Remove Cash Flow Remove Productivity Remove Retail
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We Tracked Every Dollar 235 U.S. Households Spent for a Year, and Found Widespread Financial Vulnerability

Harvard Business

The lack of access to stable, predictable cash flows is the hard-to-see source of much of today’s economic insecurity. Financial Diaries (USFD), an unprecedented study to collect detailed cash flow data for U.S. But this close-up look at cash flows suggests new routes to helping families. households.

Cash Flow 134
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What U.S. CEOs Should Do with the Money from Corporate Tax Cuts

Harvard Business

tax law is likely to increase after-tax cash flows for U.S.-based There’s a strong argument that they should invest in growth , and the newly available cash offers them a unique chance to do so. Initial reports suggest that many executives are at a loss as to what to do with the newfound cash. The new U.S.

Cash Flow 115
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How Competition Is Driving AI’s Rapid Adoption

Harvard Business

It took more than 30 years for electricity to diffuse and enable industrial plant design that could generate significant productivity growth. Amazon, born 24 years ago, had captured about 45% of online retail commerce in the United States by 2017, but still stood for just about 5% of total US retail gross merchandise volume in that year.

Cash Flow 126
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How Banks Can Compete Against an Army of Fintech Startups

Harvard Business

It’s been more than 25 years since Bill Gates dismissed retail banks as “dinosaurs,” but the statement may be as true today as it was then. Other sectors of retail lending have not fared much better. Recent analysis by Bain and SAP found that only 7% of bank credit products could be handled digitally from end to end.

Banking 133
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Asset Management – Valuation (Part 2 of 4)

Tom Spencer

There are a couple of reasons for this: Asset managers can see cash flow and earnings fluctuate wildly with markets. For alternative asset managers such as hedge funds, their cash flows may be cut by more than half as profits fall and they collect a smaller fee from their profit participation agreements.

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Give Your Team the Freedom to Do the Work They Think Matters Most

Harvard Business

At Decathlon, a sports equipment retailer with 80,000 employees , their form of corporate liberation is strongly supported by the CEO. Michelin is a huge company in a relatively mature industry, but it has still managed to nearly double its free cash flow since 2015, to €1.509 billion ($1.75

Cash Flow 132
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Driving Sustainable Growth at an Inflection Point

Brimstone Consulting

After a decade of growing organic herbs and vegetables and raising farm animals, a family-run New England farm decided to pivot and produce high-end functional CBD products. This pivot required the organization to change its business model from wholesale agricultural commodities to the production and retail of consumer goods.