MishTalk

DECEMBER 21, 2013

In regards to Average 30-Year Mortgage Rate Hits 4.47% (Not Counting Fees); Affordability Check Michael Becker at WCS Funding Group just pinged me with his thoughts on why mortgage rates will go up in 2014 even if treasury rates stay flat. The FHA last month decreased its maximum loan limits for 2014. Michael writes.

Real Estate 73

Real Estate Finance Government Marketing 73

MishTalk

NOVEMBER 14, 2014

For example, please consider this Reuters September 2014 headline: France Breaks 2015 Deficit-Cutting Promise. in 2014, before dropping back to 4.3% Deficit Much Higher than Expected Le Monde reports Government Deficit in 2014 Much Higher than Expected. billion euros at the end of 2014, 4.3 of GDP this year and 3% next.

Finance 68

Finance Government Report Meeting 68

MishTalk

APRIL 16, 2014

EL Pais reports Spanish Public Debt Threatens to Exceed 100% of GDP in 2014 Via translation General government debt accumulated through February was 987.945 billion euros, an amount that represents 96.5% of gross domestic product (GDP). The 2014 budget is expected to be in the red by 60.7 The debt ended 2013 at 94% of GDP.

Government 74

Government Finance Financial Management 74

Melissa Agnes

SEPTEMBER 23, 2014

In fact, a new survey by InsideCounsel Magazine, commissioned by iThreat Cyber Group, revealed that: “Two out of three legal counsels representing a cross section of Fortune 1,000 companies acknowledge they are not “very well prepared” to prevent a significant, material attack on their product, brand or intellectual property.”

Strategy& 83

Strategy& Strategy Strategy Intellectual Property 83

Harvard Business

MAY 4, 2018

Many of us hold principles that keep us from pursuing a more productive lifestyle. For example, one of the most common ones is the belief that increasing productivity, or getting the most out of your time, will decrease the quality of your work, or your ability to do tasks perfectly. race cars] as an innovation test-bed for road cars.”

Automotive 136

Automotive Productivity Emotional Intelligence Culture 136

MishTalk

FEBRUARY 16, 2014

A tour of various supermarkets in the city of Buenos Aires, found escalating inflation is much higher in stock products, perfumery and milk. certain P&G products — are exchanged. All told, P&G’s full-year sales growth forecast is 2%, down from a prior range of 3% to 4% for fiscal year 2014. is now $13.55.

Balance Sheet 77

Balance Sheet Productivity Sales Policies 77

Harvard Business

MAY 23, 2016

adults shopped online at least monthly, with 1/3 of adults shopping online every week, up from 24% in 2014 (Mintel). As e-commerce grows, online marketplaces like Amazon and Jet continue to improve their value proposition, making a commodity out of fast free shipping and returns, a wide assortment of products, and low prices.

Retail 118

Retail Productivity Sales Strategy 118

Harvard Business

OCTOBER 3, 2017

How will AI change strategy? But what does all this mean for strategy? What happens to Amazon’s strategy as their data scientists, engineers, and machine learning experts work tirelessly to dial up the accuracy on the prediction machine? AI is fundamentally a prediction technology.

Strategy& 73

Strategy& Strategy Strategy Data 73

Tom Spencer

JANUARY 14, 2014

There was a recent incident in Australia where Aldi , a German supermarket, decided to pull a product from its shelves after receiving racism complaints. ” To avoid offending the vocal minority, Aldi removed a product that was never designed for them in the first place. Aldi’s Strategic Blunder. But I digress.

Productivity 113

Productivity Government Marketing Consulting 113

Harvard Business

APRIL 6, 2017

” Vanity metrics are methods of measuring ROI that make product-builders feel good (or make them look good to funders), but don’t ultimately lead to awesome products. I wasn’t involved in the production of that ebook, but it’s still good!) Both launched in 2014.). Siegler at G.V.,

Media 129

Media Metrics eBook Software 129

Harvard Business

APRIL 7, 2016

These days, I advise Fortune 500 executives to treat talent as they would customers: Understand their behavior, and design recruiting strategies that meet them where they are. At least one company has worked Quora specifically into its recruitment strategy. Following are three such innovative approaches for connecting with top talent.

Recruiting 70

Recruiting Recruitment Talent Strategy& 70

Harvard Business

MAY 29, 2017

For example, in 2014, at the onset of the sharp deterioration in U.S.-Russian This environment is altering how multinational firms operate in the country and market their products. But based on the experience and strategies of our clients, there are ways that they can manage the uncertainty. So, what can businesses do?

Government 106

Government Healthcare Policies Operations 106

Harvard Business

JULY 26, 2018

Any platform still needs to achieve a product-market fit to succeed in the long run. What works well in one country may fare badly in another, especially when the product being sold is a physical rather than a digital one. China’s WeChat has most evidently pursued this strategy. This is a subtle but important distinction.

Recruitment 127

Recruitment Recruiting Transportation Advertising 127

MishTalk

OCTOBER 7, 2014

The charts are as of the latest job numbers from Friday, October 3, 2014. The data only goes back to 2007 so let''s also take a look at hours worked by production and monsupervisory employees. I hope to have new graphs later this week or next, for the entire 2007-2014 period. So let''s take a look at both sub-components.

Data 76

Data Trends Productivity Groups 76

Harvard Business

JUNE 27, 2016

In a 2014 global survey of Human Capital Trends conducted by Deloitte , 57% of respondents said that their organizations are “weak” when it comes to helping leaders manage difficult schedules and helping employees manage information flow, and that there is an urgent need to address this challenge. Take detachment breaks.

Energy 132

Energy Agile Survey Training 132

Harvard Business

JUNE 5, 2017

In the fall of 2014, in the midst of controversy about Facebook’s real-name policy and selling of user data, a new social media platform called Ello caught fire. Ello vowed to forever be free of advertising , and its company manifesto boldly concluded with a promise to would-be users that “You are not a product.”

Media 123

Media Study Company Research 123

Harvard Business

JULY 7, 2016

No strategy is static. Kroger has aligned its entire business around a “Customer 1st” brand strategy. The products are shipped directly to customers’ homes, where they can browse and purchase what they like. Insight Center. How Digital Business Models Are Changing. Sponsored by Accenture.

Trends 124

Trends Hotels How To Retail 124

MishTalk

AUGUST 11, 2014

Industrial production declined in the second quarter, foreshadowing very low GDP growth. All major industry sectors experienced a decline in their production. Dembik Christopher, an economist at Saxo Bank, says "Economic stagnation in France is a safe bet for 2014." It''s a moment of truth for the government.

Government 69

Government Banking Industry Productivity 69

Harvard Business

MAY 8, 2017

In a study of S&P 500 and Global 500 firms, our team found that those leading the most successful transformations, creating new offerings and business models to push into new growth markets, share common characteristics and strategies. How successful has the company been at creating new products, services, and business models?

Methodologies 134

Methodologies Culture Company Metrics 134

Harvard Business

NOVEMBER 21, 2018

Uber and Netflix’s success were generated through two critical strategies. First, they created a combination of breakthrough product innovation and breakthrough business model innovation— the definition of category creation. index funds). How much disruption could Wall Street be facing?

Real Estate 129

Real Estate Finance Survey Financial 129

Harvard Business

MARCH 29, 2018

More-stable scheduling increased sales and labor productivity. Labor productivity increased by 5%, in an industry where productivity grew by only 2.5% per year between 1987 and 2014. So more stable scheduling is feasible, and holds the potential for improved sales and productivity. The results were striking.

Retail 71

Retail Sales Productivity Research 71

MishTalk

JUNE 18, 2014

per hour in May of 2014. Average Hourly Earnings of Production and NonSupervisory Private Employees click on any chart for sharper image Average Hourly Earnings of All Private Employees Data for all private employees only goes back to March of 2006. percent, seasonally adjusted, from May 2013 to May 2014.

Methodologies 78

Methodologies Data Banking Productivity 78

MishTalk

DECEMBER 21, 2014

Gulf oil officials on Sunday defended OPEC’s decision last month to keep its production ceiling intact, blaming producers outside of the group for the glut of oil on the market that has depressed prices. oil production has soared as a result of the shale boom, reducing OPEC exports to the U.S. mb/d in 2014 to average 55.95

Data 74

Data Productivity Energy Report 74

BCG

NOVEMBER 9, 2016

According to BCG analysis, deal value will be 30% lower than it was in 2014 through 2015. From 2014 through 2015, the UK saw high levels of M&A activity, primarily on the back of strong annual GDP growth of 2% to 3%, improving consumer sentiment, and a few large deals, such as the one between Anheuser-Busch InBev and SABMiller.

Financial 70

Financial Industry Analysis Strategy& 70

Melissa Agnes

OCTOBER 24, 2014

My week has been productive and inspiring. Disruption technologies integrated within crisis message strategies arising during Ebola crisis. WhatsApp As An Ebola Crisis Communication Strategy. The post #CrisisRoundup of Awesome Links: Week of October 20, 2014 appeared first on Melissa Agnes - Crisis Management Keynote Speaker.

Conference 40

Conference Media Government Tools 40

Harvard Business

MARCH 1, 2018

In November, United States’ crude oil production exceeded 10 million barrels per day for the first time since 1970, according to the US Energy Information Administration (EIA). output comes from fracking operations that have cut costs dramatically since slumping prices in 2014 forced dozens of companies into bankruptcy.

Cash Flow 130

Cash Flow Transportation Energy Balance Sheet 130

Harvard Business

JULY 8, 2016

Based on my research at Frontier Strategy Group , I’ve found that companies can avoid the pitfalls of evaluating emerging-market data, and successfully use it to support strategic decisions, if they follow a few key do’s and don’ts. It can lead to executives to miss investment opportunities or to develop faulty strategies.

Data 122

Data Marketing Sales Government 122

Harvard Business

JUNE 20, 2016

It’s a balancing act that requires a unique mindset, a particular set of skills and tools, and a specific strategy. By 2006, GMCR owned 100% of Keurig and officially renamed Keurig Green Mountain (KGM) in 2014. You seek breakthrough ideas for new products or services based on certain assumptions and observations.

Company 121

Company Engineering Operations Development 121

MishTalk

DECEMBER 15, 2014

Domestic demand slowed considerably and fell below 50 for the first time since April 2014. The manufacturing slowdown continues in December and points to a weak ending for 2014. China PMI and Production The question, as always is whether or not this is just more meandering around above and below the expansion-contraction line.

Energy 66

Energy Survey Research Productivity 66

MishTalk

OCTOBER 2, 2013

On Monday, Spain reported that its debt-to-GDP ratio would hit 100% in 2014. Spain''s public debt will soar to nearly 100 percent of output at the end of 2014, the government said Monday, despite massive spending cuts that have triggered angry street protests. Spain''s ratio of debt to gross domestic product (GDP) will hit 99.8

Government 74

Government Finance Education Banking 74

Harvard Business

SEPTEMBER 19, 2016

One day in December 2014, Sergey, the Russia general manager for a multinational consumer goods company, was up early in the morning, watching the ruble’s value slide by the minute. In a survey of 77 of my company Frontier Strategy Group’s global clients, 88.3% There was no good solution. Federal Reserve.

Marketing 70

Marketing Agile Company Sales 70

MishTalk

FEBRUARY 1, 2014

Prices of products with imported components such as appliances and vehicles rose immediately after the devaluation. Moody''s expects a devaluation of the Argentine peso 50% in 2014. Before the devaluation, the Government launched a plan to fix maximum prices on about a hundred products sold in supermarkets.

Banking 75

Banking Government Productivity Marketing 75

Harvard Business

NOVEMBER 22, 2016

billion debit and credit card transactions, its research revealed a dramatic slowdown in the growth of everyday consumer spending from 2014 to 2015. That data shaped the company’s future strategies and offerings. Organizations have always collected data on customers, suppliers, products, and services. analyzed 12.4

Banking 118

Banking Data Financial Media 118

MishTalk

SEPTEMBER 28, 2014

for all of 2014. Such behavior would cost you your job in the private sector, but in the economic model of 2014, which reminds us more of Soviet Union than a market based economy, its par for the course. Negative productivity, capital flight and a system built on protecting the elite is failing. Who’s next? Time has caught up.

Policies 77

Policies Government Banking Productivity 77

Management Consulted

AUGUST 7, 2016

In short, Kash subscribes to the philosophy that demand in the market should come first before a product or service is offered, instead of creating a product or offering a service and then trying to gin up demand. Brand & Business Portfolio Strategy. Global Growth Strategy. Market Entry Strategy. Innovation.

Groups 100

Groups Interviews Culture Case Interview 100

MishTalk

NOVEMBER 17, 2013

In these times of fiscal discontent and protests by Brussels, the expected improvement of public accounts in France in 2014 and 2015, the government had to be reassuring about the traditional collective fiscal year-end synopsis presented on Wednesday. of GDP in 2014 and 2.8% Spending Up €3.3 of GDP, higher than the 1.6%

Government 67

Government Survey Finance Meeting 67

Harvard Business

FEBRUARY 20, 2017

We don’t stop at interviewing and choosing good candidates; we give them detailed insight into the company’s finances, strategy, individual consultant performance, and implications on compensation so they can make a fully informed decision about whether to join us.

Management 132

Management Case Interview Leadership Interviews 132