Tom Spencer

MARCH 28, 2025

Digital currencies are revolutionizing the financial world, creating new opportunities and challenges for consumers, financial institutions, and governments. In October 2020, HSBC launched theContour platform, which uses blockchain to digitize trade finance and reduce friction in international trade transactions.

Banking 88

Banking Financial System B2B 88

Steve Shu Consulting

JULY 25, 2014

I recently ran into a short video by the New South Wales government which does a great job of introducing the notion of behavioral insights and application in the governmental space. One the other hand, possibilities for competitive differentiation and new products seem limitless. How will the wave build? It’s an opportunity.

Video 230

Video Analysis Operations Development 230

Tom Spencer

JUNE 24, 2022

Governments, businesses, and individuals are developing new use cases for blockchain as barriers to adoption continue to decrease. Blockchain has already had a significant impact in the finance industry with the global cryptocurrency market cap now exceeding $1 trillion. Blockchain looks set to be deployed in many other industries.

Government 88

Government Insurance Insurance System 88

MishTalk

DECEMBER 28, 2013

RT reports French broadcasting watchdog CSA eager to tax YouTube, Facebook, Dailymotion France''s Superior Council of Audiovisual, an independent broadcasting authority, wants to impose taxes on media giants like YouTube, Facebook and Dailymotion to force them to contribute to financing French culture. billion ($1.8

Finance 78

Finance Culture Film Advertising 78

Harvard Business

FEBRUARY 16, 2018

In one global consumer products company that I work with, my firm’s organizational assessment revealed an unusually intense degree of aggravation over how much time was consumed by meetings, leaving “only evenings to do our day jobs,” according to one interviewee. companies spend more than $37 billion dollars a year on them.

Meeting 136

Meeting How To Government Finance 136

Tom Spencer

NOVEMBER 8, 2024

High-profile clients MBB firms typically work with leading global companies, governments, and non-profit organizations. Organized and Structured Consulting Approach The work environment at MBB firms is fast-paced and demanding, with high expectations for performance and productivity. Three main reasons.

McKinsey 78

McKinsey Transportation Methodologies Bain 78

Management Consulted

AUGUST 1, 2013

They seized this opportunity to establish a firm that would help firms gain clarity about their business models, products, and clients and then advise them by creating long term strategies. Industrial Products. Retail and Consumer Products. Corporate and Finance and Advisory. Surface Transportation. Public Policy.

Oliver Wyman 201

Oliver Wyman Interviews Mercer NERA Economic Consulting 201

Harvard Business

JULY 7, 2016

A formal treaty with Colombia’s government is expected to be signed in late July. “It’s a culture thing,” María Lacouture, the head of government economic development agency ProColombia, told me. Banks often are unwilling to take the risk of financing small and midsize companies.

Tourism 125

Tourism Government Finance Efficiency 125

MishTalk

DECEMBER 10, 2013

Industrial production in the currency bloc''s second largest economy fell 0.3% Over the three months through October, industrial production was 0.6% Over the three months through October, industrial production was 0.6% The disappointment comes after separate data showed Monday that German industrial production dropped 1.2%

Finance 75

Finance Industry Data Report 75

Harvard Business

NOVEMBER 16, 2016

In recent years, the government has also launched a number of programs aimed at cultivating scientific talent. Thus, technological innovation in these sectors tends to be financed by the government and carried out within government or quasi-government laboratories. Drucker Forum 2016: The Entrepreneurial Society.

Government 70

Government Intellectual Property Policies Research 70

Harvard Business

MARCH 7, 2017

When Subra Suresh was tapped to lead the National Science Foundation (NSF), in 2010, he saw that many of the pathbreaking discoveries developed through the agency’s grants weren’t finding their way to the marketplace, so he sought to foster better links between government and industry. Each insight led to a better product.

Government 145

Government Course Conference Productivity 145

Harvard Business

OCTOBER 10, 2018

But thinking only about the costs involved in raising wages misses a key issue: pay hikes can also boost workplace productivity. In our own research, we’ve explored the impact that minimum wages can have on businesses, as well as the ways in which higher wages can motivate employees and spur productivity.

Productivity 70

Productivity Efficiency Finance Government 70

Clarity Consultants

OCTOBER 8, 2024

As you walk the show floor, you’ll engage with live demos, product launches, and exclusive offers from over 125 exhibitors. Leadership Exchange : Join the exclusive DevLearn Leadership Exchange to engage in in-depth discussions on strategic leadership, talent management, and developing future leaders.

Consulting 147

Consulting Talent Training Training 147

Harvard Business

OCTOBER 23, 2018

Jetta Productions/Getty Images. has lost what Harvard Business School’s Willy Shih calls the “ industrial commons ”: indispensable production skills and capabilities. has lost what Harvard Business School’s Willy Shih calls the “ industrial commons ”: indispensable production skills and capabilities.

Engineering 128

Engineering Government Automotive Research 128

Harvard Business

MAY 29, 2017

While relatively rare, there have been a few cases of the Russian government directly interfering in Western businesses’ affairs. and EU increased sanctions on Russia that same year, Russian authorities raided the Russian headquarters of Ikea , which has long struggled with interference from the Russian government. .”

Government 107

Government Healthcare Policies Operations 107

Harvard Business

MARCH 15, 2018

Nonetheless, statistics show that women-owned businesses, which account for one-third of Swedish businesses, are not granted the corresponding proportion of government venture financing; in fact, women-owned businesses receive only 7%. ” Assumption 2: Women are reluctant to grow their businesses, whereas men are willing to do so.

Data 132

Data Real Estate Finance Financial 132

Johanna Rothman

JUNE 24, 2021

And, the enforcement was about their governance. I asked Brad these questions: Do you have product or feature teams that are cross-functional and can release alone? ( Component teams create interdependencies and take much more time to finish work.). Does each team focus on just one product at a time? New Management Choices.

Agile 117

Agile Meeting Software Government 117

Harvard Business

AUGUST 3, 2018

And yet corporations and governments spend billions of dollars annually pursuing innovation. Most innovation investments, such as product improvement, technological innovation, and research and development (R&D) traditionally aim at strengthening the innovation capacity of the organization. Walker and Walker/Getty Images.

System 132

System Development Resources Case Study 132

Management Consulted

OCTOBER 3, 2012

For instance, we examined predatory pricing in the airline industry and illegal product tying by Apple, Microsoft, and AT&T. What I found particularly fascinating was the number of variables that needed to be taken into account while making strategic decisions on governance, production or any other function.

Consulting 204

Consulting Case Interview Interviews Engineering 204

Tom Spencer

MARCH 16, 2014

If you are thinking about producing a strategic plan, developing a new product, entering a new market, engaging in a new venture, or financing a project then it probably makes sense to understand the big picture issues that could affect your success. Government policy, trade unions, lobby groups, and the electoral cycle.

Analysis 114

Analysis Intellectual Property Trends Ethics 114

Tom Spencer

FEBRUARY 1, 2020

Some people also call consulting a ‘talk-job’ – you go to the clients, you talk about what the ideal world scenario would be for a particular project, product or market, and your billable hours are sorted. Sales, Marketing, Production) and secondary functions (e.g. Finance, HR, Supply Chain, ICT, Legal).

Consulting 135

Consulting Operations Financial Real Estate 135

Harvard Business

JUNE 9, 2017

Few issues are more foundational to driving improvements in human health than creating productive, progressive relationships between clinical medicine and the biopharmaceutical industry. During our careers, we have worked in industry, academia, clinical medicine, and government and have managed successful academia-industry collaborations.

Pharmaceuticals 125

Pharmaceuticals Policies Journal Research 125

Harvard Business

MAY 26, 2016

In the lean-manufacturing context, in contrast, assembly line workers learn to execute a variety of production tasks, take responsibility for product quality, and are encouraged to find ways to improve the production process. Workers tend to earn more and report higher engagement with their jobs.

Apparel 120

Apparel Development Operations Accenture 120

Harvard Business

MARCH 24, 2017

Then, via price dynamics determined by market supply and demand, the value is settled on by the network of participants, rather than by a central authority or government. ICOs are the Wild West of financing — they sit in a grey zone where the U.S. Insight Center. Business in the Era of Blockchain. Sponsored by Accenture.

Financial 132

Financial Finance Government Software 132

Harvard Business

AUGUST 28, 2017

Innovations in spatial sciences, combined with big data, raise the possibility of the insurance industry introducing innovative pricing strategies that induce private real estate owners and local governments to take efforts that together yield a more resilient real estate capital stock. During a time when the U.S.

Insurance 132

Insurance Insurance Real Estate Industry 132

Tom Spencer

MARCH 11, 2022

A few experiential learning opportunities to look for on campus include consulting clubs, finance clubs, student government, and technology development teams. On-campus engagements are opportunities for students to engage with their peers in a productive environment. Opportunities on-campus.

Finance 88

Finance Government Industry Consulting 88

Tom Spencer

MAY 6, 2022

The product may solve a problem you’ve personally faced, making the work you do even more exciting. Student Organizations focused on Consulting, Finance, or Technology. Your university may have consulting, finance, or technology centered student organizations that produce some type of work-product each semester.

Finance 88

Finance Resumes Government Recruiting 88

Harvard Business

AUGUST 30, 2018

Many governments are currently rethinking their policies regarding cross-border data flows. Many governments have started to question the merits of the kind of the unrestricted approach favored by the Unites States. These solutions lie at the intersection of technology development by companies and policy formulation by governments.

Data 120

Data Government Policies Banking 120

Harvard Business

OCTOBER 5, 2017

More broadly, we might define a smart society as one where digital technology, thoughtfully deployed by governments, can improve on three broad outcomes: the well-being of citizens, the strength of the economy, and the effectiveness of institutions. Its building blocks are what governments and policy makers aim to provide for their citizens.

Benchmarking 129

Benchmarking Government Policies Case Study 129

MishTalk

OCTOBER 25, 2013

In response to Montebourg Announces Deal Between Goodyear and Titan to Save Union Jobs (One Problem - Goodyear Did Not Even Receive the Offer) , one of several recent posts on Arnaud Montebourg, France''s Minister of Productive Recovery, reader "AC" who lives in France responded. Tax Hike Number One: Taxes Harmonized (to the Highest Level).

Energy 59

Energy Finance Advertising Productivity 59

Harvard Business

JUNE 25, 2018

If an industrial product like a car fails the manufacturer pulls it back, tests it and, if necessary, re-equips it. In case manufacturers grow careless, governments run periodic road safety tests. Still, market research suggests that future markets for its products and services could be huge — with the U.N.

System 134

System Financial Report Benchmarking 134

Tom Spencer

DECEMBER 9, 2017

The Maintech Summit at the Frankfurt School of Finance and Management (co-sponsored by Excon , a local start up instigator) is the first real academic-based “shark-tank” environment for disruptive start-ups in Frankfurt. Blame the German government! It is a medical product suitable for a couple of niche markets whose time has come.

How To 121

How To Insurance Insurance Productivity 121

MishTalk

NOVEMBER 14, 2014

France announced on Wednesday it was breaking the latest in a long line of promises to European Union partners to cut its public deficit, conceding it now would take until 2017 to bring its finances in line with EU rules. Deficit Much Higher than Expected Le Monde reports Government Deficit in 2014 Much Higher than Expected.

Finance 72

Finance Government Report Meeting 72

Harvard Business

MAY 31, 2017

Automating finance. This lets organizations reduce the amount of work outsourced to service centers and frees up finance staff to focus on strategic tasks. Automated programs can recognize products, people, logos, and more. AI can expedite “exception handling” in many financial processes. Measuring brand exposure.

Company 136

Company Software Data Sports 136

Management Consulted

SEPTEMBER 30, 2013

The firm advises government divisions, law firms, and major global corporations on governmental regulation (like anti-trust rulings), public policy implications, public, competitive forces, and private financing. Although NERA is concentrated on the East Coast of the U.S., NERA reviews the global economic landscape.

NERA Economic Consulting 147

NERA Economic Consulting Interviews Oliver Wyman Consulting 147

Harvard Business

AUGUST 8, 2018

If all went well, AI-powered robots would enable the company to achieve a weekly production of 5,000 Model 3 electric cars to keep up with burgeoning demand. According to CEO Elon Musk, the sophisticated robots actually slowed down production instead of speeding it up.

Engineering 130

Engineering Training Training Analysis 130

Harvard Business

NOVEMBER 7, 2018

More recently, it has gained attention as a way to finance new ventures, through what is known as an Initial Coin Offering (ICO). Less noticed, though, is ICOs appear almost antithetical to the standard approach to financing a risky venture. To generate publicity that allows them to solicit broad feedback on their beta product.

Finance 70

Finance Software Government Real Estate 70