. The cultural and operational challenge for incumbent financial services firms was enormous.

Financial 70

Financial Healthcare Insurance Insurance 70

Harvard Business

MARCH 15, 2018

Nonetheless, statistics show that women-owned businesses, which account for one-third of Swedish businesses, are not granted the corresponding proportion of government venture financing; in fact, women-owned businesses receive only 7%. The VCs stated that, in all cases, they need to evaluate each venture’s financial status.

Data 133

Data Real Estate Finance Financial 133

Tom Spencer

FEBRUARY 1, 2020

Some people also call consulting a ‘talk-job’ – you go to the clients, you talk about what the ideal world scenario would be for a particular project, product or market, and your billable hours are sorted. For instance, financial consultants provide advice to organizations on financial matters.

Consulting 135

Consulting Operations Financial Real Estate 135

Harvard Business

APRIL 14, 2017

For example, our survey, which asked managers of 13 functions, from sales and marketing to procurement and finance, to indicate whether their departments were using AI in 63 core areas, found AI was used most frequently in detecting and fending off computer security intrusions in the IT department. bribes and kickbacks).

Company 178

Company Survey Finance Engineering 178

Tom Spencer

JUNE 9, 2023

These systems can suggest relevant products that customers are likely to enjoy. For example, Alibaba, a leading Chinese e-commerce company, could conduct sentiment analysis of customer reviews of individual products and services, and use these insights to modify existing products and develop new ones.

Data 147

Data Operations Efficiency System 147

Harvard Business

MARCH 22, 2018

Over the last decade, industries, academics, and the public sector have turned their focus toward culture and ethics in response to the financial crisis as well as misconduct at a broad range of corporations. Though my experience is in the financial sector, these lessons apply to other industries as well. naqiewei/Getty Images.

Culture 136

Culture Company Financial Banking 136

Harvard Business

AUGUST 3, 2018

In a recent HBR article , we claimed that modern digital companies such as Uber, Facebook, and Alphabet play an increasingly important role in the economy, but their financial statements fail to capture company’s main value drivers. Based on these insights, we now propose a new blueprint for financial reporting of digital companies.

Financial 70

Financial Report Company Metrics 70

LSA Global

APRIL 21, 2025

Yet too often, organizations f ocus too narrowly on product training and neglect the foundational skills for new sales hires to be set up for success. Foundational business sales training should include a primer on business acumen : key business drivers, financial metrics, and industry-specific trends.

Sales 62

Sales Balance Sheet B2B Training 62

Harvard Business

AUGUST 27, 2018

They operate as lean organizations, using cloud and internet-based infrastructure, and launch and distribute products more quickly than did firms that competed with factories, warehouses, inventories, and suppliers. Furthermore, as production shifts to Asia and more and more U.S. retains its leadership in technological progress.

Company 130

Company Trends Finance Knowledge Base 130

Tom Spencer

JULY 25, 2020

I have written multiple financial crises articles in the past but have yet to touch on my home turf, New Zealand. Flexible exchange rate, product and labour markets. On the second point, the stability of house prices in New Zealand prevented panic selling of assets that could have led the financial system into turmoil.

Financial 68

Financial Policies Banking Comparison 68

Harvard Business

OCTOBER 13, 2017

But if you want to understand how a specific product contributes to the company’s profit, you need to look at contribution margin. For example, if the price of your product is $20 and the unit variable cost is $4, then the unit contribution margin is $16. ” What Is Contribution Margin? How do you calculate it?

How To 136

How To Boston Consulting Group Sales Productivity 136

Epicflow

JULY 20, 2022

Sometimes, it’s rather difficult to predict whether a company will be capable of delivering a certain product or service, whether it’s reasonable to invest in this project, and how it will affect the current workflow. Will the delivered product/services be in demand on the market? Financial (or economic) feasibility .

Study 148

Study Management Resources Analysis 148

Harvard Business

NOVEMBER 21, 2018

First, they created a combination of breakthrough product innovation and breakthrough business model innovation— the definition of category creation. In financial services, there are signs that traditional products like mutual funds are beginning to wane. on half a billion dollars invested on the platform to date.

Real Estate 129

Real Estate Finance Survey Financial 129

CaseInterview.com

SEPTEMBER 9, 2021

If someone I work with is fabulous at sales but terrible at finance, when we work together, I benefit from their talent in sales, and they benefit from my talent in finance. In a corporation, my friend would be called a chief scientist, and I’d be called a chief financial officer.

Finance 98

Finance Engineering Talent McKinsey 98

Steve Shu Consulting

MARCH 21, 2014

For those unfamiliar with the term “behavioral economics”, I generally describe behavioral economics as a combination of psychology and a traditional science like economics or finance. More generally, the notion of a behavioral audits and recommendations can be designed to assess many other processes.

Consulting 150

Consulting Finance System Sales 150

Tom Spencer

AUGUST 30, 2024

Open banking is transforming the financial industry , promising greater transparency, competition, and innovation. The European Union, which looks set to introduce updated rules about digital payments and financial services within the next two years, is at the leading edge of regulating open banking. What is Open Banking?

Banking 88

Banking Financial Data Industry 88

Harvard Business

OCTOBER 12, 2017

In new research , we use survey data from over 1,000 CEOs across six countries and the financial performance of their companies to explore these questions. The most common departments for CEOs to meet with are production (35% of time spent with others), marketing (22%), and finance (17%). Which CEO Type Is Better for Companies?

Survey 136

Survey Data Meeting Industry 136

Management Consulted

SEPTEMBER 30, 2013

The firm advises government divisions, law firms, and major global corporations on governmental regulation (like anti-trust rulings), public policy implications, public, competitive forces, and private financing. Finance: Bankruptcy, Consumer Protection in Financial Services, Financial Institutions and Banking, Financial Risk Management. .

NERA Economic Consulting 147

NERA Economic Consulting Interviews Oliver Wyman Consulting 147

Harvard Business

MAY 1, 2017

The global financial crisis prompted many companies to pull in their horns, hoard cash, trim costs, and take a wary view of large investments. Our models suggest that by 2025 global financial capital could easily surpass a quadrillion dollars, more than 10 times global GDP. So, in real terms, debt financing is essentially free.

Cash Flow 136

Cash Flow Financial Balance Sheet Bain 136

Harvard Business

MAY 9, 2016

In an era of high-stakes innovation, there is no clearer illustration of how to develop new products the right way (and the wrong way) than a tale of two car companies. How Porsche got the product right. That was heartening to the company’s executives and product designers. How Fiat Chrysler got the product wrong.

Productivity 70

Productivity Development Sports Engineering 70

Harvard Business

JUNE 9, 2017

Few issues are more foundational to driving improvements in human health than creating productive, progressive relationships between clinical medicine and the biopharmaceutical industry. “Thou shall not” is the starting point for almost all academic institutions’ conflict-of-interest policy statements.

Pharmaceuticals 126

Pharmaceuticals Policies Journal Research 126

Harvard Business

AUGUST 3, 2018

This includes technology and people, as well as tangible, intangible, and financial assets. Most innovation investments, such as product improvement, technological innovation, and research and development (R&D) traditionally aim at strengthening the innovation capacity of the organization.

System 132

System Development Resources Case Study 132

Harvard Business

MARCH 24, 2017

The venture capital industry is beginning to take a good, hard look at a new financial instrument coming out of the bitcoin community — Initial Coin Offerings , or ICOs. ICOs are the Wild West of financing — they sit in a grey zone where the U.S.

Financial 132

Financial Finance Government Software 132

Management Consulted

JULY 2, 2017

Sometimes called the “Cradle of Liberty” for hosting the instigation of the American revolution, It was founded by puritan colonists from England and soon became the political, religious, commercial, financial and educational center of the New World. Well, they all took place in Boston.

Oliver Wyman 72

Oliver Wyman Mercer Consulting Deloitte 72

Harvard Business

JUNE 25, 2018

If an industrial product like a car fails the manufacturer pulls it back, tests it and, if necessary, re-equips it. Still, market research suggests that future markets for its products and services could be huge — with the U.N. Fundamentally, we have a hard-wired cultural problem in business, finance and markets.

System 135

System Financial Report Benchmarking 135