article thumbnail

Consultant Ninja: US Health Care Costs: Management Consulting.

Consultant Ninja

Why is the health insurance any different than traditional forms of insurance i.e. automobile, life, homeowners, etc.? Also, at what point in time did insurance deviate from a financial risk mitigation tool? Anyways, one is the linkage of health insurance to employment. July 22, 2009 at 7:57 PM. Joseph Greiner.

article thumbnail

Consultant Ninja: Dipping my toe in the health care debate.

Consultant Ninja

overlapping administration costs of insurance companies; advertising costs of new drugs) and decrease the quality of delivery (e.g. the ability for insurers to deny insured individuals healthcare). Private insurers would then still have a competitive advantage in providing more thorough coverage plans or supplementary plans.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Consultant Ninja: Health Care is Not a Right: Management.

Consultant Ninja

Like all investments, I find this health insurance bill as a temporary fix for something much much larger. Overall, my biggest criticism of a private / public based insurance system is as follows: 1. Lack of Transparency: Institutionalized health insurance reduces the transparency into your individual risk profile and cost structure.

article thumbnail

Consultant Ninja: Who is to blame for the mortgage crisis.

Consultant Ninja

There are really 2 market plays given this dynamic: Potential Market Play 1 : Take on the risk, but only if its commesurately balanced with the long-term reward, behaves on the efficient frontier of return, is completely understood, can be insured against external risks, and is aligned with the asset class allocation for your particular needs.

article thumbnail

A Short History of Golden Parachutes

Harvard Business

Last year, Jeff Smisek, the former CEO of United Airlines, received a separation payment of $4.875 million in cash along with additional equity awards and other benefits for a total of close to $37 million after being ousted from his company. Golden parachutes can’t seem to stay out of the news.

Airlines 109
article thumbnail

Seabury Group Interviews and Culture

Management Consulted

Founded in 1995 by former Bain consultants and headquartered in New York City, they focus on developing airline strategy and implementing major operational turnaround. Then, underneath three of these sub-subsidiaries are, you guessed it, more subsidiaries, such as Seabury Airline Planning Group LLC and Seabury Maritime Corporate Finance LLC.

Groups 100
article thumbnail

Consultant Ninja: A Simple Question about the Credit Markets.

Consultant Ninja

Isnt also true that providing funds to the sick banks also insures they dont go under? A lot of companies, including a lot of consulting companies, have professional indeminity insurance with the likes of AIG. I think what you say makes sense, but implementation of your idea requires quite an re-allocation of industry resources.